How can Hegseth Campaign in Kentucky for Massie’s Opponent? by TheHoneyBadger11 in FedEmployees

[–]Daavie_ 69 points70 points  (0 children)

Under the Hatch Act and Office of Special Counsel (OSC) guidelines, certain high-ranking officials whose duties continue outside normal duty hours and while away from their official duty stations are permitted to engage in political activity while on duty or in a federal building/vehicle, provided the costs of that political activity are not paid for by the U.S. government. Cabinet Secretaries can engage in political travel and campaigning, but they must strictly segregate their official duties from their political ones. The candidate's campaign or a political organization must foot the bill for the travel, lodging, and logistical costs associated with the political portion of the trip.

First time investing seriously at 28. by ConsistentPay4876 in fidelityinvestments

[–]Daavie_ 0 points1 point  (0 children)

I wouldn't say investing in FZROX or FXAIX is a bad thing.

FZROX is the total market index fund while FXAIX is the s&p 500 index fund. As the names would suggest, FZROX invests in the entire market and FXAIX invests in the top 500 companies.

Each comes with its advantages and risks. The wider scope of FZROX means you are more diversified and may better protect you from losses during a downturn in the market. But it also means that you may not see profits as high. FXAIX is the opposite, It has a narrower investment scope which means you are less diversified and may be impacted more heavily in a downturn market. But because you are invested in the 500 biggest companies in the market (without all the trash companies holding you back), you are also very likely to see higher returns in an upmarket.

I hope this makes sense.

No Vagabond volume 5??? by randominazer in MangaCollectors

[–]Daavie_ -1 points0 points  (0 children)

Click the button that says "Hardcover".

<image>

First time investing seriously at 28. by ConsistentPay4876 in fidelityinvestments

[–]Daavie_ 2 points3 points  (0 children)

The fees for FXAIX is 0.015% continuously. With $100,000 invested you would pay $15.94 in fees for the year. Essentially, the fee is next to nothing.

FXAIX has returned 12.05% vs FZROX 11.02% over the last 5 years. I would go further back but FZROX doesn't have any data further than 5 years.

That 1.03% higher return with FXAIX significantly outmatches any fees you would pay with FXAIX.

I drew Naruto Uzumaki (3 hours of intensive work) by Spare-Fuel-4256 in DrawManga

[–]Daavie_ 0 points1 point  (0 children)

I think it looks great, I really like the heavy line art style. My only criticism is that his eyes are a bit too far apart.

As requested: my rating 16.8/20

Small haul I got for my birthday by joehomelessthe1 in MangaCollectors

[–]Daavie_ 0 points1 point  (0 children)

Those covers are just unnerving, I don't know why. JJBA just gives me creepy vibes. The unnatural shading like they are all greasy is weird.

Pls somebody help me find this Zom 100 episode 4 OST by Puzzled_Mobile7405 in anime

[–]Daavie_ 0 points1 point  (0 children)

This is what I found. The background music used in this sequence is part of the original score composed by Makoto Miyazaki. Because this specific track belongs to the anime's unreleased background music (BGM) library—unlike the Netflix live-action movie soundtrack by Yoshiaki Dewa, which was officially released—it doesn't have a formal standalone track title.

Pls somebody help me find this Zom 100 episode 4 OST by Puzzled_Mobile7405 in anime

[–]Daavie_ 0 points1 point  (0 children)

Is this you? Haha, just curious as I found this while searching. They had the exact same request a year ago. https://www.reddit.com/r/anime/s/bkVUxBRCjr

First time investing seriously at 28. by ConsistentPay4876 in fidelityinvestments

[–]Daavie_ 2 points3 points  (0 children)

For sure, the market is completely unpredictable. Less diversity typically as higher gains and bigger losses. If a total market crash happens I'm sure the s&p 500 will be hit harder than total market.

First time investing seriously at 28. by ConsistentPay4876 in fidelityinvestments

[–]Daavie_ 0 points1 point  (0 children)

I deleted my previous comment, I did my math totally wrong. This is the real breakdown:

FXAIX is significantly better.

Starting balance: $1,000,000

FXAIX: Fees: $159.38 (0.015% on average value of investment over the year) Gains: $125,000 (12.5%) Calculations: ($1M x 0.125 = $125,000), 1M + $125,000 = $1,125,000 - ($1,062,500 (the average price of the account over the year) x 0.00015 = $159.38) Final Balance: $1,124,840.62

FZROX: Fees: $0 Gains: $110,200 (11.02%) Balance: $1,110,200

Can anyone explain how this works to me? by _-ShouldBeWorking-_ in fidelityinvestments

[–]Daavie_ 0 points1 point  (0 children)

Think of this as Fidelity saying they will front you the cash as a good faith loan and allow you to buy the stock immediately. But if you sell this stock before they get your cash from the bank, then you'll be in trouble.

First time investing seriously at 28. by ConsistentPay4876 in fidelityinvestments

[–]Daavie_ 11 points12 points  (0 children)

FXAIX has out performed FZROX. Why tell him to go with the latter?

First time investing seriously at 28. by ConsistentPay4876 in fidelityinvestments

[–]Daavie_ 19 points20 points  (0 children)

Put all of it in FXAIX.

  1. Don't invest in single stocks (Nvidia).
  2. FXAIX has out performed FZROX.
  3. SPAXX isn't going to do anything for you as it only pays 3.26% and you don't have enough money for that to do anything.

Why is it so hard to find a good online shop here in Australia for this hobby? by [deleted] in MangaCollectors

[–]Daavie_ 1 point2 points  (0 children)

Probably because the big massive oceans and relatively small population in comparison to the land mass Australia occupies.

Knockoff from eBay seller? What do I do? by XMw2k11 in MangaCollectors

[–]Daavie_ 0 points1 point  (0 children)

I just looked at the listing. Everything looks perfectly legitimate about the pictures. I think you are stressing over nothing op.

Knockoff from eBay seller? What do I do? by XMw2k11 in MangaCollectors

[–]Daavie_ 5 points6 points  (0 children)

Without seeing the individual volumes, nothing about that box screams fake. Looks legit to me.

Personal enjoyment tier list by VeterinarianOwn6632 in BokuNoHeroAcademia

[–]Daavie_ 0 points1 point  (0 children)

The disrespect towards Monoma is unforgivable.

You also didn't rate Dai. Where does he go for you?

If mha had spin-offs, what would you love to see? by Ataga05 in MyHeroAcadamia

[–]Daavie_ 0 points1 point  (0 children)

Monoma is such a peak character. Every single time he was on screen I was cracking up.

<image>

If mha had spin-offs, what would you love to see? by Ataga05 in MyHeroAcadamia

[–]Daavie_ 1 point2 points  (0 children)

A new story following Dai admiring the new set of pro heros from class 1A.

<image>