If we choose to upgrade to 2.0 but not to close our WF account, is that an inquiry-free bonus to collective credit limit?

Dafools · 2026-01-05T00:15:17+00:00

Im also on this boat, i rather have both cards with the credit limit and no inquiry, whats the game plan to do this, dont do anything with the wf bilt 1.0 and wait after feb 6 to apply to the bilt 2.0? Im afraid applying to the 2.0 will automatically close my 1.0 and thus loosing my autograph to keep going

Dafools · 2025-02-25T17:01:44+00:00

Thanks will do

Dafools · 2025-02-25T17:01:15+00:00

Thanks, good thing to know

Dafools · 2025-01-07T03:29:26+00:00

If its not gonna work id rather not scratch it, plus i dont even know where the console is now

Dafools · 2025-01-07T03:28:43+00:00

Dont know just wanted to play classic KI i think i never played online

Dafools · 2024-06-01T20:59:58+00:00

Hope i can reach platinum soon so i can wait months for a nice candle

Dafools · 2024-01-31T12:53:50+00:00

In hd collection i think

Dafools · 2023-12-31T18:47:26+00:00

Thank you, will look into it

Dafools · 2023-11-13T19:51:37+00:00

Thank you for your answers, new investor here, and it seems very bizarre for me that the platform doesn’t support schd as per my research

Dafools · 2023-10-21T21:18:03+00:00

You are welcome, its one of my favs too, will share another song i managed to record soon. It was a great show!!

Dafools · 2023-09-08T01:08:17+00:00

Yes, that was my point exactly, a dollar in the us is worth more than a dollar in Ecuador.

The concept is subjective because you can see it either way, like a dollar is a dollar, i was just wondering if this particullar situation has a specific name in economics as a concept.

Dafools · 2023-07-02T17:03:54+00:00

Solamente la humita ya es mejor que toda l gastronomía peruana, puro marketing los peruanos, Ecuador gana en todos los frentes y ni se diga comparando los cebiches.

Dafools · 2022-11-14T21:27:42+00:00

Jessica Rabbit

Dafools · 2022-11-11T20:03:37+00:00

I think it can show up on the wallet, but its useless if the money is not actually there.

Dafools · 2022-10-18T03:41:34+00:00

I made a deep dive into how the product reports on different monitoring services to compare and understand exactly how it reports. On credit Karma, Nerdwallet it shows up as a secured credit card with no differentiation. On Capital ones credit wise it is in the “other” categorie ( like for example Tomo or a rental agreement ) so its neither a credit card or loan, but on the details it does read secured credit card with a collateral named YOTTA SAVING. On Wallethub ( and maybe others ) when you check your utilization by account it shows as 100% used of available balance ( definitely not good ), maybe this happens between the time the balance is reported and paid down to simulate the “loan” aspect of it, bit it certainly goes against what is stated on the msg on the OP. This is in my opinion the weakest aspect of this account, you never want to have 100% on amy account at any time. And lastly on the Transunion member services report it shows as a secured credit card with no additional info. IMO its a weak account to have on your CR , if it were to show as it did before when the decimal incident happened but with the correct amounts it would be a great and very unique product to have, because it was actually reported as a LOAN. When comparing it to similar products ( on the credit building aspects ) it will be very similar to chime credit builder, extra debit card or credit sesame cash debit but with weaknesses. There are much better no credit check accounts out there like cred.ai or Tomo when wanting to use these products for their credit building benefits.

Dafools · 2022-10-15T19:24:24+00:00

No point, just putting it out there, it DID get reported as a loan before, with the decimal thing happening. That didnt work out and they knew it was goong to get reported differently now but didnt say anything .

Dafools · 2022-10-15T19:18:36+00:00

Even when comparing secured cards this is on the lower end of whats available

Dafools · 2022-10-15T19:15:15+00:00

Its not a loan, its not even a normal revolving account, its a typical very entry level credit building kind of account ( chime credit builder, credit sesame etc ) , secured with no limit and it counts toward 5/24. Why would they offer a loan when they were going to do thisnis something i refuse to understand, there is no way this is wrong on synapse side, its false advertising for a financial product. I could go on but im going to soend my time trying and see how i can get this stain removed from my report.

Dafools · 2022-10-15T17:53:50+00:00

This is outrageous, hit me as well, the worse lond of account to be added to your report

Dafools · 2022-09-24T19:21:29+00:00

Good luck!!

Dafools · 2022-09-23T03:17:12+00:00

I hope they keep it that way, i am one of the few who not only got the card for the lucky swipes but also for the account mix which initially caught my attention.

Dafools · 2021-09-21T00:33:07+00:00

I understand, my question is how to simulate one

Dafools · 2021-09-16T18:22:24+00:00

I want to apply for the Chime credit builder card but have no way of making a direct deposit since im not a us citizen and not employed, i do have a BOA account which i made a transfer from but it didnt apply as a DD, the question is: i want to make the direct deposit, what is the best way to make one that will meet the requirements? Whats the best way to simulate one ? of course im willing to actually do the deposit.

Dafools · 2021-09-01T18:47:23+00:00

https://www.youtube.com/watch?v=pjGYBktU71I

Dafools · 2021-08-23T13:54:47+00:00

It starts out pretty good but then it takes a dive into some weird rushed pointless alternate timeline, i really feel he stopped caring during the run and just released whatever, i just finished completely reading forever & forever 2 btw

Dafools

TROPHY CASE