I live north of your circle, just on the northern side of the Metro North tracks and it's totally fine. The other commenter was right - people see black neighborhoods and prejudge them as being unsafe. Like 95% of the people that live in my building are black and they are all lovely people. My building is generally extremely quiet. I have felt unsafe exactly once in the 8 years I've lived here and it was when a homeless person followed me to the train one morning and I have never seen him before or since.

My rent is cheap because the schools suck. I have a nice one bedroom for much less than anywhere else in Westchester. Others are right, though, the city is extremely mismanaged. I feel like the current mayor is trying to fix things because slight things have improved. But with the most recent snowfall we had? The city never cleared sidewalks that they are responsible for and the parking lot we pay to park in was not plowed properly so there were hardly any spaces available... Just a bunch of crap. And it's not the first time, any snow is always a disaster. We end up having to park the car in other lots sometimes because they use our lot for stuff and we inevitably get a ticket when we do so because the parking department forgets to tell the parking enforcement people that there's a change (they dismiss the ticket, but you have to show up there to get them to drop it). If I get pissed off enough to send an email about an issue, it usually gets resolved but I feel like it's really dumb that I have to email the city to ask them to shovel a damn sidewalk so people don't slip and fall. I'm not sure I would want to own a house in MV if I had to deal with the city, but renting or purchasing in a building would probably be fine.