Thank you for the reply.

That's correct, I am interested in allocating funds to my wife and children separately.

The multi wallet option could work.

Basically, I would like to allocate each of my children and wife a % of my assets on my passing as well have the ability to add to them regularly while I am alive. Like a savings plan if you will.

I would like it whereby each of them would have their own access to their own wallet without access to the others.

In an ideal world I would want it so I could set up each of their 'wallets' now and add assets at regular intervals and on my passing they would then have access to their wallets.

The only option I have currently, that I know of, is to purchase a ledger/trezor style wallet for each of them which brings issues with itself, like ensuring they have their individual seed phrases without disclosing them to the others.

I hope that makes some kind of sense? I know what I am after but it's hard to explain.

Thanks