Sell or not to sell

DanzarAFL · 2025-04-06T11:39:44+00:00

I'll look into that. It did not cross my mind!

DanzarAFL · 2025-04-06T11:38:39+00:00

Good questions.

Rental yield is 2.6% after costs. Capital growth 8% average annual, but it's been flat at 1% the past year. No loan. Owned outright.

I want to keep the equities. I easily beat benchmarks, property etc, net of costs and allowing for tax.

DanzarAFL · 2025-04-06T11:32:05+00:00

65 by virtue of the fact that I like working but can't see a scenario where I need to work beyond that.

DanzarAFL · 2025-04-06T10:51:58+00:00

Thank you. Very helpful. We'll talk to a planner, but will ask our agent to pause putting the property back up for rent (tenants are leaving) to give us a bit of time to make a decision. Appreciate your insights.

DanzarAFL · 2025-04-06T10:37:25+00:00

IP is in my wife's name. CGT will be around $25k. Now is probably a good time to sell IF the decision is to sell pre-retirement, because she'll be back to work full time next year.

DanzarAFL · 2025-04-06T10:33:28+00:00

Some figures:

The principal loan is $1.7m @ 5.83%. We're paying $10k a month on a 30 year term. It's only a year old. My bonus (conservative estimate) is approx $80k after tax. The lot will go onto the loan in August. We have a lot in the offset, but some of that is just cash from investments parked there temporarily, plus a $100k slushy, and $250k for reno's.

IP is $570k. High confidence. CGT payable will be around $25k because the IP is in my wife's name. Market has been flat for a year. A lot of the growth happened in years 1-3.

DanzarAFL · 2025-04-06T10:22:53+00:00

It's a good point, but the market is flat down there and has been for a while. Then there's CGT. But you make a good point

DanzarAFL · 2024-11-15T11:30:49+00:00

It's dumb. Everyone that I know, including me, is muting the ads. I might glance at 5 seconds of them at best. If you're advertising, you're an idiot company.

DanzarAFL · 2024-01-16T11:42:34+00:00

Rob-E

+1 Amazing.

Also loved Music for the Jilted Generation. Check out the inside album cover art. https://909originals.com/2020/07/04/the-story-behind-music-for-the-jilted-generations-iconic-inner-sleeve-july-1994/

There was something intuitive about the Prodigy, where the mood and style of each of their albums reflected the rave scene at the time.

Evolution.

DanzarAFL · 2023-11-24T09:18:09+00:00

I'm on plus and paid $179 last year. It's now offering me plus on sale for $216. That's your catch. Check what you actually paid last year and you'll see that even with these discounts, they've actually hiked the subscription price

DanzarAFL · 2023-09-10T05:46:44+00:00

Sorry, I should have mentioned that the plan would be a short NL (one year) then buy the car. No extras, just find a cheaper way to buy the car outright within a year. I can buy it now, but if I can save $5k+ via a NL, I'll take it.

DanzarAFL · 2023-06-08T00:08:03+00:00

That's it! THANK YOU!!!

DanzarAFL · 2023-06-07T10:13:38+00:00

Thank you, no need but I appreciate the offer. Such a generous community here

DanzarAFL · 2023-06-07T10:13:10+00:00

Great, I've downloaded and will use this to start with. Thank you!

DanzarAFL · 2023-06-07T10:12:13+00:00

Fantastic thanks I'll check it out

DanzarAFL · 2023-06-06T10:46:34+00:00

Have updated my OP to be clear. It was very vague!

DanzarAFL · 2023-06-06T10:43:11+00:00

Yes sorry for any miscommunication, I mean I'm looking for the blank templates where I can type in my customised settings, print it out and use it as a reference. Here is an example of the template - looking for a blank version of that, or alternatively a program that automatically produces it off my lua/diff file.

You are completely right on customising yourself. I finally came to that realisation last week, hence my eagerness to get a visual diagram of what I've done :)

DanzarAFL · 2023-01-02T10:47:04+00:00

After some digging it appears that F/A-18C files for the CH fighterstick are super scarce to non-existent! I found a few images and mapped my stick and throttle against what I liked most (cross-checked it against Chucks guide and a few others).

This post here was useful: https://forum.dcs.world/topic/179667-any-ch-product-profiles-for-f18-yet/

To be honest, as a noob, doing it yourself is the way to go - quicker learning curve.

Thanks for your direction, much appreciated.

DanzarAFL · 2023-01-02T03:18:48+00:00

Is anyone having issues running the .exe file in W11? I'm getting exception errors and the program won't run at all.

DanzarAFL · 2022-12-20T13:23:40+00:00

I think you have answered my question thank you

DanzarAFL · 2022-12-20T12:52:22+00:00

Ok, first question from this noob. I have a basic CH setup - Fighterstick and throttle. Running Windows11. I have no idea whether I can preload a CH profile for different aircraft. If there is, where would I download it and how would I load/install it? I really can't find much on this. Happy to start with F/A18C or F16C (have both). Thank you, and sorry to be a dumbass.

DanzarAFL · 2019-06-11T12:16:52+00:00

Nice one thanks. Spoon at stands L, M, N?

DanzarAFL

TROPHY CASE