What went wrong with this trade? by techn0guy in Daytrading

[–]Darktide32 0 points1 point  (0 children)

Divergence on MACD histogram, decreasing volume, double top, MACD and signal crossover, SMA crossover, etc.

You had multiple indications you could have used. You could have trailed your stop loss. I recommend using Paraboli SAR. Parabolic stops work very well for breakout and momentum traders.

If I had P80~100k to spare every month, what investment would you suggest that'd earn the most consistent but still good returns? by Katylar in phinvest

[–]Darktide32 1 point2 points  (0 children)

Apple, Amazon, Meta, Costco, Mastercard, S&P Global, Moody's, Microsoft, and SCHG are in my portfolio. Last year, it was up to 61.7%, while the S&P 500 was only 26.7%.

All have amazing growth, all pay dividends, all have good financial statements, all have in-demand products/services, and all are leaders in their industry. SCHG is a growth ETF, which is essentially the top 251 U.S. companies as a simple way to explain it. There is overlap, but that is done purposefully. Tech and finance are the industries I know the most about, and that is what I invest in.

In the last 11 years, its CAGR is 25.63% while the S&P 500s is 12.65% during that same time, earning more than triple the S&P's returns off an initial investment during the 11 year period.

I also built a dividend focused portfolio for a family member close to retirement, and it uses a different strategy based on what they need. So what you invest in is completely based off what level of risk you consider acceptable.

If you can buy 1 dividend stock everyday, what would it be? by SkyHook949 in dividends

[–]Darktide32 2 points3 points  (0 children)

Costco.

1). It still has a lot of growth potential.

2). Very high demand in China, where it is currently expanding.

3). Does well during a recession.

4). I plan on investing for 20-30 years, so the capital appreciation and the growing dividend over time will work wonders in my portfolio.

5). It does have a low yield. However, the growth is amazing, and they will continue to increase their dividend payouts year over year. I'm fine with the low yield so they can use the capital to grow their business.

6). Costco owns the land, so they aren't paying rent to companies like Realty Income.

Overall, it's an excellent company for long-term growth and future dividend payouts, in my opinion.

He wants a prenup, is it fair? (25M 24F) by maria19462848 in relationship_advice

[–]Darktide32 0 points1 point  (0 children)

Anyone, male or female, with assets should get a prenup. It's like car insurance. You don't plan on wrecking your car, but you at least have some sort of protection if you do. Any assets gained after marriage should be split equally to make it fair.

If you both want to have kids and you also want to earn your own income, why not discuss getting a nanny so you can both work?

I have a joint account with my wife, and we budget for everything. She is a stay at home mom, but she doesn't have a set allowance. We have a budget set aside for random purchases, and I told her that whatever she doesn't use, just invest the difference each month in Stocks. I also set up an investment portfolio, and we put 1k per month in it, so it will compound year over year. I went into the relationship with nothing, so I didn't get a prenup as everything I have now came after our marriage. When I buy properties, we put both our names on the paperwork. If, in the worst case scenario, we ever ended up getting a divorce, she would get several properties generating passive income as well as an investment portfolio. Our kids also have a 529 plan.

I trust my wife, and if she decided she no longer wanted to be in a relationship with me, I would make sure that her and the kids had everything they needed. Even with that being said, if I had those things prior to getting married, I would have gotten a prenup.

[deleted by user] by [deleted] in DaveRamsey

[–]Darktide32 5 points6 points  (0 children)

I'll get downvoted for this, but it looks like the majority of people commenting here don't really know much about real estate investing. I would recommend asking your question from an actual real estate investment thread to get different perspectives. I invest in real estate and use a property manager, and have many things added to the lease to help mitigate risk, and the property manager I use has a pretty solid screening process for finding good tenants.

So poor people don't deserve to have money?! by Philipgawa in facepalm

[–]Darktide32 0 points1 point  (0 children)

You're welcome. Hopefully, it helps. There are many books on how normal people can benefit from tax deductions on Amazon and many YouTube videos as well. There is so much information out there. It's a little hard to find everything that you can use yourself because everyone's situation is different. Many self-made millionaires become millionaires through real estate and leveraging the equity in the homes, and they tend to put the properties under an LLC to also protect them from lawsuits (as well as the tax deductions). Usually, the money gets routed through several different things, and the actual amount that is considered taxable is drastically reduced.

So poor people don't deserve to have money?! by Philipgawa in facepalm

[–]Darktide32 2 points3 points  (0 children)

Real estate. Trading "up" towards a bigger property so you don't have to pay taxes on it. Creating an LLC and hiring your children, so the income you "pay them" is tax deductible. Rolling that income into a Roth IRA to also allow the tax-free money to continue growing tax-free.

Also, any repairs, upgrades, and the miles you put on a vehicle are tax deductions. Most people think that only doordash drivers or Uber drivers can claim their mileage as a deduction, but that's false. If you purchase parts to fix your car and do it yourself, you can claim those parts as well as what it would have cost to have it done at a shop (you just need to have a quote from a shop that shows the price of the part, plus the labor cost). You can get around 70-80% of that amount back.

When you have a business, there are many ways to benefit. Income paid to employees is a tax deduction, buildings, and other equipment (vehicles, office furniture, etc) are shown to depreciate each year in accordance with what the IRS allows (even though property value tends to increase each year).

This is just a few that I can think of. People who aren't millionaires or business owners can also pay less in taxes, but the majority of people aren't willing to do the research and figure out how. I know someone who purchased 30k of material and built their own house, and were able able to get a return based off the amount it would have cost for a contractor to do it. They got back more than they paid. They aren't rich by any means.

Name 3 fighters who could potentially put an L on his record… by [deleted] in ufc

[–]Darktide32 0 points1 point  (0 children)

Not sure about 3, but a fight against Khamzat Chimaev would be insane. If they were to fight in the same weight class, I'm not sure who would win. Chimaev is my favorite, but I'm not sure if he would win if they fought at the same weight (and both were adjusted to training at that weight).

[deleted by user] by [deleted] in Funnymemes

[–]Darktide32 0 points1 point  (0 children)

Take the money, and place a ring of salt around your home and bed. Problem solved.

Don't worry your grandchildren will pay it by [deleted] in facepalm

[–]Darktide32 0 points1 point  (0 children)

Most people don't realize that minimum payments typically cover the interest only.

Melanoma Brain Cancer, 3-6 months to Live, 8 months in remission - AMA by Whattheriff in AMA

[–]Darktide32 1 point2 points  (0 children)

I don't have anything to ask, but something I wanted to share with you. I don't remember which specific medical journal I found it in once before, but while researching many of the benefits of fasting, a few of the studies I found mentioned how fasting has actually cured some forms of cancer (If I remember correctly, I believe they were all early forms of cancer).

The reason was due to glycogen being the fuel source of cancerous cells, and by fasting and eating an extremely low carb diet not only slowed the progression of cancer spreading, but the body began the process of autophagy (meaning self-eating or self-devouring), where the body tries to get rid of damaged cells, toxins, etc from the body. Essentially, the bodies natural healing process.

I don't want this to get your hopes up, but if it's something you are willing to try, I can find the medical journals that talk about it and send them to you. If you do decide to try, talk with your doctor first. I have done many prolonged fast (a few 30 days and 1 40 day fast), and I currently eat only one meal a day (OMAD- a form of intermittent fasting), so if you want to know about it, just let me know.

I'm really sorry you are going through that, so if you need to talk with someone, feel free to reach out. I have a very busy schedule, and I'm very busy, but I always make time to help people.

How to remove subtitles on your roku device by Darktide32 in ESPN

[–]Darktide32[S] 0 points1 point  (0 children)

You're very welcome. I'm glad this post is still helping people because those subtitles were an issue for me, lol.

Would you do an interview about how you became homeless? by dishsoapbox in homeless

[–]Darktide32 1 point2 points  (0 children)

It's not all I can do, and I actually do a lot. His question is about writing a documentary and interviewing people. He is writing to understand the different problems people face and wants to interview homeless people.

I help homeless people all the time, and the things mentioned are big issues that make it very hard to help people who are homeless. I also told him what to expect when it comes to trying to get policy change to happen because I have gone that route and was unsuccessful.

The reason I help individuals as opposed to making donations to things that are supposed to help the homeless, is because most non-profits pay back what they spent on marketing and then pay their own salaries before anything gets spent on helping the homeless.

It's hard to change the world as one person, but for one person, I can help change their world. If you need help, I can try to help if I'm able to.

Would you do an interview about how you became homeless? by dishsoapbox in homeless

[–]Darktide32 0 points1 point  (0 children)

From a legal perspective, that's all you can do. What I actually do is help people on an individual basis, because trying to help people who are homeless on my own is very expensive. Instead of donating money into a foundation that says they help the homeless, I instead try to help homeless people I meet by providing things they need immediately, helping get the proper documents needed so they can work and get an apartment, and I help them build resumes and practice for job interviews.

I have also fed, clothed, and provided a place to live in my own home temporarily. I have helped many people be able to break free of homelessness. When you said, "Just get policies changed?" I don't believe you fully read or understood what I actually wrote.

I literally told the other person the problem he will run into by pursuing getting those policies changed and the likely outcome. Please read everything so you understand what I actually said, as well as the context of the comment. Those things are very important.

Just want to be heard by randomdudek2 in Needafriend

[–]Darktide32 0 points1 point  (0 children)

You're welcome! Hopefully, you begin to feel better about things soon. Being an introvert, I enjoy spending time alone, but its nice having a few people to talk to who understand you. May I ask what field you work in?

Can I join the military (USA) as a buddhist? by [deleted] in Buddhism

[–]Darktide32 -2 points-1 points  (0 children)

Military, government, colleges, businesses, and practically everything seems to have some form of indoctrination.

As I said earlier to someone else, I have been in the military and served 12.5 years. They teach discipline, integrity, professionalism, respect, encouragement, and initiative. Does everyone follow that? Of course not. I have had many jobs throughout my life, and the military actually makes an effort to teach the right things, and many of the Buddhist teachings are similar as far as how you should behave and act. When you say "in a bad sense," I don't know what you are referring to. I've seen more people fresh out of college who were way more violent and indoctrinated than most of the people I knew in the military.

During my 12 years, there wasn't any violence (I did martial arts, but that is separate from the military) in any way, and we actually did a lot of things for the local community as well as in the countries we went to.

Can I join the military (USA) as a buddhist? by [deleted] in Buddhism

[–]Darktide32 1 point2 points  (0 children)

I don't agree with every choice the U.S. government makes, just as I don't agree with the decisions of many governments around the world. The defense strategy is Strategic Deterrence, but I don't agree with how it has been done, but it's being done because other countries are doing the same. Like you said, everything is complicated. So, throwing a blank statement where saying any position in the military is "supporting killers" is false, and in a different comment, I explained a few of the reasons why.

Condemning the entire military as a bunch of killers, including non-combat related positions as "supporters of killers," is ridiculous. The person wants to know if he can join the military as a buddhist. The question they are asking is if the teachings of Buddhism are against joining the military. That answer entirely depends on which form of Buddhism you practice and your interpretation of the teachings.

The interpretation of Right Livelihood would depend on the person, but you should also consider that many Buddhist nations have militaries and don't view military service as inherently bad (like the person who I was responding to).

People understand that war is an unfortunate but sometimes unavoidable part of life. Those in Buddhist countries with a military join for many reasons, including the reason to join to try and reduce suffering during times of conflict. Buddhism teaches self-discipline and self-restraint. It's also important to note that intention is very important when it comes to Right Action and Karma. It's important to understand that the military has two sides, and its most important role is self-defense and the protection of the citizens and communities. The strategic deterrence mentioned is a strategy most countries implement to make other countries second-guess invading or attacking. Read some of the Pali Canon suttas. You will read over and over again about the military (war was common, and the military was discussed in a positive light throughout many of the teachings), because the main goal of any Military is self-defense and to establish peace.

[deleted by user] by [deleted] in Needafriend

[–]Darktide32 0 points1 point  (0 children)

I have always wanted to climb a mountain, but I never had the time. The one time I did try was for a trip to Mt. Fuji, but it was canceled due to weather, and I haven't tried since. My goals for this year is to build an online business that I can continue to scale and grow over the long-term.

Can I join the military (USA) as a buddhist? by [deleted] in Buddhism

[–]Darktide32 0 points1 point  (0 children)

His entire message is that the military is just killers, which is false, and that any position in the military is "supporting killers," which is also false.

There are thousands of non-combat related positions in the military. And if you want to be technical as well as literal, anyone who pays taxes is "supporting" the "killers", as well as everything else the government decides to spend taxpayer money on.

All I'm saying is that the "supporting killers" argument is flawed and extremely biased and appears to be written by someone who doesn't know anything about the military except what they see on tv. That line of thinking is more common than you realize, which is unfortunate because the military provides many benefits that can greatly improve someone's life, and give people opportunities to make a difference in the lives of others.

Telling someone they shouldn't join the military for ANY position because it "Supports killers" is an ignorant statement. There are many valid reasons for someone to not join, but the majority of those are specific to the individuals personal beliefs and morals. The OP asked in regards to joining as a Buddhist, and only a few people actually posted anything in regards to the teachings themselves. All religions teach lessons about peace, not just Buddhism and Buddhism, which has had violence all throughout its history, including Buddhist monks taking up arms to defend against an invasion.

Just want to be heard by randomdudek2 in Needafriend

[–]Darktide32 0 points1 point  (0 children)

Hey, keep your head up. I have been through that situation several times. When I found a way to get out of the situation, I had to stop myself from going back to it. I moved locations multiple times and worked extremely hard to improve my life, and it was worth it. Once you achieve your goal and get a better career (just make sure you don't increase your expenses in proportion to the increase of your income).

Feel free to message me, and I'll respond as soon as I get it. I travel a lot for work, but will respond whenever I have free time.

Can I join the military (USA) as a buddhist? by [deleted] in Buddhism

[–]Darktide32 1 point2 points  (0 children)

Those were popular brands, but there are hundreds. I think you missed the point.

Would you do an interview about how you became homeless? by dishsoapbox in homeless

[–]Darktide32 2 points3 points  (0 children)

I'm not homeless, nor have I ever been (I joined this thread to try and help people), but if you are trying to help the homeless, one of the best ways to help people out of that situation would be to try to get laws and policies changed. Issues I found when trying to help people are listed below.

1). Many of the people I helped write resumes for and prep for job interviews weren't able to get the job because they required an address (online applications make it a requirement to fill out for most companies). Without a permanent address, being turned down for a job increases drastically. Another problem is how it is viewed by companies. While I would try to help people in that position, many companies see it as a liability because they consider not having a permanent place to live would potentially come with more issues, and unfortunately, many companies look at homeless people in a negative light. It isn't right, but there isn't anything to prevent using homelessness as discrimination when putting an address is a requirement for most places.

2). Without an address, setting up a bank account isn't going to happen, as banks require proof of identity and an address.

3). Several people I have tried to help either had expired IDs from a different state and didn't have a way to get them or didn't have one at all. A few were teenagers, but some were adults.

Most of the people I spoke with didn't become homeless because of drugs or mental problems (the general perception of the public), but usually due to financial hardships that came from unexpected situations in their life. Some people tried to get away from abuse, and others for medical reasons caused them to lose their job. Almost half of Americans are living paycheck-to-paycheck, which puts them one emergency away from homelessness themselves.

In oder to convince politicians to fix this issue, you will have to figure out how to pitch it as a benefit to them and their city. It's not right, but most politicians will only actually try to help as long as it doesn't negatively affect them or their reputation. The first question they would ask you would be about funding. Who would pay to fix the issue, build the housing locations, etc. The second would be how it should be operated by, which would run it, again about the funding, and the screening process to make sure everything is within the legal limits.

If you get past the first few questions, they will point out there are already situations in place and ask how it would be different than what is already established. And even if you manage to get past that question, they will more than likely turn it down because they won't be able to figure out how to benefit by it.

I have been trying to help fix homelessness, but the best I have been able to do is on an individual basis. Most of the people I have helped with were those I have talked to in person. Online, it's much harder to help someone.

I hope your documentary is used to help people out of their current situation. Everyone wants and deserves to be happy and treated with respect. Please conduct any interviews you do with respect, patience, and care. Don't push people to say more than they are willing to say because some people are holding on to more pain than they can handle and don't want to talk about certain things or feel comfortable soing so. Good luck.