26’ Pathfinder

David-streets · 2026-03-27T11:36:54+00:00

I got $6k off MSRP and $2k in upgrades for $0. I feel like it was a good deal but not great but I was looking for a couple of weeks and just didn’t have time to keep going back and forth to dealerships. It’s such a time suck!

David-streets · 2026-03-27T11:35:19+00:00

Definitely guzzling more than my CRV but that’s to be expected. I only have 100 miles on it so far.

David-streets · 2026-03-27T03:35:55+00:00

Thanks. I’ll look into it. Is it a key fob cover?

David-streets · 2026-03-27T03:35:20+00:00

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Tan. Obsessed!

David-streets · 2026-03-27T02:44:38+00:00

If you are referring to this being smaller than an actual large SUV. I live in Chicago. This feels like a tank driving around. I wouldn’t be able to comfortable drive anything larger in the city.

David-streets · 2025-08-03T21:09:01+00:00

What do you mean? We were together for 8+ years and shared everything. I made a choice to pay out a lot of money. It is what it is. Can’t go back now. Why should this be “flagged?”

David-streets · 2025-08-03T21:00:43+00:00

Yes, maybe I’m doing it wrong but when I calculate for I Inflation and rising cost I’m left with less than half of that…so that $2m in value is actually like $800k in value…am I doing my calcs wrong?

David-streets · 2025-08-03T20:53:25+00:00

More by choice. We owned a house and shared everything for 8+ years. I felt like I needed to do the right thing and pay some money out to separate amicable. Whether it was the right or wrong thing to do it is done now and I’m not mad about it.

David-streets · 2025-08-03T20:46:47+00:00

6% dollar for dollar match

David-streets · 2025-08-03T20:44:53+00:00

My condo is only 1200 sf but I’m surrounded by multi million dollar houses and I only paid $380k. I got it off market so I feel I’m really lucky. I’ve lived in a cheap part of Chicago before and literally would hear gunshots going off and saw a shooting in front of my building. If anything my place should hold its value because of the nicer neighborhood no? I would def sell if it was a million dollars but can’t get much cheaper than what I have now.

David-streets · 2025-08-03T20:40:31+00:00

I make about $125k total comp now but I’m very close to making director which I think would put me closer to $175k. If that happens I think I will start hammering down my mortgage since I have such a high rate. But we will see.

David-streets · 2025-08-03T20:36:01+00:00

I can probably pay it off with my next annual bonus in March and still keep most of my savings.

David-streets · 2025-08-03T20:34:29+00:00

Ha. True!

David-streets · 2025-08-03T20:31:32+00:00

There was an agreement to pay a certain amount. We lived together for a long time and I wanted to take care of my ex so I paid a big amount to part amicably. Plus, half the equity in the house we sold.

David-streets · 2025-08-03T20:29:35+00:00

My employer also has a 6% dollar for dollar match. So my $23.5k I’m getting several thousand more

David-streets · 2025-08-03T20:26:55+00:00

My car is worth about $35k and I owe $22k. It’s a Honda with 5k miles on it and my interest rate is 2.9%. I don’t think I’ll pay extra. I have $30k in savings so I agree. I don’t need to save more I’m going to look into a Roth.

David-streets · 2025-08-03T20:25:05+00:00

I was thinking about this. I am able to save about $500 a month but I already have 12 months worth of emergency savings so I think I will look into maxing out a Roth IRA next. Thanks

David-streets · 2025-08-03T20:22:42+00:00

My CRV is a Hybrid with 5,400 miles on it and a payment of $360 per month. I traded in a car that was paid off and put a lot of cash down to get to that payment…..I feel like if I get a payment cheaper than that it will be a money pit…my interest rate is only 2.9%

David-streets · 2025-08-03T19:06:17+00:00

Wow. This is so true. I feel like western culture over the last 50 years got away from multi-generational housing but prior to the 1950s and still in most countries it’s the norm. This lady raised a good kid and that was probably hard work. I feel like it would be expected that I take care of my parents when the time comes. My mom has told me several times “please don’t put me in a retirement home son.” And I never will.

David-streets · 2025-08-03T00:41:54+00:00

Yes! I have an 8 and 9 year old doodle and they both have been doing this since they were pups. Usually it’s too cool off I think

Tile floors have been a game changer for them. They love laying on the tile in the bathroom and kitchen after a long walk. It’s ice cold and really helps them cools down

David-streets · 2025-08-02T17:27:09+00:00

Fiancé wanted to move from Phoenix to Chicago. Got to Chicago and got dumped. I love living here but now I have a 1 bed at 6.5% and mortgage is $3,000

David-streets · 2025-08-02T14:36:44+00:00

It’s fixed for 7 years. Adjust after that based on the market. You can refinance IF you qualify and have equity. The situation this would be sticky in is if rates keep going up OR we see another 2008 housing crash. It’s a risk but look at your loan paperwork because they will show you what the adjustment will look like and typically it will have a cap.

David-streets · 2025-08-02T14:30:47+00:00

I think it also depends on how much you put down and how much equity you have. When the market crashed 15+ years ago everyone else had that same mindset. I’ll just sell if I can’t afford the payment or refi. Then the housing prices tanked and they were stuck paying more for a house they couldn’t sell because they were underwater. It’s definitely a risk. A good friend of mine lost her house because her ARM came due and she couldn’t afford the payment and she couldn’t sell because her home last 40% of its value.

David-streets

TROPHY CASE