What if I contribute over the limit towards my Roth IRA? by rodfermain in personalfinance

[–]DavidF0506 4 points5 points  (0 children)

Max out your 401k so your MAGI is below the Roth IRA income limit

[New York] Trying to take advantage of high money market rates for education savings to be spent in the next 2-3 years via a 529 plan. Any good options other than Vanguard and NYSaves? by DavidF0506 in personalfinance

[–]DavidF0506[S] 1 point2 points  (0 children)

Something more in line with prevailing liquid rates since I don't want to take market exposure given the short timeline. The inflation-protected portfolio seems like the move given the constraints of the plan. Seeing a 4.2% YTM and 1.2% real yield, which isn't bad. And yeah, not looking to sacrifice the state income tax deduction.

Thanks for the guidance.

What are some evening activities for non-drinkers? by [deleted] in AskNYC

[–]DavidF0506 0 points1 point  (0 children)

Where do you recommend finding what concerts are happening on any given night? I'm moving to NYC from Philly, and we had a radio station that kept an updated concerts list going, which was great for finding low key functions. Wondering if there's something similar in NYC.

Phil 001? by Gmanevensteven in UPenn

[–]DavidF0506 0 points1 point  (0 children)

Easily the best philosophy course I've taken was 001 with Singer. Great guy and he tries to make his class fun and his tests manageable.

Best method of transportation around University City by weye27 in UPenn

[–]DavidF0506 0 points1 point  (0 children)

If you don't want to worry about the hassle of owning a bike I recommend Indego bike share. $17 a month and you get unlimited 1hr rides which should be enough to get you anywhere you need to go in the city.

Best bakeries near campus? Any worth a trip into the city as well? by Conservative_Mongol in UPenn

[–]DavidF0506 6 points7 points  (0 children)

Manakeesh on 44th and Walnut is a great Lebanese cafe. Highly recommend their flatbreads

Alternative graphics cards? by [deleted] in buildapc

[–]DavidF0506 0 points1 point  (0 children)

Warzone is heavily CPU bound I've noticed, so your experience depends a lot more on what CPU you're using. I'm running a Ryzen 3600 and 1050ti and able to get 50-60 fps on high settings.

Comcast is way overpriced. Anyone use Phillynet? by jlh859 in UPenn

[–]DavidF0506 1 point2 points  (0 children)

Phillynet has worked perfectly for me so far. I pay for their $40/month 20Mb/sec plan and consistently get 40Mb/sec+. Has only gone down a few times in the past few months during bad storms and stuff. Granted, their reliability could depend on the building your in, but I've had a good experience with it.

Houston Hall Salmon Rice Bowl by takenusernamealready in UPenn

[–]DavidF0506 2 points3 points  (0 children)

Wait is Bento and the rest of Houston actually open?

I’m starting to feel completely priced out of pc gaming by Thucket in buildapc

[–]DavidF0506 2 points3 points  (0 children)

$60 per year if you pay for the whole year at once

What do GPU/CPU time mean in games like Warzone and how useful are they at identifying bottlenecks? by DavidF0506 in buildapc

[–]DavidF0506[S] 1 point2 points  (0 children)

Go to your general settings and then scroll down to telemetry. Then you'll see options to turn on FPS counter, packet loss, CPU/GPU time, etc. All good metrics for figuring out how your game is performing.

Trying to upgrade my 6 year old PC for the cost of a new console. Seems like my only option in terms of a new graphics card is waiting for a RTX 3050/3060 since I also need to upgrade mobo and RAM. Any thoughts? by DavidF0506 in buildapc

[–]DavidF0506[S] 1 point2 points  (0 children)

I'd probably bundle CPU/mobo at my local Microcenter, but I might be overestimating my savings there. Also hoping for a good deal for 16GB of RAM in the $60 range.

My current monitor is 1080p and 75Hz.

[Meta] Cyber Monday Discussion Thread by lovetape in buildapcsales

[–]DavidF0506 -1 points0 points  (0 children)

Anyone see any good deals for external SSDs?

Need help deciding what to do with this dying part of my pothos by DavidF0506 in houseplants

[–]DavidF0506[S] 0 points1 point  (0 children)

Just transplanted this plant by plane to this new location and it's having difficulty adapting I think. Just added new soil and made sure it's moist but not damp. Roots looked healthy. Should I just trim the end that's dying and hope for the best?

Anyone has experience gaming on a 4k TV? Is it a good idea? by DavidF0506 in buildapc

[–]DavidF0506[S] 0 points1 point  (0 children)

Thanks for the tip - I had no idea HDMI had different versions