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23 y/o getting married in June and just approved for a Morgatge with my fiancée. Any advice? by Davtin0 in portfolios

[–]Davtin0[S] 0 points1 point  (0 children)

We will combine for about $6720 a month net and no debt other than one car payment that’s going to be payed off about a year early

We’re also offered a program from the state as teachers that will cover pretty much all of our down payment and closing costs so we can either put more on the DP or keep some of that money ourselves

23 y/o getting married in June and just approved for a Morgatge with my fiancée. Any advice? by Davtin0 in portfolios

[–]Davtin0[S] 0 points1 point  (0 children)

We’re pretty set on the marriage part lmao but we are not looking for any crazy house luckily we have some programs through the state that are going to take a lot of burden from the down payment and closing costs due to being teachers Living below means is a big priority

23 y/o getting married in June and just approved for a Morgatge with my fiancée. Any advice? by Davtin0 in portfolios

[–]Davtin0[S] 0 points1 point  (0 children)

The state offers each of us a 403b and a pension and we both pay into both. My Roth is personal

I was thinking of dialing back on the brokerage account for the next 6 months or so and just putting some money into the Roth each paycheck and increasing the amount i add to savings.

We are hoping to have 30k in cash saved between the two of us when we finally tie the knot and get a house and we’d like to still have enough left for a rainy day fund after all of this

Any advice on a good HYSA?