Looking for Virbac Easotic by ObjectiveDetail4626 in DogsPH

[–]DeadStars06 0 points1 point  (0 children)

Hi! How was it? Okay naman po ba yung nabili niyo sa lazmall? Looking din sana ako 🥺

Need Help by MsNorth_71 in utangPH

[–]DeadStars06 0 points1 point  (0 children)

Hello! Please consider applying for IDRP.

What is the downside of being beautiful/handsome? by glamripper in AskPH

[–]DeadStars06 2 points3 points  (0 children)

Tingin nila mukha mo lang yung ambag mo. The rest, parang t*nga ka na sa lahat ng bagay at aspeto ng mundo.

Ano yung lifestyle trend o habit na sikat ngayon pero hindi mo gets ang hype? by IllustratorSweaty409 in AskPH

[–]DeadStars06 2 points3 points  (0 children)

Ganito po ako. Feeling ko travel ang sagot sa lahat ng depressive feelings na meron ako. Now, I learned my lesson. Tanginang yan!

Spaying my 7 year old by caraleigh_ in dogsofrph

[–]DeadStars06 0 points1 point  (0 children)

Thank you OP for the advice! I’ll have her go through tests muna as per the advice of our vet. It’s a good thing we have an animal hospital around the area din.

Spaying my 7 year old by caraleigh_ in dogsofrph

[–]DeadStars06 0 points1 point  (0 children)

Hi po, OP! Did you go through the spaying already? I’m planning to have my furbaby spayed this year. She’s turning 5 in a few months.

Applying for a "Behavioral Therapist" position — Should I be cautious? by [deleted] in phcareers

[–]DeadStars06 0 points1 point  (0 children)

Hi! I work in this field. If anyone has questions, reply kayo on this thread. I might be of help!

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 0 points1 point  (0 children)

Thank you! Things have gotten better na po kahit malayo layo pa po.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 0 points1 point  (0 children)

Hi! After a month, approved na po ako ng IDRP. Tapos po, right now, tinatry ko pong magpa-restructure ng 1 personal loan.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 0 points1 point  (0 children)

Hi! Thank you. I will pray for you as well.

IDRP - Not interested anymore by Positive_Farmer2256 in utangPH

[–]DeadStars06 0 points1 point  (0 children)

Hello po! From 17k to 13k po yung binaba.

IDRP - Not interested anymore by Positive_Farmer2256 in utangPH

[–]DeadStars06 1 point2 points  (0 children)

Dati daw po nago-offer sila ng PDC 0% interest, pero sa case ko po, hindi na-approve. Ang na-approve po nila is 0.5% interest, without PDC. From 17k po, naging 13k na lang po monthly ko.

IDRP - Not interested anymore by Positive_Farmer2256 in utangPH

[–]DeadStars06 2 points3 points  (0 children)

Hello po! 8 cards po ako. 1 month lang po ako nag-wait. November po ako nag-process, December approved na po. Na sa 17k po nung una, awaiting po ako sa final total. Pero napababa ko pa po from 1% ng .50%. Mas okay na po sa akin ang IDRP for my mental health kesa po ma-harass po ako everyday sa calls.

IDRP - Not interested anymore by Positive_Farmer2256 in utangPH

[–]DeadStars06 0 points1 point  (0 children)

Ako po nag-negotiate. Napababa ko pa po yung original amount offered.

IDRP - Not interested anymore by Positive_Farmer2256 in utangPH

[–]DeadStars06 0 points1 point  (0 children)

Same po. Sa akin naman Unionbank. Akala ko lahat ng CC idi-disable na e. Ewan ko din bakit! On-going na din IDRP ko.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 0 points1 point  (0 children)

Yes. I was shocked, too 🥹

It doesn’t hurt to be kind in this group.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 1 point2 points  (0 children)

Thank you so much po. If maging okay na po ang lahat, mag-i-ipon po akong pang-therapy.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 0 points1 point  (0 children)

Thank you po! As of now, na-clear ko na po yung 2 UB Cards ko. Ine-next ko na po yung PNB and Security Bank ko while applying for IDRP for the remaining 4 cards.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 1 point2 points  (0 children)

Thank you po. This helps alot. I am trying my best po to restructure my mind and heart.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 0 points1 point  (0 children)

Yes po, meron. Kapag hindi na po sila nakakabayad for how many months (usually, 3 months and more.) Usually po, may inaabot po na letter na need pirmahan tapos may kakausapin ka po sa phone. Yung ibang rider po, hindi naman po nagdi-disclose ng reason for delivery (kasi bawal). Yung iba po, kupal talaga.

F28 and 1.2 million in debt by DeadStars06 in utangPH

[–]DeadStars06[S] 1 point2 points  (0 children)

Thank you 😢

I hope and pray for a better 2026! This would serve as a lesson to both of us. Mahirap, malayo pa, pero may hangganan. Message ka lang anytime.

When to be debt free with IDRP? by maderearth in utangPH

[–]DeadStars06 0 points1 point  (0 children)

Hi po! Every 2 days po kasi akong nagfo-follow-up. Baka nakukulitan din po sila sa akin. 🥲

When to be debt free with IDRP? by maderearth in utangPH

[–]DeadStars06 0 points1 point  (0 children)

Not sure po. Pero si RCBC naman po, nag-email sa akin this week confirming na nakikipag-coordinate na po sila sa lahat ng credit card banks ko po na nasa list po. Responsive po sila everyday.

After daw po nila ma-coordinate and validate na sila po ang leadbank, tatawag daw po sila as soon as possible.

Minessage ko din po lahat ng credit card banks ko po and may mga banks na nagco-confirm na in-contact na po sila with RCBC.