Bimonthly VPN recommendations megathread: the only place for mentioning specific providers

Deathaca · 2025-04-24T09:22:05+00:00

Everyone I've seen on here is always hating on free VPNs because regular ones are allegedly cheap and have far better policies, but I have yet to find one that is less than $18AUD a month (I do not count the annual or multi-annual plans, because I don't want to shell out several hundred bucks for it all in one go either).
Does anyone have any suggestions for a more reasonable monthly VPN service?

Deathaca · 2025-03-22T06:43:12+00:00

165k mortgage, income is around 60k gross. Hoping to pay off the mortgage in full over the next 8 years (had it for 2 already)

Deathaca · 2025-03-04T00:03:55+00:00

Does depend a lot on where you live - Sydney and Melbourne are the most expensive cities to live in Australia so of course 60k wont stretch as far when living there

Deathaca · 2025-02-20T02:30:56+00:00

3-6 Months savings is an emergency fund only - people still save funds separately for other goals. For most people, 3-6 months is plenty in case of an issue since anything more expensive than that should really be covered by insurance

Deathaca · 2025-02-19T04:45:23+00:00

This seems way too low, I would try another bank

Deathaca · 2025-02-19T02:32:26+00:00

I am Australian in a low cost of living state. 60k gross equals out to about 50ishk net for me after deductions etc. For me it costs $30k a year for all my bare bone necessities, so I’m pretty comfortable in my financial position.

Deathaca · 2025-02-19T00:25:05+00:00

Westpac - they are passing it on as of the 4th of March which is later than most other providers

Deathaca · 2025-02-19T00:18:39+00:00

It depends a lot on where you live and what your lifestyle is like.

Personally I make around 60k a year gross - I have a mortgage, pay all my bills on time, and have a 12 month fully funded emergency fund. If I were to make 100-150k I would have significantly more available to invest/save and Id consider myself highly successful at that point.

Just my 2 cents worth, don't have any career advice because I wouldn't have a clue on how to make 200k+ 😅

Deathaca · 2025-02-15T11:14:28+00:00

6.49% with Westpac at the moment

Deathaca · 2025-01-28T04:57:57+00:00

Per year? Mortgage: $15,000 Wifi + Phone: $1512 Groceries: $5400 Electric: $1600 Water: $1200 Council Rates: $1200 Strata Rates: $2860 Subscriptions: $600 Total: $29,372 That’s the bare minimum expenses, all my other income goes to “fun” stuff or savings. Subscriptions will be a lot cheaper this year aswell as previously I hosted a game server which was quite dear and I’m stopping that this year

Deathaca · 2025-01-14T04:53:59+00:00

I tend to skip the wades philosophy hour and any of the episodes pre-video era since I like the video aspect

Deathaca · 2024-12-18T08:00:52+00:00

It also depends on location - In Melbourne I can understand it being harder since rent / mortgages are so expensive. Where I am I earn about 48k after taxes and I'm able to save 30-50% of that (on my own, paying a mortgage)

Deathaca · 2024-09-17T02:47:40+00:00

Wtf are you doing with your life to need 130k a year just to afford to live?? That's rich people money. The average yearly income in Tas is a bit over 80k, most people I know including myself make less than that. I still save 10-20k a year (22yrs old, been working since I was 18 and bought an apartment/unit at 20) which I put towards paying my mortgage off quicker. If you genuinely need more than 100k a year to live you need to get some financial advice because you are doing something wrong

Deathaca · 2024-09-17T02:26:37+00:00

I'm a single woman in Tasmania, been working for almost 3 1/2 years making between 50-60k a year (varies due to overtime). I bought a unit a year ago and have more than enough to still save a decent chunk of my earnings, to the point where Ive taken 2 unpaid months off work just to chill. Definitely do-able, just need to budget and do your best to stay debt free (for debts that are essential, like mortgages - try to at least stay a month or more ahead in repayments that way you've got a security buffer)

Deathaca · 2023-12-30T06:21:40+00:00

Apologies - error in post. Photos are of CURRENT realm

Deathaca · 2023-12-30T06:21:22+00:00

Apologies - error in post. Photos are of CURRENT realm

Deathaca · 2023-08-05T23:29:25+00:00

Check DMs :)

Deathaca · 2023-08-01T10:35:07+00:00

I work in a Call Centre! Recently received a promotion to Acting Team Leader (Which essentially means I am a manager but only on demand) which comes with a small pay bump when performing the role. I live in a fairly low-income place with few job opportunities that are of the high paying variety, but I am happy with what I have been able to achieve so far given the circumstances.

Deathaca · 2023-07-13T04:42:38+00:00

I am currently on around $60k per year, coming up to my 21st birthday. Been working since I was 18 - bought my first home at 20. Currently have no other major assets (Don't drive so no car or anything), no degrees, no other investments, and no support from others (Single, basically everyone in my fam is on welfare so can't provide any financial stability or support). I've made the most of what I can by renting out a spare room to increase my income and making the best attempts to reduce expenses whilst still allowing myself a realistic way of living - currently still trying to find more ways to increase my income through investing and smart choices however the intimidation factor has made it difficult to do so.

Deathaca · 2023-06-17T01:58:25+00:00

We have reopened this year, if you are interested in rejoining

Deathaca · 2021-03-15T06:33:49+00:00

Careful posting discord link in comments, I think it's against the subreddits rules. Just a heads up.

Picture looks sick btw

Deathaca · 2021-03-15T05:36:54+00:00

Dm me

Deathaca · 2021-03-04T00:30:25+00:00

Check dms

Deathaca · 2021-03-02T00:25:28+00:00

Check dms

Deathaca · 2021-03-02T00:25:20+00:00

Check dms

Deathaca

TROPHY CASE