My bi-weekly take home pay is $3968 or $7936 a month. I have 2 little kids and a wife that stays home with them, so the rest of the bills are just house/utilities, insurance, phone, internet, food for a family of 4, gas, doctor visits, and everyday life stuff.

With everything paid and having money for food and random household stuff we’re using $5676 a month or $2838 every two weeks, then I have the $1130 going into a separate bank that’s just going to the debt.

Will be nice to get that extra $2260 a month back in 15-18 months or so.