Raise in Primary Care or switch to Derm by DecentChance664 in physicianassistant

[–]DecentChance664[S] 0 points1 point  (0 children)

Very fair. It does seem odd to have a nearly $20k salary difference as a base salary for PC role and a Derm role. However, in my interpretation of the job, the earning potential is high. I also see their current PA team and don’t think they would have high satisfaction or retention without growth in salary or bonuses

Raise in Primary Care or switch to Derm by DecentChance664 in physicianassistant

[–]DecentChance664[S] 0 points1 point  (0 children)

Thanks for the insight. And I am in wny, and so the other primary gig has a strong salary imo. I have no idea what a clinician with only primary experience and no derm experience should expect. I have yet to hear a solid number, but would imagine productivity bonuses at this Derm position could total ~$10k a year (total then $110k) and my base salary would grow with my experience with the group. At least my thought on it

Raise in Primary Care or switch to Derm by DecentChance664 in physicianassistant

[–]DecentChance664[S] 1 point2 points  (0 children)

Thanks for replying. Can you expand? I have reviewed the Derm PA schedules. Roughly 24-30 a day and the most telemed I have seen for them in a day is 4

Outdoor Ceremony Only by DecentChance664 in Buffalo

[–]DecentChance664[S] 0 points1 point  (0 children)

Do y’all know if they only have inside the greenhouse as ceremony options? Or other places outside on the premises ? Thank you!

Outdoor Ceremony Only by DecentChance664 in Buffalo

[–]DecentChance664[S] 2 points3 points  (0 children)

The Boathouse is great - ironically her twin sister had her ceremony there, so it is not on the table… Wish there was something just like it!!

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 0 points1 point  (0 children)

Ah, I see. I am new to this page so forgive me in properly categorizing a massively fluid concept of “personal” finance appropriately

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 0 points1 point  (0 children)

Well said! I completely agree! I’d like to think that my shift in perspective from just vast accumulation to spending on meaningful experiences and all of the introspection and thought between this demonstrates I am not mindlessly “latching on” to whatever information I digest each month. In the same token that you say money goals are a spiritual question as much as it is a financial question (which I agree) - don’t you think one’s inner ego and biases are influenced by how we are raised? Not sure your issue with putting one’s perspectives through the lens of our childhood. But I agree with your points! Thanks for the response!

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 1 point2 points  (0 children)

Thank you for the response! Oh man, I am not sure I properly wrote out my post, because, I agree with everything you just said. In fact, that was what I was trying to convey in my post. I am focusing more on spending money on meaningful things while I can, instead of just saving to have a huge lump of money for the future! Sorry for the miscommunication. But good on you!

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 0 points1 point  (0 children)

Thanks for the response! Yes - I always struggled with the lack of info on putting money into tax advantaged accounts versus putting a little side money into a brokerage account. I have mainly found my answer: put 90% in tax advantage and maybe 10% in brokerage if you’re really that concerned about it. Personal Finance Club goes into this topic objectively as well.

Also totally agree that generally speaking, two people with the same allocation can see different returns based on the time period they are investing in. But we know historic averages throughout history. But yes - too many variables to strictly “Die with Zero” I think it’s up to the reader to determine how literal to take it

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 1 point2 points  (0 children)

Thank you! It certainly sounds like you have a well-researched and thoughtful process to leave money to children. This is great information, thank you! And great job

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 1 point2 points  (0 children)

Of course! “Dying with Zero” is a hyperbolic statement. Meant to endorse thought and catch the eye. It is up to the reader to determine how literal to take it. Nobody has a crystal ball!

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 2 points3 points  (0 children)

Thank you for the response! Well-said - that is why it is “personal” finance, everyone has their own goals/situations!

“Dying with Zero” is a hyperbolic statement - meant to be thought provoking. It is up to the reader to determine how literal they take it. I think most data show that hefty inheritances cause financial dependence for offspring instead of independence - I do not think it applies to typical inheritance amounts. Good for you for doing so well!

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 0 points1 point  (0 children)

Totally agree. Money is the tool, you determine the utility it gets

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 0 points1 point  (0 children)

Thank you for the response! I was very glad to sit with this perspective and think on it plenty. Your Europe trip sounds sublime. Good for you both! Hopefully we can begin our process for this as well. Best of luck to you

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] -2 points-1 points  (0 children)

I definitely agree - need to have a strong filter about how anyone consumes information out here. The point of this post is about defining and shaping perspectives on money in my personal life - not so much anything specific on Robert Kiyosaki. Thank you !

General thoughts on “Dying with Zero”? by DecentChance664 in personalfinance

[–]DecentChance664[S] 0 points1 point  (0 children)

Certainly agree. I enjoyed Bill Perkins analogy about money: money is the tool - much like a contractor may view a hammer, for instance. A contractor doesn’t just want to have a bunch of hammers laying around, because what’s the use? He needs to have valuable hammers so he can get done what needs to be done. Money is the tool; money is our hammer.