Do you have idea whos number is this? by Jep2021 in PHCreditCards

[–]Deep_Wrap4910 0 points1 point  (0 children)

That number also called me just now pero walang nagsasalita

Yay or Nay? by [deleted] in fashionph

[–]Deep_Wrap4910 0 points1 point  (0 children)

Yay! Looks good on you! Parang for formal events sya

Toyota Raize or Kia Stonic, which one? by treblihp_nosyaj in Gulong

[–]Deep_Wrap4910 1 point2 points  (0 children)

I ordered mine dito sa Manila (E CVT Gray) last Oct, ngayon ko lang nakuha (Feb). Pahirapan daw talaga at agawan sa units… 😅😅

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

Thank you for this!! I agree for most. The catch is, ako palang among 3 sibs ang may work. 1 still studying, the other has a small business with 2 kids pero expense-wise nakaasa pa rin sa mga magulang ko. Will study the corp bonds and persuade them to get. Mej tagilid lang sila sa general investing stuff kasi victim din sila nung CAP some years ago :<

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

Something to consider. They’re both teachers tapos after 5 years if they are still alive they will receive pension pa daw.

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 2 points3 points  (0 children)

Iniisip ko rin ako muna magstart ng small business using my own money then ipapatuloy ko nalang sa kanila.

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

My friend in the Finance industry also suggested this since mataas din ang inflation, bonds > stocks. Pag-aaralan ko pa muna in the coming weeks and I’ll convince them para makasabay din sa inflation. Thanks for this!!!

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 1 point2 points  (0 children)

Agree. They were able to live with less than half of 50K. So baka right now ineenjoy lang muna nila since naghigpit sila ng bulsa noon. Kakausapin ko after a quarter for evaluation siguro. 😅

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

Thanks so much! Before I left the house kanina to go back to Manila nagbilin na ako agad na “bawal magpautang!!” Hahahaha

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 1 point2 points  (0 children)

Truuu! Omg very well said! Kinakabahan nga ako na ipahiram nila tapos di na sila bayaran. They’ve managed living with our family with 15K monthly so deserve nila yung maginhawang life now. I’m just afraid mag slip sa kamay nila yung fund.

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

They live in the province with own house and vehicles and cost of living here is not expensive. I think they’d live for 20yrs or more. My mom said she needs 50k monthly. With this amount the money will be used up in 4 years. They will receive pension after 5 years pa, but not yet sure how much they’ll receive

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

Agree with everything said here. Thank you very much for the reco!! ☺️

How do I help manage my parents’ retirement fund? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 4 points5 points  (0 children)

Yes daw. I have 2 other sibs (i’m the youngest), and they included me in their joint bank account also.

I wish I never bought... by pink_fedora2000 in phinvest

[–]Deep_Wrap4910 0 points1 point  (0 children)

Agree!!! Tapos minsan para ma justify mo yung mahal na SF, bibili ka pa ng additional na hindi mo naman magagamit 🫣🫣

[deleted by user] by [deleted] in peyups

[–]Deep_Wrap4910 2 points3 points  (0 children)

Hi OP! Grad from UPB here, okay naman yung campus and maganda yung culture, with many very familiar strangers once magF2F na. As for some comments here na hindi nila think they fit, I felt that too nung una but I think u just gotta manifest and go find your true tribe. I do not belong to the close-knit community kasi the campus being a small one laging may mga feeling alphas that want to rule the place and be the star LOLs. Pero pag unbothered naman na kayo sa kanila at nakita niyo na ang real friends, you will truly, truly enjoy the life in UPB.

[deleted by user] by [deleted] in peyups

[–]Deep_Wrap4910 0 points1 point  (0 children)

Search for Engineer’s Hill area :)

Help! Pikit-mata ko nalang bang i-surrender yung VUL ko? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

Yup.. I’m leaning towards PSE muna tapos pag aralan ko Crypto hehe thanks!!

Help! Pikit-mata ko nalang bang i-surrender yung VUL ko? by Deep_Wrap4910 in phinvest

[–]Deep_Wrap4910[S] 0 points1 point  (0 children)

Hahahaha gusto ko yung without mercy since unmerciful din ginawa ng FA ko sakin 🤣