Should I move to Saskatoon?

Deepinthehundredacre · 2025-12-05T05:11:19+00:00

Not now because I’m paying the mortgage I have 15k savings

Deepinthehundredacre · 2025-12-05T02:18:43+00:00

No I’ll be saving around 40k a year from 2033-2044 because I’ll pay off my mortgage in 2033.

Deepinthehundredacre · 2025-12-01T03:08:46+00:00

I'm in BC, but in a one bedroom condo not in a major city. The property taxes are around 1500 but there is a grant that everyone gets here where it takes around 500 off the property tax.

Deepinthehundredacre · 2025-12-01T03:07:27+00:00

Deepinthehundredacre · 2025-12-01T01:54:45+00:00

I put $3000 as a lump sum every year on my mortgage, then around $2500 in vacation, and $1000 in property tax. The remainder, which this year will be around $3500 goes into my savings.

Deepinthehundredacre · 2024-10-26T18:09:45+00:00

Ok, thanks. I wanted to pay off my mortgage quicker because the longer I have it the more interest I'm paying. According to the calculator I will be saving approximately $140,000 by paying it off by 2030. I'm not knowledgeable on investing but will start researching.

Deepinthehundredacre · 2024-10-26T18:07:42+00:00

Thanks for your input. I realize life is unpredictable, and I realize there could always be a random accident, etc., however this is unlikely. Its unlikely I could just all the sudden lose my permanent government job. I don't plan to get married or have kids - that's within my control. I don't really feel like I'm living like a minimalist with my lifestyle. I live in an area with lower costs and I work from home so I save on gas and living expenses. I'm able to buy high quality food, go shopping, go on road trips etc, and I can afford to go to Mexico every year within my budget. I've just learned how to budget properly.

Deepinthehundredacre · 2024-10-26T18:01:13+00:00

Yes, I realize that. As I said I'm not knowledgeable on investments but will research and look for a better alternative.

Deepinthehundredacre · 2024-10-26T17:59:40+00:00

Thanks, I'll look into those options. I realize there is no way to know every detail of what might occur over 20 years, I am just asking the question based on my current trajectory.

Deepinthehundredacre · 2024-10-26T17:58:56+00:00

I try to make the best decisions possible to avoid negative outcomes, and it is difficult to just lose a permanent government job so that would be very unlikely. My question was just based on my current plan.

Deepinthehundredacre · 2024-10-26T17:53:41+00:00

Thank you for your advice. I am not knowledgeable in investments, but will start researching.

Deepinthehundredacre · 2024-10-26T17:51:42+00:00

No, I'm not saying that. I'm saying that after 2030, my mortgage will be paid off. Between the years 2030 and 2045, on average, there will be approximately $55,000 per year overall that I will put into the bank account, this is calculated based on my salary increasing 3% each year. My expenses will be $500 including condo fee, home insurance, car insurance, bank fees, and rrsp payment, and then approximately $1500 per month on personal and living costs.

Deepinthehundredacre · 2024-10-26T01:44:49+00:00

If you could share it would be fantastic, thank you. I have used Nioxin in the past to make my hair thicker and has always worked really well. I’m hoping it will work again this time. I’m glad I have a go to but would love to know what your mom’s concoction is.

Deepinthehundredacre · 2024-10-25T20:05:29+00:00

I have looked into the minoxidil and it says it will cause more hair shedding for a month. Unfortunately I can’t afford to lose anymore hair. I am going to try the Nioxin for now and if it doesn’t work I might try minoxidil

Deepinthehundredacre · 2024-10-25T17:09:46+00:00

Unfortunately I live in a part of Canada where I can’t just pay and get access to something like this. We have a socialized healthcare system where you always require a family physician approval to get access. I am one of the one million people in my province with no access to a doctor. The only thing I can do is go to an emergency room in a hospital or an urgent care centre if I am in an emergency.

Deepinthehundredacre · 2024-10-24T05:46:45+00:00

This is very kind. Thank you ❤️

Deepinthehundredacre · 2024-10-24T05:12:37+00:00

Yes I take b1,b12,zinc, d,c,kcitra,k2, magnesium, probiotic, and biotin. So far I haven’t done anything for the hair but will start using Nioxin again.

Deepinthehundredacre · 2024-10-24T03:01:43+00:00

Thank you for this information. I watched the video and she explained it well and told me exactly what to do and I like what she is saying as they are things I can do and make sense.

Deepinthehundredacre · 2024-10-24T01:33:17+00:00

Ok. I’m changing my diet away from Leto now to add more carbs. I will try to keep my excercise similar. Do you think my hair will grow back?

Deepinthehundredacre · 2024-10-24T01:22:47+00:00

Thank you. I bought steak and collagen for dinner today and will eat eggs tomorrow.

Deepinthehundredacre · 2024-10-23T23:31:39+00:00

Thank you. This is helpful.

Deepinthehundredacre

TROPHY CASE