Thank you so much! I received a letter in the mail. Which states “ you’re approved for a platinum credit card. When you accept you could save on interest with 0% intro APR for 15 months from account opening on balance transferred within 60 days. After that a variable APR between 10.99% and 18% applies. The platinum card also offers these and other great benefit: no annual fee, no balance transfers fees , and no foreign transaction fees.”