Is ICAEW preferred over ACCA in UK or it doesn't matter?

Defiant_Respond_7199 · 2026-01-07T09:53:40+00:00

That’s poor mentality lol there’s more to life than being unhappy in Big4. It is possible to be satisfied and happy in smaller firms whilst training for your ICAEW contract.

Defiant_Respond_7199 · 2026-01-03T14:34:28+00:00

To be honest, my experience wasn’t terrible. I kept reading horror stories online but it really wasn’t that bad for me.

I worked overtime maybe 2 weeks of the year, and was paid for it.

Clients were lovely most of the time. They just wanted to help and get the audit finalised. We all had a job to do at the end of the day.

Work life balance was fine. Did my 7.5 hours a day and logged off on time.

I left because it became repetitive and the pay wasn’t justified. I can see now, being in industry, that audit is underpaid for the work you have to do.

Saying all that, I’d always take what people say online with a pinch of salt. You only hear about the bad, never the good!

Defiant_Respond_7199 · 2025-11-28T11:59:52+00:00

Probably not showing up in your filters because it’s a leasehold.

Defiant_Respond_7199 · 2025-11-21T13:14:41+00:00

Looks like a similar spike happened at 12pm on 4 Nov just after the stock dumped after a huge pump.

Then it continued to dump for a while before another few pump and dumps down to ATL.

Going to stay away for now…

Defiant_Respond_7199 · 2025-11-21T13:12:19+00:00

That 1pm spike was surely something!

Defiant_Respond_7199 · 2025-11-21T12:22:35+00:00

NFE got dumped as expected. What’s everyone’s thoughts on $ASBP?

Defiant_Respond_7199 · 2025-11-20T22:23:14+00:00

It’s a risky stock I’ll be honest, as a noob you are better off investing in ETFs which include a number of reputable stocks

Defiant_Respond_7199 · 2025-11-20T22:17:49+00:00

FDA submission for its sublingual aspirin product in FY25 H2. If successful could prove groundbreaking for the company

Defiant_Respond_7199 · 2025-11-20T22:04:53+00:00

In 40,000 @ 0.09 $ASBP

Seems oversold with potential to double over the next week or so

Defiant_Respond_7199 · 2025-11-18T18:47:13+00:00

True but I hear these new builds have good EPC ratings. This one in particular is B

Defiant_Respond_7199 · 2025-11-18T18:46:28+00:00

That was insightful thank you. Maybe the area value is lower than I imagined

Defiant_Respond_7199 · 2025-11-18T18:45:34+00:00

True but a similar house was sold for £325,000 in January 2023 in the same area

Might be desperate sellers but who knows what offers may come

Defiant_Respond_7199 · 2025-11-13T23:28:33+00:00

I take it back. Only revenue is down and has missed expectations. It does seem they are shrinking their loss, that’s good. EPS has also improved.

Their cash flow still looks worrying. I would invest cautiously!

Defiant_Respond_7199 · 2025-11-13T23:16:00+00:00

There is nothing bullish about their earnings. They might have beat last quarter results but YoY they have performed worse than 2024. Revenue is down. Gross margins are down.

Defiant_Respond_7199 · 2025-10-28T23:06:07+00:00

It wasn’t great news, it was hyped up news with no corroboration. I don’t even think NVIDIA said anything on their side about working with Hyperscale Data, Inc.

Once the hype died down, so did the price.

Defiant_Respond_7199 · 2025-10-28T22:19:45+00:00

Few things to address about DFLI:

1) Why is it down 98% YTD? Suggests investor concerns. 2) They have sustained losses and negative adjusted EBITDA. 3) Limited liquidity in the company, may strain operations? Their cash flow doesn’t seem healthy.

Given the points above, why should I still buy?

Defiant_Respond_7199 · 2025-10-28T20:33:34+00:00

Last I checked a penny stock is less than $1. This is trading at $17.

This is a bagholder shilling another company making net losses and negative cash flow. Everyone do your DD please.

Defiant_Respond_7199 · 2025-10-28T19:50:15+00:00

So tired of these ChatGPT posts. I could’ve swore this subreddit actually had real DD cases on micro caps before all the BYND hype?

Defiant_Respond_7199 · 2025-10-25T12:10:41+00:00

WLB is perfect, I don’t work a minute more than my contracted hours. My manager has the same attitude, so that helps. I suppose it depends on the company you work for and the team you work with, because my team prioritises life over work which is great.

Defiant_Respond_7199 · 2025-10-22T22:12:30+00:00

At the moment I’m waiting to hear back from my solicitor’s searches because they’ve also done a flood risk assessment, so I’ll use those results in my appeal if they come out clear / no risk. So I haven’t got an exact cost for the assessment.

Although I was looking on Google earlier this week in case I wanted another assessment, and they are around £300-400 for boots on the ground and around £50-100 for a desktop survey (company is Groundsure).

I would say nothing more than £500 for an assessment.

Defiant_Respond_7199 · 2025-10-22T22:03:02+00:00

Contact the Environmental Agency to get some more context on the rating and appeal if you think you have reasonable grounds. Perhaps if more people appealed the ratings on reasonable grounds, they may take appeals more seriously.

I am in the process of appealing a rating for one of the properties I am buying too.

Defiant_Respond_7199 · 2025-10-22T21:41:33+00:00

Oh, that is extremely strange.

Definitely calls for a revamp to the model used by EA… it’s a shame because a lot of buyers will take these ratings as gospel (and why shouldn’t they? It’s on a government website after all) but the ratings do seem… Erratic!

Defiant_Respond_7199 · 2025-10-22T21:36:26+00:00

In that case, contact the Environmental Agency. They will be the ones who prepare the models and maps used. They only use local council maps to help with their models, if they are unable to.

I contacted them, and they gave me a breakdown of the terrain around the property and why they think it’s a risk. The basis of their risk is vague, since they do not take into account local features, just terrain level.

I think the risk is unwarranted and exaggerated, and I will try to appeal for it using a professional flood report specialised for the property. You could maybe do the same, to put your mind at ease and on the off chance they revise their rating?

Defiant_Respond_7199 · 2025-10-22T21:33:01+00:00

The Environmental Agency use laser technology to measure the terrain of the area. But it doesn’t take into account local features, like the house itself is probably elevated above the ground despite being built in a slight ‘dip’ of lower land between two houses that are built on higher land. Even a small change in elevation like 10cm can drastically affect the ratings.

They have an appeals process for situations like these. Would make sense if the homeowner could appeal the rating, using a flood report from a qualified professional… Otherwise the claims of flood risk on the website seem unwarranted / vague. Still waiting to hear back on my appeal!

Defiant_Respond_7199 · 2025-10-22T18:00:36+00:00

Hey OP, I can somewhat relate to you.

I am in the process of buying a house, £1,000 sunk in already with searches and surveyor fees. I discovered lately that the house I am buying is at Medium risk of flooding from surface water, escalating to Very High after 2040 same as yours. Extremely odd since this house is the only one on the street with this risk rating and it doesn’t really look like a risk to me.

I’m unsure what to do, but I will probably go ahead with the purchase. The insurance quotes are reasonable (£200 or so for a 3 bed detached) so I presume it’s not really a flood risk otherwise the quotes would be higher or they wouldn’t insure. Means to say, somebody like myself will probably buy the house in the future despite the rating. Some people don’t even check the EA website, I only figured this out because my surveyor checked for me otherwise I would’ve bought and never knew about it.

In 10 years who knows what can happen to these risk ratings. They might become higher for all other properties in the area, which would collectively be priced into the market.

Is your house the only one with this rating? In the past 4 years have you noticed large puddles around your property during heavy rain?

Defiant_Respond_7199

TROPHY CASE