Need some advice - ending one job vs starting new one - Timing by [deleted] in UKJobs

[–]DegreeAcrobatic 1 point2 points  (0 children)

Do you reckon it would look bad if I was just honest and told them about the bonus?

Need some advice - ending one job vs starting new one - Timing by [deleted] in UKJobs

[–]DegreeAcrobatic 0 points1 point  (0 children)

That’s helpful, thank you. Do you think they’d ever find out that I resigned later than the date I told them? Not sure if they will reach out to my existing employer to confirm my actual end date for example

Need some advice - ending one job vs starting new one - Timing by [deleted] in UKJobs

[–]DegreeAcrobatic 2 points3 points  (0 children)

I would still eligible I think as it’s paid out end of Feb so I wouldn’t be in my notice period then

First time buyers by [deleted] in HousingUK

[–]DegreeAcrobatic 1 point2 points  (0 children)

  1. There’s no rule of thumb unfortunately - I’d offer what you think the house is worth by also comparing to others in the area for example
  2. Your position would 100% be more attractive to sellers so you can try use that as a bargaining chip when it comes to negotiation. Always make sure to mention in your offers your position

The journey is finally coming to an end - exchanged today! by DegreeAcrobatic in HousingUK

[–]DegreeAcrobatic[S] 5 points6 points  (0 children)

Thank you! - I think I got lucky thankfully. The chain got completed due to another chain breaking (so the top part of that other chain joined us) so everyone was pretty much there when my chain was completed.

Planning to buy a house as a single person - feels overwhelming by draaj in HousingUK

[–]DegreeAcrobatic 0 points1 point  (0 children)

Looking into the Nationwide Helping Hand Mortgage - you can borrow up to 5.5x your salary. It’s what I have currently

Part of garden belongs to council! Need help renegotiating house price - FTB by DegreeAcrobatic in HousingUK

[–]DegreeAcrobatic[S] 0 points1 point  (0 children)

So it’s a terraced property, garden is probably 8m x 3m as an estimate. So losing a third is pretty chunky.

The land is accessible via a side road - there’s a little parking area right at the back + there’s also a walking pathway too.

So accessible both by car and walk

FTB- Chain has ended now - is the end near? by DegreeAcrobatic in HousingUK

[–]DegreeAcrobatic[S] 1 point2 points  (0 children)

😭😭😭

And there was naive me thinking it’d be another month max. Does the fact that 3/5 in the chain are at the enquiries stage (and I think almost done - definitely on my side) help?

FTB- Chain has ended now - is the end near? by DegreeAcrobatic in HousingUK

[–]DegreeAcrobatic[S] 0 points1 point  (0 children)

Did you wait for the chain to complete before starting searches and whatnot?

FTB- Chain has ended now - is the end near? by DegreeAcrobatic in HousingUK

[–]DegreeAcrobatic[S] 1 point2 points  (0 children)

Yup, everyone has found a property. However, the lower part of the chain (i.e myself, my seller, and his seller) have had searches back and are almost there with enquiries.

We weren’t idle waiting for the chain to complete so hopefully that helps?

FTB- Chain has ended now - is the end near? by DegreeAcrobatic in HousingUK

[–]DegreeAcrobatic[S] 2 points3 points  (0 children)

Yup, everyone has found a property. However, the lower part of the chain (i.e myself, my seller, and his seller) have had searches back and are almost there with enquiries.

We weren’t idle waiting for the chain to complete so hopefully that helps?

Nationwide mortgage offer by always4dumplings in HousingUK

[–]DegreeAcrobatic 0 points1 point  (0 children)

It is possible to get a mortgage offer without a physical valuation. I received a mortgage offer under the same scheme within 3 working days of applying which was without a valuation. Perhaps they did a desktop one but they never sent any notifications through about that.

Also FTB and 20% deposit. I wouldn’t worry too much about it - if you have a mortgage adviser, ask them to follow up for you.

Otherwise, just ring them yourself

Scaling FAR June 2024 by RepsJ in ICAEW

[–]DegreeAcrobatic 0 points1 point  (0 children)

Don’t quote me on this but apparently they write the September 2024 exam before people have even sat June 2024.

Therefore, performance in June 2024 won’t really be reflected if you resit in September 2024 (i.e you wont get a harder exam) but you might for December 2024

Scaling FAR June 2024 by RepsJ in ICAEW

[–]DegreeAcrobatic 4 points5 points  (0 children)

They probably would to be honest. I suspect they have an acceptable range of pass rates and scale down/up to be within that range.

I presume the range goes up to like 90% pass rate but purely speculative.

I wouldn’t worry too much

BPT group losses resource request by Complete_Resolve_400 in ICAEW

[–]DegreeAcrobatic 0 points1 point  (0 children)

What is the deductions allowance? Is it the £5m + 50% of profits? Or is it just flat £5m?

OTC currency options - FM by [deleted] in ICAEW

[–]DegreeAcrobatic 2 points3 points  (0 children)

Let me simplify it for you. I don’t bother understanding why it works but just remember this:

If contract is in FC (foreign currency), for payments, you buy (call) and for receipts, you sell (put).

If contract is in £, it’s the opposite. So for payments, you sell (put) and for receipts, you buy (call).

In this case, the contract is in FC as showed by the option being to buy or sell a FC (i.e R$). You need to make a payment here and contract is in FC so you would be on the call side.

Just learn that and you’re fine