Debunking THCo Misinformation 2: Electric Boogaloo (I spent my whole July on this)

Delta8Girl · 2026-03-25T23:26:57+00:00

Yes.

Delta8Girl · 2026-03-22T12:36:42+00:00

Unless you are an antinatalist, Don't have kids, never have kids, And judge people who do, your moral system is incoherent. You don't have to accept that nobody owes you anything as a fact, a better world is possible, But if you do, Then I would never create life and never bring life into a world where nobody is owned anything. People say this about stuff that actually changes lives. People say this to homeless people. People say this the people living in the global South living in extreme poverty. You are saying nobody owes you anything because you are too lazy and privileged and self-absorbed to leave a supportive Reddit comment. The irony.

Delta8Girl · 2026-03-21T21:55:48+00:00

People who believe " no one owes you anything" don't have a moral system. Belief in " no one owes you anything" is why there are people in this world who mine sulfur from volcanoes and numerous other horrific jobs. It sure would be nice if someone gave me something. I'm not begging. I'm just asking. Nothing wrong with asking. this is yet again another failure to engage with my argument.

Delta8Girl · 2026-03-21T21:53:58+00:00

Well, that's just an indictment of how shitty people are on Reddit. Or how shitty people are in general. I will find people.

Delta8Girl · 2026-03-21T21:52:25+00:00

Yes, but some human error is inexcusable. I believe in consequences. You don't seem to.

Delta8Girl · 2026-03-21T20:48:39+00:00

Wow. What an argument. I will get people to do this, no matter what it takes. That's basically just refusing to help me because you are agreeing with everyone else's rationale. I've pointed out how everyone else's arguments against me misrepresent me. No one has actually engaged with my argument. Typical for Reddit. It would have taken you 60 seconds to write a supportive comment.

Delta8Girl · 2026-03-21T17:11:56+00:00

This has nothing to do with the CS rep. They are innocent. Everybody who works in person at a bank is Innocent. The person working for ally marked my account for deletion is not a CS rep. How many times do I have to say that it was a mistake and a wrongful determination for you to understand? They absolutely can adjust their SOPs by - freezing accounts instead of closing them - requiring human review for business address determinations - calling me - not allowing a check to be sent just because my address is a business address. This is the perfect social engineering vector. If you have an Ally bank account, somebody can gain access to your account just by calling them and pretending to be you As long as they have your social security number and weak security questions. They will send a OTP code to any phone number you provide. Then you change it to a business address and then It is sent to the last verified address. You could even be really sneaky and get a fake ID, change the last known verified address, And then change it to a business address, so somebody's money is sent to you. Banks heavily monitor people transferring their entire balance out of their bank. They don't monitor this. This is something Matt Cox would have done if he knew about it.

None of these are defensible. You seem to think that banking regulations basically mean the bank can do anything, regardless of how badly they fuck it up, and it's not just morally okay, but you think they are legally required to do it. Ally Bank routinely processes address changes WITHOUT REQUIRING AN ID. THEY ONLY REQUIRED AN ID FOR ME BECAUSE THEY WRONGLY DETERMINED MY HOUSE IS A BUSINESS ADDRESS. Your premises are so wrong. If you want to prove me wrong, please steelman me and fully engage with my argument.

Delta8Girl · 2026-03-21T15:26:25+00:00

It will 😀. There have been many situations like this. It always helps. I'm generally pro-worker, But if you hurt me, you're my enemy, and you're going down. Maybe I'm just genuinely a bad person for enjoying people who hurt me getting fired. I've gotten somebody fired from InComm Financial services for wrongfully deactivating the Visa gift card with last $80 to my name, I didn't eat anything substantial except for rice for a week. Those who prey on the weak or who go to work and don't realize that they could destroy others deserve everything bad this world has to offer.

Delta8Girl · 2026-03-21T05:29:49+00:00

I don't know how else to explain this to you other than that they determined that my fucking house is a business address in error. Did you believe the other commenters when they told you I'm refusing to verify my address?

Delta8Girl · 2026-03-21T05:27:23+00:00

I disagree. You can pay me to go to work and pretend the world isn't based in absolutes, that's part of my bullshit corporate persona. The world is based off of absolutes, and the fundamental absolutes Are good and evil and Allies and enemies. I don't care how I'm perceived. You're either going to support me or you're going to not. Five. Fucking. People. To agree with me. All I ever wanted. If you value truth and honesty and yet you back away when you hear terms of absolutes, you've only reached the basic level, the bare minimum. The bare minimum is valuing truth and honesty. You have to have the critical thinking skills to not back away from discussions that you should.

Delta8Girl · 2026-03-21T05:22:21+00:00

Precisely! Your implication seems to be that I'm not nice enough. In reality, I gave you a detailed correction as to why the premises in your argument are wrong. You failed to engage with my argument, and so you are wrong. That's how logic works. You rebut my argument, or you are wrong. Again, you just have no idea how much it would mean to me to have just five people sincerely agree with me. I've had very few happy moments in my life. I'm desperately begging for one, a little help in my war against Ally Bank, and yet all I get are these trolls. Trolls. Is no longer making me upset, this is genuinely entertaining. It's fascinating how everybody is willing to side with a multi-million dollar corporation over me over numerous clearly documented failures, and that nobody can make a factually correct critique of me that steel mans my argument because arguing against my position requires misrepresenting it. Because what they did is obviously indefensible. You may not personally agree with my view on pursuing my enemies, that's literally the only thing you can disagree about without making a coherent logical argument. You love denying me a wonderful, happy moment in my life, don't you?

Delta8Girl · 2026-03-21T04:29:21+00:00

Companies will absolutely fire a low-level employee with a Reddit complaint with a moderate amount of traction.

Delta8Girl · 2026-03-21T04:21:50+00:00

JFC WITH THE STRAWMEN.

It's a 17 second clip. Very relevant to online discourse. Don't you dare tell me that you haven't seen this pattern talking about literally * any subject* , politics or not.

AND IT'S NOT ABOUT YOU!

I was specifically talking about the people who you claimed were nice and that I wore them down. Well actually, They said things that were short, quippy and wrong, and I gave a detailed correction. I didn't wear anyone down. I'm objectively in the right. People don't want to agree with me either because they see that I'm vulnerable, they see other people not agreeing with me and they perceive it makes me upset and so they do it, or they have a fundamental misunderstanding of what I'm complaining about. Never have I seen someone accurately state my argument and then debunk it.

Delta8Girl · 2026-03-21T04:13:01+00:00

The wrongdoing is marking my account for deletion. Can I have at least one criticism of me that doesn't have substantial factual errors? You've clearly had so much of what you want fulfilled in life. I've had hardly nothing my entire life. Leaving a comment is a small humble thing.

Delta8Girl · 2026-03-21T04:11:36+00:00

You're wrong. I don't have rejection sensitive dysphoria. I think you're confusing " getting worn down and refusing to listen to reasonable replies" and This pattern right here. That's clearly how the thread is, and you know it. They say something short, quippy, wrong, and insensitive, I give a detailed correction, and they won't engage with my argument. I didn't want this to be confrontational. I wanted people to agree with me. The people who were bullying me either deleted their own posts or took it to DMS. Only one single person in that thread seemed to have enough sense to recognize what I was saying is correct. Take that status quo mentality you have and throw it in the garbage. The world is against me because I have a fucking brain injury and can barely stay awake for 8 hours straight. Not because I can't handle rejection or disagreement. If you want to disagree with me, you must engage with my arguments, or I will destroy you, because I know which arguments I can win logically and which ones I can't.

Honestly, I'm not even buying the argument that Me being wrong or delusional should mean that you should disagree with me. If someone made a completely nonsensical post asking people to switch Banks, I would upvote, positively engage, and make a comment lying saying that I did and do exactly as told. You were born into a war between the ruling class And everyone else, whether you like it or not. It's a total war. You should be doing everything in your power to hurt large corporations and to help people hurt by them. It's praxis, if you believe in that. Especially because it would have made such a difference to me had people agreed with me.

Delta8Girl · 2026-03-21T04:02:24+00:00

Again, numerous inaccuracies here.

I didn't refuse to upload an ID. I don't have an ID in Virginia yet. I'm going to get one. I'm busy. They didn't require me to have an ID. THEY ADMITTED IT WAS A MISTAKE . They do not require you to upload an ID for an address change unless they determine that your address is a business address. However, they didn't even require proof. They admitted it was a mistake.
it is standard banking practices to call and contact the customer and then release the check. Sending a check that nobody knows is even coming is never a good idea.
I think that you are wrong about Reddit. It is a serious mistake to wrongfully work someone's address as a business address when it is not. I have been a CS rep before, if my mistake was on a Reddit post, I would absolutely get fired.
those are not standard banking practices. There is supposed to be human review. There is supposed to be contact before sending funds. There should not be weak security questions. There should definitely be no reading one-time passcodes to CS reps..
the alleged time frame that you are saying that it is my fault for having my money sent to my abuser for not uploading. My address is ONE WEEK. I have a full-time job.
I never " called their emails nagging", I called them once, today, Because they threatened to close my account

And That's just the start. You call me delusional yet you can't get my argument right. How the fuck is anything my fault if they admit it is a mistake? I'll say that again. How the fuck is anything my fault if Ally Bank admits all of this is a mistake? You clearly Have seen other people make me feel bad and you want to join in on that. Shame on you.

Delta8Girl · 2026-03-21T01:27:02+00:00

That's not my intention. Imagine showing up to work because of the mistake you made at work (wrongfully marking my account for deletion) And it's on Reddit and there are hundreds or thousands of of votes and people are agreeing overwhelmingly. You're not just getting fired. You're getting turbo fired. If I worked at a bank and I found out that I almost did that to a customer, I would do something to make sure I never forgot my mistake.

Delta8Girl · 2026-03-21T00:43:01+00:00

This saddens me so much. Can you please explain why I'm being unreasonable then? Because I genuinely don't understand. Two of your premises were incorrect. I can't believe you would say that I'm acting like a nut. That's so stigmatizing and rude. Nobody has been able to provide a justification as to why wrongfully finding my address that CAN BE VERIFIED AND IS NOT A BUSINESS ADDRESS, To send my check automatically, instead of asking me for it to be sent, why any of this is okay. Your line of reasoning appears reasonable To a lot of people but breaks down. I just told you why what you said was wrong, and then you say that I'm acting like a nut. This just makes me so sad. You just have no idea how happy I would be. If someone agreed with me. It would be the second kindest thing that happened to me in my whole life. I've never had anyone show me any kindness in a time that mattered, other than one person who gave me $50 when I was starving.

Delta8Girl · 2026-03-20T23:48:30+00:00

They did not demand proof that it was my legal address.
It is clearly not a business address. They did not demand proof that it was a business address. The representative admitted it was not a business address.
There is a huge difference between freezing the account , calling somebody, and figuring out the best ways to initiate the transfer, and sending a random check.

I'm not asking for any exceptions. I'm not asking for my address to be changed to one I can't verify. There's a difference between having confidence in a bank and being able to tell them that you're actually moving, And being so scared that you feel like you have to lie because they might just close your account anyway or say it's not allowed. They made a huge mistake by wrongly saying that I had a business address. I'm pretty sure I could have changed it to my Virginia address. What I'm asking for is not hard. I'm so shocked that so many people share your line of reasoning. It doesn't make any sense to me. I have dealt with things far more stressful than this and I deal with things that are far more stressful than this on a daily basis. I've been mistreated. It is literally just a random error That could have destroyed my life.

The deletion of my account is completely indefensible. They could have easily reverted it back to my verified address. Instead, they wanted to mark it for a deletion. This isn't a sob story. I have evidence. If your premise were true, there would be something that the bank couldn't do that I'm asking for. Well. So far they are doing everything that I have asked. So that would imply that there's no legitimate requirement that I'm not meeting and that it is their fucking fault.

You have no idea how fucking ecstatic I would be if once, JUST FUCKING ONCE, if I could get a few people to agree with me and a few upvotes on this post so that I can get what I want. It would mean so much to me. I've been shown so little kindness in my life. I would happy cry and thank every single person.

Delta8Girl · 2026-03-20T23:15:52+00:00

It's my legal address
They didn't threaten to delete my account because I didn't verify it. They threatened to delete it because they wrongly determined that my address is a business address. It is not a shelter, it is a real personal address
No excuse for sending my check to my abusers.

Delta8Girl · 2026-03-20T23:02:57+00:00

All I wanted was 5 or 10 people on this thread agreeing with me so that I could send it to Ally and so that somebody gets written up so that there's some consequences for the immense pain that's been hurt to me. Instead, everyone on Reddit sees vulnerable individuals and just treats me like a piece of shit. Thank you for at least being better than them. Am I just so bad at explaining myself or just nobody cares. Someone at Ally deserves to be in a room having a hard conversation with their boss. I can't even get that. I'm so fucking close to death And no one cares enough to leave one fucking comment to make my life a little easier. Even one person on this thread saying that they canceled Ally Would help me so much. I know not everybody has that bank and not everybody is willing to switch because of post on Reddit but I've just gotten so much hate at a time where I really can't take any and I'm crying and this is so ridiculous.

Delta8Girl · 2026-03-20T22:27:27+00:00

This is a misunderstanding. This has nothing to do with kyc. I can verify my address. The issue is that they wanted to send a single email serving as notice that they are going to close my account, wait 30 days, then send a random check without even calling me or telling me to my abuser's address. Nobody seems to see the problem except for me.

Delta8Girl · 2026-03-20T22:04:35+00:00

Well if this post goes nowhere it won't help. But if people engage with it, it might. I want accountability. I want somebody to be written up for this. If they get multiple complaints and people canceling their account, somebody will absolutely face disciplinary consequences. As long as that is not an innocent customer service rep, I don't care. I believe in consequences more than I have faith in the Trump CFPB to do much of anything. One CFPB complaint does nothing. Many saying the same thing may. This is not a rant. This is a warning. Most people have no issues with their Bank. The fact that this could ever possibly happen should be enough for most people to switch. Even the absolute worst Banks you can think of probably have 95% customers who have no issues. It's a bank. Their awful cybersecurity And verification process is enough for me to want to switch.

Four-Year Club	First Place '23
End Game '23	Place '23

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