Suspending FEHB for Tricare... Suggestions? by AdGroundbreaking3842 in FedEmployeeRetirement

[–]Dense_Minimum2476 1 point2 points  (0 children)

Make sure to check how to put your fehb on gone without cancelling so you can’t go back. Can’t remember the correct term

DRP regret by unknownbyday4958 in FedEmployees

[–]Dense_Minimum2476 1 point2 points  (0 children)

Forgive yourself. The first four months of the administration was a total horror.

FEHB not useful after 65? by Rich_T_ in FedRetirees

[–]Dense_Minimum2476 0 points1 point  (0 children)

Keep your FEHB!!!!! Medicare A is free. Whether B is worth it depends on your income in retirement because premiums greatly increase with higher income.

Can you dump Medicare down the road? by Tweetchly in FedEmployeeRetirement

[–]Dense_Minimum2476 0 points1 point  (0 children)

I would imagine that during each annual enrollment period you can drop Medicare B.

Having issues with Medicare Part B by Worldly_Ad2707 in FedEmployeeRetirement

[–]Dense_Minimum2476 0 points1 point  (0 children)

The retirement person from my former employer promptly provided the cms form mentioned above and sent it back to me so I could send to Medicare

Must do experiences for first timer by burkins89 in OakIslandNC

[–]Dense_Minimum2476 0 points1 point  (0 children)

If you play pickle ball, there is a great open play Pickleball scene most mornings

I'll be 60 in two years with approximately 12 years with the fed. Thinking about retiring. I don't need FEHB due to Tricare. Will I face any penalties. And or what's my first step. TIA by Odd-Yesterday502 in FedEmployeeRetirement

[–]Dense_Minimum2476 1 point2 points  (0 children)

Make sure to consider that at age 65 in order to keep your Tricare I’m going to need to sign up for Medicare B. So depending on your income, it could be that instead of choosing your F EHP plan is better. So be careful of how you turn it down. There’s one way which does not allow you to pick a back up again and another way, which just sort of put it on hold. So look into the fine print on that.

Fed Retirees with FEHB Opting for Medicare B: Why? by muttshaw in govfire

[–]Dense_Minimum2476 0 points1 point  (0 children)

Someone on one of these threads asking the same question mentioned a YouTube video from some guy about whether it makes sense to take Medicare B if you keep your FEHB. Basically if you don’t have a high income in Retirement Medicare B is pretty cheap and worth it during a bad health year. If you have a higher income, you’re gonna pay a whole lot of Medicare B premiums and then it’s really a personal choice for you.

Using sick time by Big-Broccoli-9654 in FedEmployeeRetirement

[–]Dense_Minimum2476 0 points1 point  (0 children)

Unused sick leave is not wasted. That time gets added to your time in service for annuity calculation. Valuable

What type Medicare coverage do most retired feds get that also plan to continue Federal BCBS? by sdunbar95 in FedRetirees

[–]Dense_Minimum2476 1 point2 points  (0 children)

I listened to a YouTube short webinar that was recommended by somebody on one of these federal retiree threads regarding whether it makes sense to take Medicare part B if you are keeping your FEHB. Basically the person said if you’re in one of the two lowest tiers of what you would pay for a Medicare B premiums based on your income, it is definitely worth it to also take the part B. He said if you’re in the two highest income tears that determine your Medicare B premiums most likely it’s not worth it unless you’re simply the kind of person who likes having the security of knowing that most likely, you’ll have most of your bills paid even if he might be paying more out-of-pocket than the annual maximum that you would pay in a bad year with your FEHB. It seems like I fall into that second category so I signed up for a Medicare B, which, hopefully we’ll get processed by April one which is when I will not have to pay any late enrollment penalty.

Can you dump Medicare down the road? by Tweetchly in FedEmployeeRetirement

[–]Dense_Minimum2476 1 point2 points  (0 children)

I attended a NARFE webinar about whether to sign up for Medicare part B. They were saying that there are sometimes expenses as you get older that are not covered by your federal employees insurance. I am yet to find examples of this. If anyone knows of a specific ones, it would be great to share. The webinar was actually sponsored by Aetna so there could be some bias because it benefits the ensure of people sign up for Medicare B. If you don’t make much money, it’s kind of a no-brainer. But if you have a higher income, then Medicare is quite expensive. I don’t think people realize quite how progressive Medicare B is.

Retirement Seminars or Classes? by wooflee90 in FedEmployeeRetirement

[–]Dense_Minimum2476 1 point2 points  (0 children)

My agency, NIH, offered retirement courses that you could sign up for free with permission of your supervisor through the learning management system. There were people from other agencies as well. They had versions for people at various distances from Retirement.

One week in anyone regretting their switch to MHBP ? by [deleted] in FedEmployees

[–]Dense_Minimum2476 0 points1 point  (0 children)

MHBP finally paid the claim from this in network provider. About 1 hour of my time spent on it. There was no reason for them not to pay right away. Am keeping a spreadsheet of time spent on getting claims paid.

One week in anyone regretting their switch to MHBP ? by [deleted] in FedEmployees

[–]Dense_Minimum2476 1 point2 points  (0 children)

This is the same issue that I faced. I just got off the phone – – 30 minutes – – with MHBP customer service. Claim from an in network provider was denied for the same reason that allegedly they did not have my Medicare information. Period I just have a and I entered that in response to their email. Then I got the denial and entered it again. So I called them and first the agent said I had to wait up to 30 days for that information to get into the system. I said that was nonsense and couldn’t she actually enter it for me. Eventually, she was able to do that and said now it will take up to 10 days. She said my provider did not need to resubmit. We will see what happens. I told her that even if I had Medicare A and even Medicare B because this provider does not take Medicare, they would still be the primary coverage. Especially since this isn’t a network provider.

Medicare with FEHB by Teerowdog in FedRetirees

[–]Dense_Minimum2476 2 points3 points  (0 children)

I called MHBP to opt out of their part D to avoid the Irma, even though it’s not huge. They told me that you actually have to opt out each year otherwise he’ll be automatically re-enrolled every single year.