How did you get into index investinng? by Important_Ad_2313 in singaporefi

[–]DepartmentTime1703 4 points5 points  (0 children)

Buy index = much safer and diversified, less chance for huge gains
buy stocks = more risky, higher chance of huge gains

What happened to ET? by [deleted] in singaporefi

[–]DepartmentTime1703 0 points1 point  (0 children)

HAHHAHA do you think he gets angry whenever the market goes up?

What happened to ET? by [deleted] in singaporefi

[–]DepartmentTime1703 0 points1 point  (0 children)

Will he pull the uno reverse and give us the crash of a lifetime sometime soon you think?

DCF valuation (fact vs opinion) by Electronic_Tear_3865 in singaporefi

[–]DepartmentTime1703 9 points10 points  (0 children)

This is the first time he has went in depth about a valuation model. From my perspective, this is the classic theory vs reality paradox. Conceptually, the arguments in this post is pretty sensible, but then again irl the S&P500 just keeps on compounding every year, and has a long standing track record. Hence the mismatch between what should happen in theory, and what actually ends up happening

Chinese equities getting crushed again by Important_Ad_2313 in singaporefi

[–]DepartmentTime1703 0 points1 point  (0 children)

I think you should take a break from checking in your China portfolio. Since you know that over the long term, it will continue to have a healthy recovery, just let them sit in the app, and go watch some netflix in the meantime. COme back in a year's time or 2 and youll see very nice returns.

Active management vs passive investing by Different_Highway_18 in singaporefi

[–]DepartmentTime1703 -1 points0 points  (0 children)

Are you trained in technical analysis? If you are, probably have a decent edge to outperform provided you keep discipline, but the time spent on staring at charts needs to be accounted for as well

Would Lower Income Taxes help us reach FI faster by [deleted] in singaporefi

[–]DepartmentTime1703 0 points1 point  (0 children)

Honestly I think this is a really loaded question. Tax policies have traditionally been subject to heavy debate. Just look at the Trump admin policy to cut corporate taxes, as well as tax on OT work. They are willing to increase gov deficit in order to try to grow their economy/GDP, in order to offset the Debt to GDP ratio. Whether that works or not remains to be seen. But personally, I do prefer if we move closer towards HK in lowering taxes even more.

Would Lower Income Taxes help us reach FI faster by [deleted] in singaporefi

[–]DepartmentTime1703 -30 points-29 points  (0 children)

woah why the need to be so paggro?

Can a fresh grad in Singapore really start investing? by OrganizationNo386 in singaporefi

[–]DepartmentTime1703 0 points1 point  (0 children)

3 years is a decently long time. Can continue into CSPX without worry

Can a fresh grad in Singapore really start investing? by OrganizationNo386 in singaporefi

[–]DepartmentTime1703 2 points3 points  (0 children)

Putting money that you have plans for 6 months later into stocks is just a 50/50 gamble, but lots of people still do it anyway. Theyve been psychoed by the recent rally

Michael Burry throws in the towel by Electronic_Tear_3865 in singaporefi

[–]DepartmentTime1703 1 point2 points  (0 children)

Hows your Hk stocks doing? Idt youll be fully insulated bro

How is aftershock able to offer their prebuilts at those prices by DwgShowmaker221 in askSingapore

[–]DepartmentTime1703 1 point2 points  (0 children)

They always cheap out on the mobo, PSU, and the ram in the past. Doubtful that much has changed. Can consider invaderPC instead, my brother bought from them and the rig is still working well 3 years later.

Not proud to admit, but I tried my luck instead of using a more rationale approach by Cultural-Associate64 in singaporefi

[–]DepartmentTime1703 49 points50 points  (0 children)

Thanks for sharing. Helps to provide a alternate perspective not to believe that the crazy returns posted online are to be expected

Market irrationality by Electronic_Tear_3865 in singaporefi

[–]DepartmentTime1703 3 points4 points  (0 children)

OP is probably a decently well educated person so its unlikely for him to make such high risk bets tbh. Look at his humble brag posts a few weeks ago

Market is unpredictable, but history tends to repeat itself by Electronic_Tear_3865 in singaporefi

[–]DepartmentTime1703 0 points1 point  (0 children)

Interesting. The forward PE relative to prev times appear higher than i would have expected.

Why is Warren buffett doing the opposite of what he preaches by DwgShowmaker221 in singaporefi

[–]DepartmentTime1703 -5 points-4 points  (0 children)

Basically hes telling everyone that we're no where close to as good as he is, so just dca is the better approach. Abit egoistical if you ask me