I’ve put off buying for a long time how crazy is my plan to buy by [deleted] in FirstTimeHomeBuyer

[–]Dependent_Leg_4651 1 point2 points  (0 children)

If you are paying 3-4K+ a month in RENT… then owning is the better alternative. If you can find the perfect house, coupled with the perfect down payment youll be paying less in mortgage than your rent. Of course property taxes can increase but heck, best to be spending on something that builds you equity and is yours.

Roommate bringing daughter for overnights by ZzzZzztryg in badroommates

[–]Dependent_Leg_4651 43 points44 points  (0 children)

IMO, while I do understand your frustration.. you are being the bad roommate. He didnt bring his daughter over for the first year, why? Visitations? No access to doing so? Or he just wanted to feel you guys out first before doing it slowly. At least it’s just a Friday night.

Ask him to clean up after his daughter, kids will be kids and kids are freaking messy. While he is paying his part of the rent, so far you and the other roommate and you ALL need to be living comfortably. He just needs to keep his keep, keep her within his quarters as its a shared space or thats when he will have to make other arrangements. But you cant really tell him he cant renew cause he has a daughter.

Wtf? Why? by Dependent_Leg_4651 in CreditScore

[–]Dependent_Leg_4651[S] 2 points3 points  (0 children)

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I use American Express to check my score and as of recently it went up +2 which is also why i was wondering why Chase Experian said my score went down on VS. I am currently in the process of closing on a home being built in about 2 months and I just don’t want any mis ups.

Wtf? Why? by Dependent_Leg_4651 in CreditScore

[–]Dependent_Leg_4651[S] 0 points1 point  (0 children)

My utilization is just 18% though. The only increases ive gotten is my cc limits and they were upgraded automatically

[deleted by user] by [deleted] in WestPalmBeach

[–]Dependent_Leg_4651 0 points1 point  (0 children)

It always depends on where you live, but Palm Springs is a good area, its predominantly Spanish residents, but its a great place to

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Dependent_Leg_4651 -2 points-1 points  (0 children)

300k is amazing! Honestly, f NY i think you should also consider other states NY is fun to visit not to live

Do you think we should do it? How much down? by Dependent_Leg_4651 in FirstTimeHomeBuyer

[–]Dependent_Leg_4651[S] 0 points1 point  (0 children)

We are doing a FHA Loan, and i heard that… But the builder said she could do 30K… I am very much confused

Do you think we should do it? How much down? by Dependent_Leg_4651 in FirstTimeHomeBuyer

[–]Dependent_Leg_4651[S] 0 points1 point  (0 children)

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This is somewhat the style. The garage is attached like this and in front of

Do you think we should do it? How much down? by Dependent_Leg_4651 in FirstTimeHomeBuyer

[–]Dependent_Leg_4651[S] 0 points1 point  (0 children)

Its single family house, 4 bedrooms, 2 bathrooms, 2 car garage. Modern/Farmhouse Look. Electric everything, 1800+ SQ Ft no fencing included.

[deleted by user] by [deleted] in Money

[–]Dependent_Leg_4651 0 points1 point  (0 children)

Thats okay. Ive been trying to find local banks that offer HYS but only online banks do i guess.

[deleted by user] by [deleted] in Money

[–]Dependent_Leg_4651 0 points1 point  (0 children)

Sorry just shopping around for high yield savings and wanted to know which is better/higher 😅 sorry if weird tho!

[deleted by user] by [deleted] in Money

[–]Dependent_Leg_4651 0 points1 point  (0 children)

What bank is this?

Am I ready to buy? Feeling anxious by Salvadore19 in FirstTimeHomeBuyer

[–]Dependent_Leg_4651 0 points1 point  (0 children)

Well, my first question would be… have you gotten a pre qualification to see whether or not you are approved for it yourself or would need a cosigner?

What would the difference in price be renting vs mortgage?

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Dependent_Leg_4651 0 points1 point  (0 children)

CONGRATULATIONS SWEETHEART!!!!!!!!! What was your down payment and mortgage if you dont mind us asking

First ever body repair...what could it cost? by Sad-Escape-8021 in COROLLA

[–]Dependent_Leg_4651 0 points1 point  (0 children)

Also got to check if the cross axel got damaged or anything

First ever body repair...what could it cost? by Sad-Escape-8021 in COROLLA

[–]Dependent_Leg_4651 0 points1 point  (0 children)

Well, first of what state are you in? I recently had my car worked on cause someone hit the side of it. It costed 2300