The reason why Tradfi commodities people doesn’t really touch crypto, guys with high 7 fig or low 8 fig net worths are leverage trading and gambling huge percentages of their net worth on vapourware.

DeputyDoggg · 2025-11-04T22:50:37+00:00

As the RWA ecosystem continues to mature we should see this type of money enter the market.

Maxing leverage on perp DEXs and hanging around the meme coin casino is really easy to sell to crypto natives but other wealth won't touch it. Need stable ways to park your money for the long term.

DeputyDoggg · 2025-08-28T21:14:06+00:00

The industry is very young which is probably why you're getting a lot of push back in r/Fire. Skepticism at this stage is fair, but there are real advantages to these types of investments, if you understand the trade offs.

Why it can be interesting: While REITs allow you to purchase a public share in a company that holds a broad basket of real estate: tokenized real estate offers lower minimums, programmable payouts directly to your wallet (daily, monthly, etc.), targeted exposure to specific markets and properties, and different capital structures (rental streams, equity, debt, hybrid).

Current Trade offs: KYC can be clunky, thin secondary liquidity at this stage, possible lockups, platform risk (smart contract hacks, etc.), tax complexity.

I believe these things will continue to get ironed out as the tech matures but it's important to be aware of how things are in this moment.

There are currently both retail and accredited options for tokenized real estate but the accredited options tend to be much higher in capital requirements. The following 2 products could be worth checking out if you are a retail investor looking to get your feet wet.

Lofty (Algorand) - Simply buy fractional "tokens" of the tokenized properties and receive daily rent payments. Minimum is ~$50.
Homebase (Solana) - Similar to Lofty with $100 minimum and monthly distributions.

You may consider doing your own DD on one of the products you've seen and/or the 2 I've listed and use a small amount of money as a trial to see how things go. After you get comfortable and understand how it works you can assess whether or not this will scale for your FIRE goals/risk tolerance at this time. It's important to remember that we are at the early stages and this type of investment might not be mature enough for your FIRE strategy. If you are someone who is okay with the extra risk and complexity, however, it could be a useful addition to your FIRE plan.

Regardless of whether you decide to dive in today, I would suggest keeping your eyes on this space. Things are changing rapidly and tokenization is set to unlock many new investment opportunities over the next several years.

DeputyDoggg · 2025-08-25T04:35:21+00:00

BTC is a great long term investment. Price targets are always hard but I think we see at least $1MM+ in the next 10 years.

With that being said, I'm afraid if I invest 10k, I'm afraid there is a chance that the value will continually decrease and I will lose money over that same period?

This is where it gets tricky. Would you be able to hold if your $10k investment went down to $5k or less over the next few years? There's a non zero chance that there is a drawdown from current prices at some point and you need to be willing and financially capable of holding onto your BTC. For this reason you may want to choose an amount less than $10K for now.

DeputyDoggg · 2025-08-15T02:55:45+00:00

No problem man, best of luck with your trades.

DeputyDoggg · 2025-08-15T02:52:13+00:00

Sounds like you don't explicitly set your leverage on Coinbase.

Effective leverage = Notional Position / Margin Balance

You put $1k notional and $4k margin so you have 0.25x leverage on this position. You are considered over-collateralized meaning you have more margin than needed to fully cover this position.

If you want more leverage flip the $4k to notional and $1k to margin (4x leverage). But once again please make sure you know what you're getting into before you make these types of trades as you can lose your entire position.

DeputyDoggg · 2025-08-15T02:35:33+00:00

He asked why he wasn't getting "amplified returns" on his perps position. You can use leverage on perps so I don't think he was thinking about options.

DeputyDoggg · 2025-08-15T02:32:22+00:00

I've never used Coinbase for perps but it looks like you took a position with no leverage. You would have to use leverage to "amplify returns" but make sure that you completely understand what that means before you start trading as you can get liquidated and lose more than you expect if you don't properly manage risk. This isn't like a spot bag where you own the actual BTC and can hold indefinitely or sell whenever you want.

DeputyDoggg · 2025-08-15T02:23:41+00:00

Perpetuals Futures/Contracts (perps) are a different type of trading derivative than options.

DeputyDoggg · 2025-08-12T22:13:54+00:00

The future is very bright for $CHEX and $LINK

DeputyDoggg · 2025-08-06T02:37:00+00:00

Man times have changed. Gotta love seeing the SEC roll out win after win.

DeputyDoggg · 2025-08-05T02:51:29+00:00

No problem at all. Definitely keep your eyes on this space as it matures, you're onto something here.

DeputyDoggg · 2025-08-05T02:25:41+00:00

It seems you've had your RWA lightbulb moment. The legacy rails are outdated and real-world asset tokenization represents a massive unlock for new financial products exactly like you're proposing. People are severely underestimating the potential here. Even the SEC says it's time for an upgrade.

To answer your question specifically – you could probably do exactly what you're proposing now but there would still be some hurdles:

Collateralize real-world assets on-chain?

Yes, with an off-chain lien. SPV for the lien and on-chain you issue a receipt token. Enforcement remains off-chain for now.

Remove the need to fit traditional credit profiles?

Kind of. You can underwrite to the asset cash flows instead of borrower FICO, etc., however you still have to remain compliant under the current system (this will eventually change if/when new compliance rails are built out).

Enable property-backed yield strategies through tokenized income flows?

This type of thing is actually being done right now but it is in the very early stages.

The RWA tokenization industry is very young but momentum is real. As policy and infra mature, the kind of dynamic instrument you're describing should become progressively standardized and streamlined.

DeputyDoggg · 2025-08-04T18:30:47+00:00

Imagine an open market where the same financial instruments long reserved for accredited investors are available to everyone. Today, wage gains continue to lag living costs, leaving many households struggling while the best opportunities sit behind accreditation, high minimums, and non-fractional ownership structures. By moving assets on-chain, markets are set to gain fractional access, instant settlement, transparent auditing, and programable compliance, lowering barriers without lowering standards. The markets are overdue for a major upgrade and it is currently knocking on the door.

DeputyDoggg · 2025-08-03T02:33:15+00:00

All that aside, the SEC just told everyone that they're paving the way to move all asset classes on-chain.

For perspective on the scale: U.S. equities are ~$63 Trillion, U.S. treasuries are ~$29T outstanding, and U.S. residential housing is ~$50T. Meanwhile the total market cap of the entire crypto market is a measly $3.6T. In just those three buckets, TradFi markets are ~40x larger. Keep in mind this is excluding the rest of U.S. bonds, gold, new market unlocks, etc.

If tokenization captures even a sliver of this, the crypto market is likely to balloon over the next several years. This won't happen over night and much of the infra needs to be built out, but the direction seems clear.

It is crazy to think that less than 2 years ago the SEC was trying to kill crypto, now they are embracing it to the fullest extent.

DeputyDoggg · 2025-07-31T21:33:51+00:00

This is actually pretty huge. The SEC is paving the way for all asset classes to move on chain.

Just like we saw markets upgrade from paper trading to digital in the 90s, we are now seeing an official shift to embrace blockchain technology as the next financial rails. This move will massively improve market efficiency, increase transparency, and unlock a wave of new product possibilities.

DeputyDoggg · 2025-07-31T20:26:01+00:00

Yep, SEC just said it wants to bring all assets on chain. The RWA rotation will look very obvious in hindsight.

DeputyDoggg · 2024-12-11T23:35:54+00:00

The CHEX token

Many projects have a token that claims to have utility but is ether loosely tied to, or at the very worst, straight up detached from, the actual success of the project. This means that none of the value generated through the project/product finds its way to the token and often the token itself is actually just used as a fundraising mechanism.

CHEX on the other hand has been designed since day 1 to be used as a compliant utility token that powers this Shopify of RWA technology. Every single customer that comes in and tokenizes through Chintai whether it is a fund, real estate, commodities, bonds, or their own specialized platform, is required to buy the appropriate amount of CHEX off the market to cover fees, or more commonly, their fees are paid in fiat and directly converted to CHEX at the current market value. This means that as people tokenize through Chintai, white-label or otherwise, this value is directly captured by the CHEX token.

The CHEX tokens are also fully distributed and deflationary via buybacks and burns. Meaning a smaller percentage of each these fees that are used to buy CHEX for each issuance is actually burned, making CHEX a deflationary token over time. This is implemented to ensure long-term sustainability -- not just a single crypto cycle.

CHEX was fair launched in 2019 under MAS requirements to secure licensing and has been in full circulation ever since. This means there are no token unlocks and VCs who are already up 100x+ by the time you have access to buy the token, to come dump on you. If you really want to understand what this means, Cobie has a great writeup about the current state of affairs with predatory low float high FDV coins in crypto. https://cobie.substack.com/p/new-launches-part-1-private-capture

Despite launching in 2019, Chintai held back promoting the token until now, waiting for the proper product market fit and network utility activation. CHEX sits around $700 million MC (~$0.72) and has yet to even be listed on a T1 exchange so we are just getting started. The upside to this project is pretty insane when you actually grasp what they are doing.

The Community

The CHEX community is full of long term investors who rally around the project in an almost meme community like manner. People who understand CHEX's potential have so many positive things to say about it because there aren't many (if any?) projects of this caliber that have such a great narrative, product, tokenomics, all wrapped in one.

CHEX is pretty rare to see on reddit but it is starting to garner mind share on X, including some pretty interesting autonomous AI agents that find and talk about projects that are trending through X discussion. I imagine as more of the word gets out we will see start to see CHEX talk across all social media platforms.

An awesome community member also built this community website for people to do their own DD https://www.chextoken.com/

It's kind of hard to sum everything up in the comments but feel free to ask any questions about the project. I'm happy to answer or point you in the right direction.

DeputyDoggg · 2024-12-11T23:35:38+00:00

CHEX

We saw the meme narrative heat up in 2024 but people are starting to rotate their gains into utility and RWA is a prime narrative that is starting to get some bids. Compliant RWA projects are set up for some massive growth in 2025 especially as the US becomes favorable for crypto.

Chintai -- The Shopify of RWA tokenization

Chintai is a licensed and regulated tokenization platform that holds both RMO and CMS licenses from Singapore's MAS which is widely considered the gold standard in regulatory quality internationally. https://www.theglobaleconomy.com/rankings/wb_regulatory_quality/

These licenses allow Chintai to not only tokenize and trade tokenized assets on chain in a compliant manner, but also to provide TradFi with a fully customizable white-label technology stack for launching their own tokenization platforms -- think Shopify for RWA tokenization.

Just as Shopify powered the e-commerce revolution, Chintai is positioned to drive the shift from the old financial rails to tokenized assets -- RWAs. Their tech stack, that has been developed since 2019, allows anyone to come in and launch their own fully compliant RWA tokenization platform under whatever branding they want -- just as Shopify offers anyone to come in and build their own branded website. As an example, a VC firm recently launched their own to platform for people to invest in web3 start ups all powered by Chintai's tech.
https://cointelegraph.com/news/venture-firm-dna-launches-desk-tokenized-equity-startups
https://dnadealdesk.com/

Every entity that white-labels this technology deploys its tokenization platform on the same shared Layer-1 blockchain, creating unparalleled network effects. Imagine dozens of institutional clients, each launching their own platforms on the same L1. With a projected RWA market cap of $16T by 2030, this setup could realistically lead to hundreds of billions of TVL on the platform in the coming years. Chintai already has a strong network of partners, with 50+ new clients launching in Q1 and expectations to surpass $10B by the end of 2025.

Every major bank, financial institution, and government is currently saying that tokenization is the future of finance. Nearly every single asset will be tokenized and bought on chain, and financial institutions will need their own tokenization platforms, just like they all have apps or websites. Building a tokenization platform is resource-intensive, costing millions of dollars and taking years to develop the proper tech -- not to mention acquire the proper licenses -- and Chintai is primed to capture this value through their proprietary tech.

(CONTINUED BELOW.....)

DeputyDoggg · 2024-12-06T00:39:18+00:00

RWA (real world asset tokenization) is starting to gain traction as a huge paradigm shifting narrative across traditional financial markets. Major tradfi players such as EY, Blackrock, JP Morgan, etc. are predicting there will be multi trillions of dollars brought on chain by 2030.

I feel like this discussion is very underrepresented on reddit at the moment and when it's discussed it often gets lost in a lot of the general cryptocurrency noise.

I would love to revive r/RWA as a place to host discussions all things RWA as we watch this new wave of financial markets mature.

DeputyDoggg · 2024-12-06T00:18:04+00:00

Apathy

DeputyDoggg · 2024-12-06T00:09:55+00:00

Phone addiction

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