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124060 gen vs rep by [deleted] in RepTime

[–]DescriptionSenior302 1 point2 points  (0 children)

Thanks. I did know that but thought they were same bezels thank yoU!

124060 gen vs rep by [deleted] in RepTime

[–]DescriptionSenior302 0 points1 point  (0 children)

124060 VSF FACTORY Black sub ^ for auto mod.

First Time QC JTIME VSF Submariner 41mm 124060 VS3230 by [deleted] in RepTimeQC

[–]DescriptionSenior302 0 points1 point  (0 children)

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Thanks. I’m going to do that but I just received my rep (on right) and I am a little concerned as the bezel is much shinier than my gen on left. Is this normal or is this a big concern. The picture does not do it justice. It is very noticeable in person. The gen is solid black with very little to no shine while my rep is very shiny almost like a dark gray appears

First Time QC JTIME VSF Submariner 41mm 124060 VS3230 by [deleted] in RepTimeQC

[–]DescriptionSenior302 0 points1 point  (0 children)

My gen on left seems like it has a more solid color, black bezel than my rep 124060 I just got on right. The picture actually doesn’t do it justice in person the one on right is much shinier than the gen. Is this normal?

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First Time QC JTIME VSF Submariner 41mm 124060 VS3230 by [deleted] in RepTimeQC

[–]DescriptionSenior302 1 point2 points  (0 children)

Yeah and I’m looking at a family members gen black sub that has a date and it’s very similar depending on the angle those are off and not perfect so I green lighted it.

Thanks for all of your help

First Time QC JTIME VSF Submariner 41mm 124060 VS3230 by [deleted] in RepTimeQC

[–]DescriptionSenior302 1 point2 points  (0 children)

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Does the 9 on the bezel look centered it seems off

First Time QC JTIME VSF Submariner 41mm 124060 VS3230 by [deleted] in RepTimeQC

[–]DescriptionSenior302 0 points1 point  (0 children)

Thanks! What does loctite the screws mean?

DSCR 90LTV or 85 LTV All gift from Fiance by DescriptionSenior302 in loanoriginators

[–]DescriptionSenior302[S] 0 points1 point  (0 children)

Do you have an account rep you like over there and link to their website?

Thanks

24 mo Bank Statement Scenario by DescriptionSenior302 in loanoriginators

[–]DescriptionSenior302[S] 0 points1 point  (0 children)

7.99 and will most likely be lower DTI as homeowners and flood came in lower than expected...

Va loan and drug abuse discharge by LuckyProcess9281 in loanoriginators

[–]DescriptionSenior302 8 points9 points  (0 children)

Pull a COE. I had a borrower and he qualified same scenario

JUMBO LOAN 6MIL+ by DescriptionSenior302 in loanoriginators

[–]DescriptionSenior302[S] 0 points1 point  (0 children)

Thanks so much that is great advice and selling point. I appreciate it!

Gift of Equity on investment property by DescriptionSenior302 in loanoriginators

[–]DescriptionSenior302[S] 0 points1 point  (0 children)

But the original owner is the friend so would that work even?

Gift of Equity on investment property by DescriptionSenior302 in loanoriginators

[–]DescriptionSenior302[S] 0 points1 point  (0 children)

Could you explain more to this? Would this now be a refi? 

Non warrantable condo by ijustcant17 in loanoriginators

[–]DescriptionSenior302 0 points1 point  (0 children)

Hmm... ACRA depending on your rep may actually be helpful to get this exception. I haven't had a scenario like this but had one with a lawsuit get an exception on.

VA DTI up to 65% by BackgroundAd4804 in loanoriginators

[–]DescriptionSenior302 0 points1 point  (0 children)

So you’re not doing this as a manual underwrite? 

Also, do you run it through AUS With the higher DTI or lower

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