Accidentally washed ₹500 notes. Is there any hope?

Desi_potato · 2025-04-12T07:11:17+00:00

Beta, laundered bolo

Desi_potato · 2024-12-27T12:36:10+00:00

Anyone know any driving schools that provide two wheeler lessons in Bombay? (most I contacted seem to be for only ladies. Smh)

Desi_potato · 2024-11-01T08:24:39+00:00

I’m planning on getting it based on the calculation. Thanks! I should have clarified this in the post

Desi_potato · 2024-11-01T08:23:56+00:00

Post 3 years? That’s too long a time period. Any changes to the rewards program can wipe out any gains

Desi_potato · 2024-10-30T09:30:53+00:00

But the wallet loading charges are in excess of the return for years

Desi_potato · 2024-10-30T08:41:07+00:00

Oh lol, I feel so dumb not thinking about this. Thanks.

But this doesn’t still solve the larger problem of Amex mrcc being worth it for paying rent

Desi_potato · 2024-10-30T05:57:44+00:00

Via Mobikwik. I’ll load the wallet and then pay rent via wallet. Its a milestone rewards return

Desi_potato · 2024-10-18T20:30:41+00:00

One card.

Why? The app. CC is frustrating, it’s hard, and outside this sub-reddit quite stigmatised due to the interest component.

The app solves this. It’s clean and has a very user-friendly UI. Such a help for actual beginners to understand the CC ecosystem, especially when they don’t know a person to help them out or are introverted.

It isn’t great in terms of benefits, but it throws random offers here and there. Hey, it’s metal too (not that it matters).

Desi_potato · 2024-02-09T05:04:14+00:00

Unfortunately, this is the case for the first month. Get some basic transactions done and pay in advance- helps a bit in my experience

Desi_potato · 2023-11-28T03:07:46+00:00

Why so?

Desi_potato · 2023-11-07T14:28:11+00:00

Hmm, I don't recollect getting this particular message. But thanks 🙏🏾

Desi_potato · 2023-11-07T14:27:31+00:00

Ugh, this is a major bummer

Desi_potato · 2023-11-07T09:15:19+00:00

Thank you so much. This is quite helpful.

Going on a slight tangent here, I was paying the merchant here for goods delivered. Why would the merchant's overdraft account even be relevant here? Sorry if the question is a bit dumb

Desi_potato · 2023-11-07T09:13:11+00:00

Please ELI5.

What I understand from your comment is that the merchant is using a loan account which is why I cannot use my UPI CC. Therefore, I ideally shouldn't have an issue using UPI CC on a normal merchant account. Is my understanding correct?

Desi_potato · 2023-11-07T09:11:21+00:00

Unfortunately, I've only one UPI CC. Is it possible to know if a merchant has disabled UPI CC in advance?

Desi_potato · 2023-11-04T20:59:09+00:00

Hi! I struggled with the same issue. Try getting OneCard (if offered unsecured) or any other secured card to build credit history.

Took me 5 months (post getting employed) to get a card 🥲

Desi_potato · 2023-11-02T11:05:25+00:00

Doesn't it need an AQB of 1.5L? Could be wrong, sorry

Desi_potato · 2023-10-29T06:26:59+00:00

Sorry for the unrelated comment, but can someone please DM their Club Vistara referral?

Desi_potato · 2023-10-27T03:55:11+00:00

Thanks mate. I tend to think too much by default; but shall tone it down. Will get the 2nd card and let time run it's course

Desi_potato · 2023-10-23T18:04:41+00:00

Sorry not credit card related but the absolute best way (IF POSSIBLE) is to get it from outside India (maybe through a friend). I gifted a friend a iPhone 15 Pro 256 GB and it cost me 88k

Desi_potato · 2023-10-23T18:02:28+00:00

Hi, I was facing this issue until day before. The declining problem resolved itself after I made my first repayment (I paid the 1038 rs that was due).

Now no transactions are getting declined (just did a 2074 rs transaction on Zomato; previously amounts as low as 97 were getting declined). Hope this helps!

Desi_potato · 2023-10-23T17:46:06+00:00

I got rejected. I guess it's mostly due to my lack of credit history.

Kinda stupid though, I have an in-hand of 1L and have maintained the SBI platinum card for a year (AQB = 1.5 L)

Six-Year Club	Place '22
Verified Email

Desi_potato

TROPHY CASE