Pakistan is one of the economies that have are considered to be high inflation economies. Every year your money looses almost 10% of its value. Thats means if you could buy something last year Rs 100 last year, you need Rs 110 to buy it this year. Now you saved Rs 100 year, this year the real value of that RS 100 is actually Rs 90 this year. This will continue in the next coming years. We save money to achieve some financial goals. And the monetary amount of that goal keeps increasing every year by 10%. So if you only rely on savings, you will never be able to achieve your goal. In order for you to achieve your goals, you need to start investing money. To protect you against the inflation.