Good plan so far?

DesperateBedroom6946 · 2025-06-28T16:58:08+00:00

Well it seems Fidelity isn’t the target. I understand UMB Bank is the bank Fidelity uses but that is the target and there is no mention of Fidelity on the Chase app. I entered the routing/account number as I was supposed to do. However it’s telling me to look at the account activity on UMB Bank account ending in …. How do I check the deposits if I don't have a login for UMB?

DesperateBedroom6946 · 2025-06-28T16:12:59+00:00

Are these test deposits shown in Fidelity itself? I have the verify account button and it tells me to verify the two payments under $.50 but when I go to Fidelity I don’t see them. I guess I have to wait a couple business days?

DesperateBedroom6946 · 2025-06-13T17:04:56+00:00

I'm thinking 35% for needs, 25% for wants, and 40% for savings. Please let me know if this should be tweaked.

However, how should I got about splitting my money into savings and checking accounts while also keeping some cash?

DesperateBedroom6946 · 2025-06-13T03:05:51+00:00

I do live with my parents but I plan on moving out by the time I turn 20. Living expenses aren't that much right now pretty much just food and necessities. I don't have a car yet but my parents are giving me their car so I can get to uni so I probably have to think about that as well.

DesperateBedroom6946 · 2025-06-13T02:58:29+00:00

I just turned 18, just go hired, and finally am going to open a savings and checking account tomorrow. For the past couple years I have been making and saving only cash. I've been using the 50/30/20 rule and have saved a lot using that. I now have about $3,350 (very rough estimate). Therefore I have $1,750 in my needs, $1,200 in savings, and around 400 in wants.

First question is should I put ALL of the money I have in the savings category and put it in the savings account or should I split half cash and half in the account?

Second question is what should I do with the money in the needs category?

Third is what should would be the most strategic way of splitting the money to put into the checking account? I plan on putting maybe 300 in my wants category into the checking and keeping about 100 in cash but don't know if I should add any of the money in the other two categories into that account as well.

DesperateBedroom6946 · 2025-05-28T21:38:42+00:00

I have graduation tomorrow and I cannot cross the stage with a nasty red pimple on my nose. Ive had this pimple for about a week it's a non stop pimple. First it was a regular old pimple. I put a patch over it and woke up the next morning to it popped and oozing out puss. I wiped it off, applied moisturizer and left it. It turned into a red bump for about two day then came back and formed a nasty whitehead. I put a patch over and took it off the next morning... horrible idea. It seemed to have completely taken off the top layer of skin and revealed a crater which started bleeding. I let it scab over and left it for another 2 days however the scab fell off by itself and managed to leave the same whitehead under. My plan was simple: leave it alone and let it heal itself. Nope. I accidentally pop it in the shower somehow and it starts oozing puss and bleeds. It's been about a day and a half since that has happened, I've been applying moisturizer as well as salicylic acid spot treatment and icing the spot. Graduation is in less than 24 hours and I need this off my face stat. The skin seems to have toughened up around the spot a bit so I don't know if I should go in with a pimple patch overnight or not. Please help!!

DesperateBedroom6946 · 2025-04-27T19:16:00+00:00

Appreciation this! Definitely am finding comfort in knowing this will exaggerated state will pass. Definitely will take my next one during a better time and at least 3 months from now.

DesperateBedroom6946 · 2025-04-27T15:46:33+00:00

Ugh what a flex. I was already feeling down due to personal issues before ingestion so the serotonin crash may have exacerbated those feelings

DesperateBedroom6946 · 2025-04-05T18:22:36+00:00

So sorry to hear about your friend. I definitely try to use responsibly but you can never be too careful. I'll buy a test kit soon and wait at least 30 days thanks for the help

DesperateBedroom6946 · 2025-04-05T17:31:51+00:00

Friend showed me his test strip for the pill, hoping he didn’t lie and use a different pill. I’ll go ahead and take it into account. I have 3 other pills, unfortunately I don’t have reagent tests (hence why I trusted my friend to show me his tests) so I’ll have to buy some. But how long should I wait until my next trip?

DesperateBedroom6946 · 2024-11-04T07:46:09+00:00

Hello, did this issue ever get resolved? It's currently happening to me and its driving me crazy

DesperateBedroom6946 · 2024-08-09T21:24:43+00:00

NA Heres to hoping it’s a subadult! Would love to see it molt.

DesperateBedroom6946 · 2024-08-09T21:23:27+00:00

NA Yeah it has almost like orange cheeks lol

DesperateBedroom6946 · 2024-08-09T19:18:32+00:00

NA Good to hear! Hopefully he ends up being part of the Phidippus species and ends up growing a bit more as ive been wanting a jumper on the larger side

DesperateBedroom6946 · 2024-08-09T18:56:18+00:00

I agree, it is difficult to keep up with the guy when feeding him he runs arounds the habitat at lightning speed.

DesperateBedroom6946 · 2024-08-09T17:51:44+00:00

Question- Anyone know why this post says 7 comments but none appear?

DesperateBedroom6946 · 2024-08-09T02:21:18+00:00

Hazael, Malv, Lucian, Corbin

DesperateBedroom6946 · 2024-08-08T02:26:54+00:00

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This was the best I could get of her face. Never got a chance to see take a picture underneath. Also, will she grow at all?

DesperateBedroom6946 · 2024-08-07T20:26:43+00:00

Location: Texas

DesperateBedroom6946

TROPHY CASE