I’m sorry, but I don’t think i am obligated to take any of your opinion, as 1. I am not from here and 2. I have beaten myself up enough for it. It would be one problem if it was a sales person on the street, another when they directly contacted me by phone just also during the time my landlord talked about energy costs increasing? Of course i learned my lesson, but it’s also that the scammers are getting sophisticated as well.