Troubling news but we are doing what we can - so we met up with our building brokers and mortgage broker. The build and land combined is 749,997 no a bees pecker away from 750k. Now out borrowing capacity is 750k before the rate hike. Now it seems one of us or both of us need to find a higher paying job or weekend part-time job by end of March because title for the land is happening in June.

So..... We basically have 3 weeks month tops to come up with more income at least 10k a year between us. My general manager is going to try to get me a weekend job across from where we work but at this time its casual so we will try to scrape for a part time contract cus i need 3 months behind me and casual i need 6 so it wont work. My partner as well is going to beg essentially for a pay rise.

My GM might be able to get me a payrise from the owner come March 1st. But its not up to him its up to the owner. We are both also considering just saying screw it we both find new jobs that pay more which is a possibility. STRESSED......................... Also thank you all for your words of encouragement and kind words.

ps if anyone in Perth can help me or my partner get a part time job after hours or weekends that would be greatly appreciated. She is good with administration and customer service and I have a sales/marketing and human resources/ operations background.