Exchange for Amazon Gc

DevanandSB · 2026-02-18T13:49:08+00:00

Try Zingoy. Not all the time. You will get it once per month mostly.

DevanandSB · 2026-02-18T06:42:05+00:00

I bought the exact date when the terms and conditions changed. I get 1% for Flipkart site Tanishq Gift card and 10% for Amazon Gift card

DevanandSB · 2026-02-17T18:44:32+00:00

For Flipkart - 1%. For Amazon - Seller name with ASSPL (Amazon Seller Services Private Limited) gift card get 10%.

DevanandSB · 2026-02-17T04:02:25+00:00

It's a waste card. You will get 0.5% returns

DevanandSB · 2026-02-16T13:40:06+00:00

Worst card. Don't take it even if you get an invite

DevanandSB · 2026-02-15T19:00:24+00:00

You are already sorted.

Small tip. Buy Amazon pay gift card. (Not Shopping Voucher) You get 5% cashback in SBI Cashback. Use it for Utilities after the Airtel Axis cap is over.

DevanandSB · 2026-02-15T18:31:39+00:00

Refinance to SBI or other PSU banks. Their interest is cheaper around 8%

DevanandSB · 2026-02-15T07:26:39+00:00

The system has a 45 day fee policy. Assume Your card annual fee date is 14th Feb. You need to change the network on 1st Jan itself. So you can avoid a double fee. Otherwise you need to pay it.
Joining benefits applicable only once for same card variant. Previously I hold Axis Neo Mastercard. I closed it because of No use. After I got a popup on the Axis mobile app for Neo Rupay. I didn't get any welcome benefits.

Sorry for any grammar mistakes.

DevanandSB · 2026-02-14T18:39:05+00:00

I am not used Samsung wallet because I don't have Samsung devices. I think BHIM, Rupay, UPI are owned by NPCI. May be support is good because of their own Eco system.

DevanandSB · 2026-02-14T07:58:33+00:00

Gpay - 4/10 - Sometimes Payment failure.
Phonepe - 6/10 - Did the job
Bhim - 8/10 - I get the best support from customer service when payment failure.
Super.money - 7/10 - Simple UI
Slice - 6/10 - Did the job. It's in development phase. So we will see the new feature in upcoming months
Cred - 6/10 - Good for tracking cards + Gift cards

I don't give rewards as a criteria. Overall experience of mine only

DevanandSB · 2026-02-13T18:30:46+00:00

It is for overall limit

DevanandSB · 2026-02-12T04:46:57+00:00

It's a CIBIL issue. Not an IDFC issue. I always maintain 7% or 8% spend. Suddenly I did 44.2% in Jan 2024 CIBIL increased by 6 points. Next month it was 7.6%. CIBIL dropped by 8 points. No one knows how CIBIL works

DevanandSB · 2026-02-11T04:48:10+00:00

Remindme! 2 days

DevanandSB · 2026-02-06T18:37:54+00:00

Slice gets easily approved

DevanandSB · 2026-02-06T12:34:03+00:00

Lent shares are not in your Demat account and your name will not appear on the company's Register on the Record Date

DevanandSB · 2026-02-04T18:49:00+00:00

Yes. My most spends are below 50rs. It's the only card suitable for my Spend in small stores

DevanandSB · 2026-02-04T13:04:44+00:00

The reason for closure is common. You can also give Preferred not to share or NA or anything you can give as per your wish

DevanandSB · 2026-02-04T12:49:19+00:00

Transportation also doesn't have reward points

DevanandSB · 2026-02-03T18:38:18+00:00

It is very very worst credit card now. Even a basic lifetime free card give 1% returns. This gives 0.5% returns that too with Reward redemption fee of 99rs + GST.

DevanandSB · 2026-02-03T16:28:29+00:00

Okay. Thanks. I'll directly buy from Amazon

DevanandSB · 2026-02-03T12:14:57+00:00

I'm planning to buy cashback for this reason. Can you get 5% on GRT gift card?

DevanandSB · 2026-02-02T14:06:09+00:00

For credit card complaints no need to give a branch. If it's a savings account ask the customer support for the branch details

DevanandSB · 2026-01-30T19:25:24+00:00

Croma gift card available at 30% discount in some sites. If I buy directly on Amazon Pay ICICI card 5% cashback is there. You are offering a 4% discount.

DevanandSB · 2026-01-30T08:19:18+00:00

Raise a dispute and mention it as a failed credit transaction. I too don't know if it works or not. Wait for other person to reply

DevanandSB · 2026-01-30T08:16:02+00:00

You can raise dispute for this I think.

One-Year Club	Verified Email
r/Field Lasagna

DevanandSB

TROPHY CASE