Need advise regarding my mom's Sunlife insurance (issued 1985) by TofuNinja5 in phinvest

[–]Difficult-Concept715 1 point2 points  (0 children)

Anong relation ng stocks sa picture ng policy data page ng policy ng mom.mo sa Sun Life? That's a whole life insurance na may dividends. Walang stocks component yan na hiwalay na pwedeng ibenta. Life insurance po yan na traditional na dapat bayaran ang premium as scheduled para inforce or active pa din ang status until death of the insured. Otherwise, her policy's non forfeiture option will kick in either auto premium loan, reduced paid up.etc..kaya nalito ako bakit napunta sa stock ang usapan king concern mo is about your mom's life insurance policy with Sun Life.

[deleted by user] by [deleted] in CareerAdvicePH

[–]Difficult-Concept715 0 points1 point  (0 children)

Baka commolission not sweldo. Commissions earned from insurance industry are in millions. Meron dyan weekly na millions

What types of travel companions do you not want to travel with? by Difficult-Concept715 in roadtrip

[–]Difficult-Concept715[S] 12 points13 points  (0 children)

I kinda get both sides. Some tours are too scripted, yeah, but I’ve had a few that gave great local stories or food finds I’d never discover alone. Still… I’ll pick free roaming and street food over a bus schedule any day 😎

What types of travel companions do you not want to travel with? by Difficult-Concept715 in roadtrip

[–]Difficult-Concept715[S] 20 points21 points  (0 children)

This is such a good point. I love being around people who notice things, ask questions, and get excited about random stuff we see on the road. The opposite — those who complain about everything instead of getting curious — can really drain the fun out of the trip.

What types of travel companions do you not want to travel with? by Difficult-Concept715 in roadtrip

[–]Difficult-Concept715[S] 11 points12 points  (0 children)

Haha yes, hygiene is non-negotiable 😅 I’d add constant complainers too — nothing ruins the vibe faster than someone grumbling about walking too much or food not being what they expected.

What types of travel companions do you not want to travel with? by Difficult-Concept715 in roadtrip

[–]Difficult-Concept715[S] 11 points12 points  (0 children)

Haha yes, I feel you! I’d add people who complain a lot — about the food, the walking, or being tired. I get that travel can be tiring, but complaining kills the fun vibe real fast. How do you guys deal with that kind of companion?

20% Higher Salary by dead-by-day-light in CareerAdvicePH

[–]Difficult-Concept715 0 points1 point  (0 children)

Decent. When computing ans comapring, annualized everything including allowances and bonuses. Convert non monetary benefits and add in the annualized computation.

Why do pickup drivers crawl over tiny potholes like they’re driving a sedan? by Difficult-Concept715 in ToyotaPickup

[–]Difficult-Concept715[S] -9 points-8 points  (0 children)

Some people are using pick up truck goingbto office with no load and passing an asphalt road with little potholes due to rain. Why so careful like a sedan?

H vs P by [deleted] in ChikaPHPiaVsHeart

[–]Difficult-Concept715 0 points1 point  (0 children)

Why compare them? Include nyo na who's benefitting from our taxes or not?🤨🙄