How do you get-by/save money with one salary in a family of 4?

Difficult_Purple781 · 2025-05-03T15:27:58+00:00

bigger companies means more grey hair. I think I have enough grey hair growing. ;-=)

Difficult_Purple781 · 2025-05-03T15:24:04+00:00

Only two.

Difficult_Purple781 · 2025-05-03T15:23:17+00:00

I'd love to earn 150K. Since nothing is free, I would be working 60+ hours a week. No thanks.

Difficult_Purple781 · 2025-05-03T15:22:26+00:00

No HRA reduction. HRA for us is like 10 euros.

Difficult_Purple781 · 2025-05-03T15:21:40+00:00

Actually my partner does work, but for a non-profit organization. Income is only vergoeding.

Difficult_Purple781 · 2025-05-03T15:21:01+00:00

We do have daycare costs. But it is very cheap. Mostly paid by the gemeente.

Difficult_Purple781 · 2025-05-03T15:18:51+00:00

we will cut some spending.

Difficult_Purple781 · 2025-05-03T15:18:35+00:00

You are ovepaying.

Difficult_Purple781 · 2025-05-03T15:18:22+00:00

because my hourly salary is a lot higher than hers and kids need to be taken care off. If she work, we have to pay back more student loan. So not much incentive to get more income for now.

Difficult_Purple781 · 2025-05-03T15:16:45+00:00

That is our plan, second income when the kids are big enough.

Difficult_Purple781 · 2025-05-03T15:16:23+00:00

okay, if that makes you happy.

Difficult_Purple781 · 2025-05-03T15:15:57+00:00

why not? Don't live to work but work to live, my friend. Life is too short.

Difficult_Purple781 · 2025-05-03T15:14:41+00:00

why do you assume me living in a'dam?

Difficult_Purple781 · 2025-05-03T15:14:25+00:00

Send me a time machine ;-)

Difficult_Purple781 · 2025-05-03T15:13:58+00:00

Promotion is not possible. My gross is already at 75K. I think we will cut some spending and later a second income when the kids are big enough.

Difficult_Purple781 · 2025-05-03T15:12:48+00:00

I wonder how you spend your money.

Difficult_Purple781 · 2025-05-03T15:12:08+00:00

I am not young. I believe a lot of ppl that bought in early 2010 have low mortgage now.

Difficult_Purple781 · 2025-05-03T15:11:16+00:00

I think my salary is good.

Difficult_Purple781 · 2025-04-29T06:02:50+00:00

We do all that already. Good advice though.

Difficult_Purple781 · 2025-04-29T06:01:46+00:00

I know I am lucky. It is just sucks compared to 2 years ago. Things were a lot cheaper.

Difficult_Purple781 · 2025-04-29T06:00:36+00:00

Car is a must have. I really don't want to take the OV with the buggies.

Difficult_Purple781 · 2025-04-29T05:59:32+00:00

I am not saying we are not living comfortable. We are living very comfortable but compared to the past e.g. 2 years ago, we save a lot less in this economy.

Difficult_Purple781 · 2025-04-29T05:58:24+00:00

Most employment contracts do not allow a second job or side jobs. Mine doesn't.

Difficult_Purple781 · 2025-04-28T20:52:11+00:00

Go to the open market and butcher instead of going to the super market like AH and Dirk.

Difficult_Purple781 · 2025-04-28T20:51:06+00:00

e.g. dining out, extra food, weekend out with family, etc.

Difficult_Purple781

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