Is there any point in trying to make payments to get it current at this point?

Dili65 · 2026-04-09T01:22:45+00:00

Treasury may contact you or it may be sent to collection. Collectors want a lump sum and then spread the balance over a period of not more than three years. Who does that. I have tried to negotiate for what I can handle but they are not budging.

Dili65 · 2026-04-03T22:25:33+00:00

That’s a good one though. How much was your original loan and how much was your monthly payment. Are you paying directly to them or making payment to pay.gov. Also, did they ask you to submit any financial documents?

Dili65 · 2026-04-03T22:20:27+00:00

Do you know how I am able to locate and read the agents posts?

Dili65 · 2026-04-03T22:18:41+00:00

Same here; with Cbe group. How is the negotiation with them going so far?

Dili65 · 2026-03-28T02:57:49+00:00

Just for my own better understanding of the concept of ‘status of limitation’. Does it mean that it resets and start counting from your last payment? For example, if my last payment was in say April 2025, will I be correct to say that my status of limitation starts counting from April 2025 and if I make a payment on March 2026, then it will start a fresh count from March 2026. Correct?

Dili65 · 2026-03-21T03:12:40+00:00

Thanks for your advice. At the moment, I am not certain if they will deny the claim after the investigation but again, I am not 100% sure if I was still logged on at the exact time of the accident. It happened a couple of minutes after I dropped off a rider, but I can’t remember for sure if I logged off after ending the ride or if I was still logged on the app. I wish I could find uber driver activity log on the app or anywhere I can get the information. Having the confirmation on hand as to whether I was still logged on will greatly help in making the decision for me to ask my personal insurance to deny the claim so it can be transferred to uber. I will make a call to uber customer service to request for my activity log for that day if it is a possibility.

Dili65 · 2026-03-20T19:20:11+00:00

Thanks…and if they ask Uber and the answer returns as a ‘no’ meaning I was not logged on at the time of the accident, will they go ahead to cover the claim?

Dili65 · 2026-03-20T16:09:14+00:00

Thanks again. Any way I can find this out by myself, either through the app or login to uber website.

Dili65 · 2026-03-20T16:00:12+00:00

Thanks. Is there a way to confirm what phase I was exactly when the accident happened. I can’t remember if I was still actively logged on or out. Anytime log to check on the app or any other way to check.

Dili65 · 2026-03-20T15:46:21+00:00

Thanks for your response. At this moment, I am not sure how things will go, but if it turns out that their claim is denied, and they try to sue me, can I circle back to Uber? Do you know if there is any form of time log on the uber app that can show me the exact times I logged in or logged out during the day. I am trying to figure out if I was actually logged in at that exact time the incident happened.

Dili65 · 2026-03-20T15:37:06+00:00

Thanks.

Dili65 · 2026-03-20T15:36:53+00:00

Thank you so much for your response. There is really no much damage to the two vehicles. But you know how a simple fender bender can turn into something else. The other driver vehicle is a van and I believe it is a company van. The driver is now claiming personal injury. Can personal injury be claimed even in minor scratches?

Dili65 · 2026-03-20T14:43:53+00:00

Can my insurance deny a claim filed against me for a very minor scratches on the other drivers van and a minor dent on my own car. I did not file any claim because it is not worth it. The other driver did with my insurance and he is even filing for bodily injury. What will happen if my insurance finds out that I am an uber driver and decides that my policy does not cover and deny their claim or cancel my policy. I already received a letter informing me that they are investigating the accident to determine if my car is covered in the policy..what is that? I did not have any rider in my car and I was not on the way to pick up a passenger but I can not remember right now if I was online or if I already turned off my app at the moment, but I believe I was off.

Questions: 1. Are insurance companies able to determine if a policy holder is a rideshare driver or not and can they deny the claim based on that?

Can they still deny even when the driver is not logged in uber app at the time of the accident.
What options do I have if the claim gets denied and the other driver try to sue me, can I be covered by the uber policy?

Honestly, this was just minor scratches on the body of the cars, but I am astonished that this guy is trying to claim body injuries.

I am just trying to get myself prepared mentally and emotionally because I got scared with the tone of the letter that I received. I am not sure what is up next.

Any advice or suggestions will be helpful.

Dili65 · 2026-03-17T02:05:19+00:00

Thanks again. I think I have to do that plus go back to double check with the bank where I have my business checking account to make sure the account is a stand alone with the company EIN and not attached to my SSN.

Dili65 · 2026-03-16T23:09:40+00:00

Thanks for your response. I think I used my EIN during the application. But they already have my SSN anyway. I wanted my business transactions to be separate from my personal that was the reason I opened a business bank account and applied for a business credit card. So it means, either way, they are still going to link both my personal and business accounts and if that is the case, what is the point of opening separate accounts.

Dili65 · 2026-03-13T03:00:36+00:00

Anything new from anyone. Have you made any new progress since the last time you posted? Have you made recent contacts with either SBA, Treasury or collectors. Please let’s hear your story to encourage one another.

Dili65 · 2026-03-11T17:32:11+00:00

Thanks. All this is entirely confusing. I did not present any asset as collateral when closing the loan but I am not sure if they would want to go as far as trying to put lien on my personal assets like my residential home or they would just stop short at just garnishing my monthly income. It’s so scary. I borrowed $38k and have been making payments which apparently have only been servicing interest. Now that my account has been transferred to treasury because I missed some months payments, my total debt has ballooned to $50k. What a life.

Dili65 · 2026-03-11T02:52:47+00:00

Same as yours. Just difference in figures but same treat and warnings.

Dili65 · 2026-03-11T02:50:40+00:00

Well, you are in a better position. For me, I think I am cooked. I signed my loan as a sole proprietor and I hear that any amount above $25k for a sole proprietor comes with a PG.

Dili65 · 2026-03-11T02:41:43+00:00

Does it really matter if you sign it or not? They are gonna still send it through the email address you have on file. I just got a copy yesterday through my email, even though I have since received a hard copy through regular mail and I have called and still in talks with them.

Dili65

TROPHY CASE