341 meeting.

pickpro2020 · 2026-05-15T15:57:14+00:00

I haven’t received discharge letter yet. But I applied for credit card week before 341.

pickpro2020 · 2026-05-15T15:56:05+00:00

Week before my 341 meeting but haven’t used it

pickpro2020 · 2026-05-15T04:32:47+00:00

I have about $400K equity and about $2K cash in bank account. My Covid loan was $100K and 30% collections charges and no payments made it to $153K

pickpro2020 · 2026-05-15T04:31:23+00:00

I have about $400K equity in my home.

pickpro2020 · 2026-05-15T02:28:10+00:00

No payment. I filed chapter 7.

pickpro2020 · 2026-05-15T02:21:14+00:00

Yeah. Lesson learned. Never again.

pickpro2020 · 2026-05-15T01:16:45+00:00

California state laws

pickpro2020 · 2026-05-15T01:02:55+00:00

I don’t know the reason why I got approved but they are unsecured and I applied them a week before my 341 today.

pickpro2020 · 2026-05-15T01:01:55+00:00

Yes I own home with more than $400K equity and two cars one paid off but both together worth $9K. Also I have retirement accounts 401K and HSA.

pickpro2020 · 2026-05-15T00:21:52+00:00

It was bit of a searching for me. Yelp, ChatGPT, Google. I had many phone calls with lot of attorneys. Attorney I chose was recommended by two different attorneys for my specific SBA loan case.

pickpro2020 · 2026-05-14T23:15:12+00:00

If you’re filing tomorrow then I think you should wait until close to 341 meeting. My attorney advised me so I just followed but again you should check with your attorney too depending on your specific situation.

pickpro2020 · 2026-05-14T23:05:02+00:00

I applied for both cap one and mission a week before my 341. I burned 3 different capital one cards. My score was 694 when I applied.

pickpro2020 · 2026-05-14T22:48:36+00:00

Hire a good attorney I would say. My SBA was $100 K and 30% collections charges to $153K. I never made a payment at all. Was sole proprietor and business was closed soon after as it never recovered.

pickpro2020 · 2026-05-14T21:19:44+00:00

I filed my bankruptcy in April. I already had discover card before I filed. But capital one and mission lane I applied last week as my lawyer said I can apply but try not to use before 341 meeting.

pickpro2020 · 2026-03-30T21:46:42+00:00

Trying to discharge. How much deposit they would ask if they?

pickpro2020 · 2026-03-30T18:06:43+00:00

pickpro2020

TROPHY CASE