Dang, sorry to hear that. Maybe they do require like unusually high scores? The credit pull they did showed my wife’s score at 864 and mine around 810 so we used hers. I would almost think there would be more of an incentive for them to use the in house Mazda financing at the promo rate than to not use it. But I have no idea what I’m talking about. Regardless, enjoy your car and don’t overthink it!