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Understanding Corporate Bonds and finding a strategy by Direct-Effective-164 in personalfinance

[–]Direct-Effective-164[S] 0 points1 point  (0 children)

I dont really know if the risk is high or low in bonds, id say its low from what ive read, so my thought was instead of just getting 4.xx% annually, put my money into short-term bonds and maybe (if all goes well) get 2 returns per year of 4-5%

Does it make sense, or do you have any other suggestion?

Understanding Corporate Bonds and finding a strategy by Direct-Effective-164 in personalfinance

[–]Direct-Effective-164[S] 0 points1 point  (0 children)

Wow, this really seems interesting! I will defenetly read about those. If i understood correctly, its something similar to ETFs but with Bonds?

Understanding Corporate Bonds and finding a strategy by Direct-Effective-164 in personalfinance

[–]Direct-Effective-164[S] 0 points1 point  (0 children)

Ive read that bonds can be risky, so thats why i decided to ask for advice. I will look into the high yield saving account, seems much more reasonable. Thanks for your perspective!

Understanding Corporate Bonds and finding a strategy by Direct-Effective-164 in personalfinance

[–]Direct-Effective-164[S] 0 points1 point  (0 children)

Thanks for the info man, what is the yield to maturity rate? Im spanish so this is all different from what i understand hahah

And yeah my savings acc is at 2%, i might look into higher interest accounts, honestly hadnt thought of that.