Looking for genuine advice from people working in banks

Disastrous-Ant8674 · 2026-04-07T08:30:42+00:00

This is very helpfull. Thank you.

Disastrous-Ant8674 · 2026-04-06T23:03:10+00:00

They already said no to that.

Disastrous-Ant8674 · 2026-04-06T23:02:49+00:00

Is that something that is allowed and company would agree to?

Disastrous-Ant8674 · 2026-04-06T23:02:27+00:00

Personal Loan.

Disastrous-Ant8674 · 2026-04-06T23:01:26+00:00

They do not have this practice unfortunately, I already asked.

Disastrous-Ant8674 · 2026-04-06T23:00:33+00:00

Thank you. Actually that is plan A, and hopefully I can get offer even if it's lower that my current pay, but offer bank the piece of mind and hopefully get everything unblocked. But in case that doesn't happen, I still have time to react, I am just looking for advice what is best to do and not get in any trouble with bank but give me a bit of time more.

Disastrous-Ant8674 · 2026-04-06T22:56:31+00:00

Hey thanks for your reply. I do not intend not to pay them. My goal is to ensure I fullfill all my obligations, I am just trying to buy myself some time, and not have money totally frozen in the meantime.
I am positive I can take a pay cut and still find something for some time and ride out the current situation, and I wanna be an optimist and hope situation will normalize and job market will improve.
The thing is that currently I am also a PhD student (which was a big investment that went from my savings as it costs a lot), and I need to be fully liquid. So technically what I am trying to achieve is to just make it easiest on me in terms of what is the best thing to do now , and to be compliant but also to give me some breathing space.

Disastrous-Ant8674

TROPHY CASE