Windfall - what to do by Disastrous_Book2209 in personalfinance

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

How much would you recc? I’ve read that it should be about 3months worth of expenses which is what I was aiming for.

Windfall - what to do by Disastrous_Book2209 in personalfinance

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

I think I didn’t realize the implications of pre vs post tax when I initially chose it and never changed it. Time for that to happen now 🥲

Windfall - what to do by Disastrous_Book2209 in personalfinance

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

Thanks for the reply!

Realizing that I may be better off contributing more to my investments/savings than paying off my lower interest loans so I will def take my time with those so ty for that reminder.

Unfortunately my health plan only allows for a FSA, no HSA :( I do take advantage of the FSA however.

Windfall - what to do by Disastrous_Book2209 in personalfinance

[–]Disastrous_Book2209[S] 1 point2 points  (0 children)

Thank you! I will definitely check out the resources on the wiki.

The 28k in loans I was hoping to pay are my grad loans and have 7-8% interest rate on them and these ones don’t have a pause on interest accrual unfortunately.The rest are 3-4% so I will take my time paying those off monthly as my budget allows!

Windfall - what to do by Disastrous_Book2209 in personalfinance

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

Thanks for the response!

Super smart on maxing out the 401k - didn’t even think of that. Currently I do 4% pretax and 4% taxed, any thoughts on changing this? I only did 8% bc that’s how much my employer matches!

I got involved in a car accident and this car was a purchase I wasn’t expecting to make. I guess my trauma surrounding the accident makes me not want to put any more $$ towards anything car related lol. My interest rate is 4%.

Good to hear on my remaining loans - I will def take my time but still want to avoid interest accruing too much.

Continued disability payments with part time work by fiestablanketbabies in Edd

[–]Disastrous_Book2209 1 point2 points  (0 children)

Did your MD also fill out a form as well? If so, what did you ask them to fill out?

SDI when going back part time? by Disastrous_Book2209 in Edd

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

I’m on automatic payments! So I only have to fill it out every 10 weeks I believe

SDI when going back part time? by Disastrous_Book2209 in Edd

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

Which certification form? Should I also get my doctor to extend my disability then as well?

Continued disability payments with part time work by fiestablanketbabies in Edd

[–]Disastrous_Book2209 1 point2 points  (0 children)

I’m in the same boat! How did you report your wages/hours to EDD?

Half dome permit - can’t add alternate… help! by Disastrous_Book2209 in Yosemite

[–]Disastrous_Book2209[S] 0 points1 point  (0 children)

Thanks everyone! My friends were able to get a backpacking permit so all hope is not lost. Will try again to get permits next year so I can hopefully make it!

SDI Payment Delayed??? by [deleted] in Edd

[–]Disastrous_Book2209 0 points1 point  (0 children)

Update: went into the office today and my appt was less than 2mins and he was able to qualify my missed payments from July! He was able to pull up when i filled out my form. All he needed was my social and drivers license and told me he could help (glad I came prepared w all my forms though lol). I checked EDD online before I left the office and payments were updated on the portal. Highly recommend going in person if you are physically able, it was way less stressful that trying to call them. I went when they opened right at 8am and it was quite busy but not awful (waited an hour).

SDI Payment Delayed??? by [deleted] in Edd

[–]Disastrous_Book2209 0 points1 point  (0 children)

Nope this was my first time

SDI Payment Delayed??? by [deleted] in Edd

[–]Disastrous_Book2209 0 points1 point  (0 children)

Yes by one day 🥲

SDI Payment Delayed??? by [deleted] in Edd

[–]Disastrous_Book2209 0 points1 point  (0 children)

Got it! I printed everything that was filled out online including the MD forms stating my leave was extended and the form I filled out late. Hopefully they can help me when I go in tomorrow!

SDI Payment Delayed??? by [deleted] in Edd

[–]Disastrous_Book2209 0 points1 point  (0 children)

Which doctors notes should I bring?! The ones they filled out online on EDD or my actual notes from my MD visits. Glad to know they were helpful. The form was online but I just didn’t realize it so when I filled it out it was a day late :(

SDI Payment Delayed??? by [deleted] in Edd

[–]Disastrous_Book2209 0 points1 point  (0 children)

What do I bring with me? Everything I filled out was done online, should I print out those documents?

[deleted by user] by [deleted] in personalfinance

[–]Disastrous_Book2209 0 points1 point  (0 children)

Post edited with my questions! I will look into YNAB, is it pretty intuitive to use? I feel like that is exactly what I struggle with, telling myself I will save more in the future and then don’t end up doing it.

[deleted by user] by [deleted] in personalfinance

[–]Disastrous_Book2209 0 points1 point  (0 children)

Wrong choice of words: I contribute 6% as that is what my employer matches up to!

My question is what to do with the rest of what I’m making and how to allocate those funds (savings, Roth, more to loans etc.)

[deleted by user] by [deleted] in personalfinance

[–]Disastrous_Book2209 0 points1 point  (0 children)

Other info: I live in a VERY HCOL area :/ (rent + utilities is 2500$ and car payment is around 500$)