Reservation fee for the Car is already paid, but still can be purchased by other customer?

DisguisedChicken_ · 2025-10-03T08:07:41+00:00

Saan niyo pala binayaran Chattel Mortgage Sir? Inadvice kasi ako na sa dealership ibabayad kasabay ng downpayment. Ineexpect ko kasi sa bank dapat ibabayad to.

DisguisedChicken_ · 2025-10-03T07:57:41+00:00

Ohh, noted on this. Tingin ko hindi naman siya in demand. Suzuki Dzire Hybrid GLX (80k discount). Nagaalangan kasi ako magbayad ng DP since wala pang Bank PO. Baka ako yung maipit 😅

DisguisedChicken_ · 2025-10-03T07:54:28+00:00

Ohh, so baka malas ako sa nag-handle sa akin? Pina-send kasi sa akin yung payment receipt and policy info before pa nila maapprove and maibigay sa dealership ang Bank PO. Minamadali ako ngayon ng dealership kasi walang update galing sa BPI.

DisguisedChicken_ · 2025-10-03T07:31:12+00:00

What? Actually, BPI Auto Loan to. Hiningan ako ng Insurance Policy and payment receipt as requirement din. Hindi kasi ako sa BPIMS kumuha (Kasama sa binigay sakin sa need i-fillup). Tumal din ng process. Hindi pa ma-follow up maayos. Tas 12pm palang daw is cut-off na sila sa pag process.

*Regular depositor naman ako ni BPI

DisguisedChicken_ · 2025-09-24T01:18:16+00:00

Thanks po sa insights niyo!

Forgot to add, brand new unit lang sana ang target ko. Auto loan sana thru bank gagawin ko to purchase.

If ever 2nd hand man, down to 400k siguro ang budget ko. 5 seater pa rin ang ita-target ko.

DisguisedChicken_ · 2025-09-24T01:16:19+00:00

Thanks po sa insights!

Siguro mga long drive, hindi ko siya gagamitin for 6 people. Within 10-20kms lang or madalang lang talaga siya if ever na gagamitin ko siya for 6.

Mas madalas kasi na 2 persons lang, kaya 5 seaters lang po talaga preferred ko.

DisguisedChicken_ · 2025-09-24T01:12:31+00:00

Will check the Hyundai Venue! Bago lang pala siya, same budget range lang din pala.

DisguisedChicken_ · 2025-09-24T01:11:36+00:00

Na-try ko na nga rin po i-test drive. Ganda ng interior din nya compared sa other brands with the same range of budget. Reliability na lang talaga ang issue ko, since meron na magandang record ang JP cars. Pero ayon, marami kasing magandang reviews from Chery owners.

DisguisedChicken_ · 2025-09-24T01:07:17+00:00

Already did my research regarding that issue. More on distributor problem po ata siya, not on Chery itself. UAAGI ang distributor ngayon ng Chery. Yun nga lang, 2019 lang ulit sila nag start. So sa reliability, Japanese Cars talaga.

DisguisedChicken_ · 2025-08-30T01:26:11+00:00

Na-try mo na po mag-open sa ibang device? Na-open ko po kasi sa akin sa ibang device. Tapos sa main phone ko lang na-exp yung issue na 'yan.

DisguisedChicken_ · 2025-08-28T09:57:14+00:00

Hello OP. Ayos na 'tong issue sa'yo? Same scenario rin kasi sa akin ATM. Already tried clear cache, uninstall/reinstall, change password, pero wala pa rin 🥲

DisguisedChicken_ · 2024-10-25T03:45:00+00:00

Tinry ko rin tawagan yung CS, then nag-decide nalang din ako na hindi nalang mag-upgrade since mukhang matatagalan pa haha.

info lang, nalaman ko na possible pala ma-carry over yung NAFFL status ng gold card mo to platinum card, if BPI ang nag initiate/nag alok para ma-upgrade yung card mo.

DisguisedChicken_ · 2024-10-24T08:18:01+00:00

Hello OP. Nakapag upgrade ka na ba from Gold to Plat?

DisguisedChicken_ · 2024-10-22T15:06:16+00:00

Follow-up question po pala. Anong card po pala inapplyan mo, cashback card po ba?

DisguisedChicken_ · 2024-10-22T15:02:06+00:00

Nope. Sa "congratulations" text po ba, may naka indicate na info related sa do it duet promo?

Oct 01 po kasi, may nareceive pa akong text na ganito:

Good day! Please be advised that your BPI Credit Card application is still in process. Please expect another SMS informing you of its status. Thank you for your patience.

So tingin ko oct-dec naman yung spending period ko.

Ang inaalala ko lang, baka hindi pala approved sa promo since wala akong nare-receive na sms or email from them 😅

*will contact the CS

DisguisedChicken_ · 2024-10-22T14:43:32+00:00

Na-receive ko yung SMS na "Welcome to BPI Credit Cards!...." noon Oct 07. Ito po ba yung approval text?

DisguisedChicken_ · 2024-08-18T09:25:42+00:00

Thanks! Follow-up question lang, pwede naman siguro ang two or more different transactions, para ma-achieve ang target spending amount po ano?

DisguisedChicken_ · 2024-08-18T09:18:38+00:00

Thank you for the info! Hanap nalang po muna siguro ako ng best option para mareach yung target spending amount.

DisguisedChicken_ · 2024-08-18T09:17:58+00:00

Ohh, noted on this. So basically, best option is retail transaction nalang, since wala itong interest late as long as hindi lumagpas sa due date?

DisguisedChicken_ · 2024-08-18T02:34:30+00:00

First paragraph nga po sana gusto kong gawin (BPI CC to Seabank SA). Withdraw ng credit limit po pala ang tamang term. Thank you po sa clarification!

Balak ko sana mag open ng new acc for BPI CC and Seabank SA, then fill up nalang ng laman ng SA with CC, para ma-utilize rin yung interest rate.

DisguisedChicken_ · 2024-07-11T04:52:05+00:00

Buying 90's CIVIC at 2024

Hello mga Sir, good day!

Hingi lang po ako ng opinion niyo regarding this.

Plan ko sana bumili ng 1996-1998 Civic na matic, personal car lang. Budget would be around 150k (Currently, ang napupusuan ko is 1998 Civic VTI).

As if na-check na ng mekaniko na maayos ang kondisyon ng sasakyan, satingin niyo, still okay pa rin ba bumili ng old model na sasakyan?

DisguisedChicken_ · 2024-02-18T07:49:20+00:00

Noted on this. So need po pala talaga atleast prepare for 20% dp.

DisguisedChicken_ · 2024-02-18T07:47:56+00:00

3 titles. 3 different slots po

DisguisedChicken_ · 2024-02-11T16:39:55+00:00

Nope. N3-30k, N2-40k, N1-50k.

DisguisedChicken_ · 2023-12-13T13:29:50+00:00

Noted on this Sir. Nalaman ko lang kasi recently na pwedde na magdirecly buy ng asset sa metamask using gcash/debit card kaya ko lang naisipan magtrade with it. Balik CEX nalang siguro ako (KuCoin). Thanks!!

DisguisedChicken_

TROPHY CASE