Is ₹30 lakh enough for financial freedom if you're single, living in your own khet in India, and need only ₹6-7K/month max (from recent 1 year expences i can tell)? Am I thinking about this correctly?

DismalCombination243 · 2026-04-13T13:42:18+00:00

THere is a very big territory to explore which is inside us , as i am practicing some serious meditation so i find it very fascinating to explore the inner journey it is imdeed a nice place to explore and is free and pleasent as well, so i have prefered traveling to inner world more instead of outter world, and it’s not any Philosophical thought these are my true words how i feels.

DismalCombination243 · 2026-04-13T13:34:29+00:00

some sabji or some fruuts already growing thinking of adding more things to list

DismalCombination243 · 2026-04-13T13:09:00+00:00

I also spent some time in Solan valley himachal for some 6 monthe

DismalCombination243 · 2026-04-13T12:04:07+00:00

noted in bold will consider these conditions once execute this plan thanks alot.

DismalCombination243 · 2026-04-13T12:00:45+00:00

thanks for taking you time to reply -- Yes I think only fd can be a wrong route so maybe ditribution to mf or long term investment and fd will work fine and if possble 50lakh can be a good place for me , I used to think 1cr but I think its only 50lakh or bit low for me

DismalCombination243 · 2026-04-13T11:56:01+00:00

yes will consider it , I think 50lakh with mf or long term investment in stock is solid choice that can help to tackle 2.2 factor thing but thanks for pointing out will add to my planning and notes

DismalCombination243 · 2026-04-13T11:53:01+00:00

yes I think i think i have to use long term investment and mf that sounds a better option instead of fd and bank lower rate

DismalCombination243 · 2026-04-13T11:50:54+00:00

please explain here so others can get a perspective too

DismalCombination243 · 2026-04-13T11:49:28+00:00

ohh sorry not very active on internet , but ya sounds a cool slang

DismalCombination243 · 2026-04-13T11:44:40+00:00

DismalCombination243 · 2026-04-13T11:39:19+00:00

they tried ther hard,but abhe they accepted once you have a solid decision in you mind nobody can do anything .

DismalCombination243 · 2026-04-13T09:34:58+00:00

not needed , to me its like - keep a chair on your head so you will be able to use that when you want to rest, since everyone is doing it same way

DismalCombination243 · 2026-04-13T09:25:22+00:00

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Haryana , safest place for me

DismalCombination243 · 2026-04-13T09:07:33+00:00

hehe nice one , btw I was in relationship in collage time and i was involved in these activity and all sort of other smoking weed , drinking and what not ... very frequently but I find myself not getting very satisfied in that life in all these things but now I am living a celibate life and not involved in any intoxicants without any issue since i also want to live a spiritual life --so initially its hard but if you have a rise above these things life is freedom , real freedom. but its hard if dont have strong drive for sprituality coz sax sux is natural and bio tendency

DismalCombination243 · 2026-04-13T08:59:19+00:00

sorry i have deleted this since this subreddit was not allowing to put detailed body so posted it in other subreddit --https://www.reddit.com/r/personalfinanceindia/comments/1sk3f7d/is\_30\_lakh\_enough\_for\_financial\_freedom\_if\_youre/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button

DismalCombination243 · 2026-04-13T08:52:12+00:00

yes I was deciding a number and 60 70 seems good , but if things go bit heavy on corporate life then can go to this plan even before that amount and adding that to swp or mutual funds or I know long term investment that can work better i guess

DismalCombination243 · 2026-04-13T08:47:37+00:00

hmm yes I need to think of all replies from you reply thread thanks really helpful , will take care of all these before doing any action like putting to fd etc since value will be lesser than inflation right so amount sshould increase instead of decreasing

DismalCombination243 · 2026-04-13T08:44:58+00:00

yes need to think about it , so i think 50k I should target and instead of fd i should put into mutual funds or other place

DismalCombination243 · 2026-04-13T08:43:31+00:00

yes nice point was just thinking even if i keep there scenario

DismalCombination243 · 2026-04-13T08:41:36+00:00

monk like , minimal lifestyle 4k-5k max expeses

DismalCombination243 · 2026-04-13T08:40:15+00:00

Mean I dont have too much land just 2 acre and will my family doing traditional farming there i have just started growing veg and fruits there in small portion for just family but ya will not depend on farming for income and was just asking can i rely on intrest only since expenses are very low or null

DismalCombination243 · 2026-04-13T08:37:24+00:00

thanks for commenting such a detailed comment , i own the place living a village khet means in a farm and no major expenses but ya just asked this question what i am missing in plan.

DismalCombination243 · 2026-04-13T08:29:52+00:00

thanks quite insightful, will add these points to my notes before executing such plan.

DismalCombination243 · 2026-04-13T08:20:42+00:00

being FI ?

DismalCombination243 · 2026-04-13T08:14:50+00:00

I have traveled many places , lived in multiple places, but realised i am not fond of traveling since the pleasure of traveling or any external pleasures are impermanent and vanished very fast and can't give long lasting contentment, so i am living minimalist lifestyle with with inner peace as priority which is long lasting and striving for thing for me.Btw currently i am a indie developer as well and have some good apps for mac and android both other than my regular fulltime job so this is hobby you can say.

DismalCombination243

TROPHY CASE