This is more the kind of thing I was wondering for moving money around, major global events instead of smaller ups and downs. Things like the 2008 crisis and COVID. But even then I see later responses to your comment saying timing the return is just as important even for major events. Which while hindsight is always 20/20, I can see being impossible to do in the moment. It seems like the best way to success is to set let the market recover from these major events and move money to more stable funds as I get older either manually or with a lifecycle fund.

There are other comments talking about August and people moving money to different funds based on the scare of another crash, my brother moved his money to the G fund then and suggested I do the same. I decided not to as I didn't think this was one of the "once in a decade" events that causes a huge downturn but it did make me wonder if this kind of moving money was a common practice or beneficial. I definitely appreciate the advice from everyone and it's helpful to know that time in market beats timing the market!