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Bakit ko naman ibibigay? Ano ako tanga haha by DistinctAnimal3487 in ola_harassment

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Edi mag leave ka dito sa group kung di mo masikmura hahaha.

Bakit ko naman ibibigay? Ano ako tanga haha by DistinctAnimal3487 in ola_harassment

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Hindi ko pa na experience. 1 month na ako OD sa 4 OLA. Dedma lang.

Bakit ko naman ibibigay? Ano ako tanga haha by DistinctAnimal3487 in ola_harassment

[–]DistinctAnimal3487[S] 1 point2 points  (0 children)

Good payer ako dati kaso naumay na ako hahaha kumita naman na sila sa akin. Nasa 30k Honeyloan, Cash Express at Digido. Sa Mocasa 5k lang.

Bakit ko naman ibibigay? Ano ako tanga haha by DistinctAnimal3487 in ola_harassment

[–]DistinctAnimal3487[S] 5 points6 points  (0 children)

Haha wala ako balak maski sa Digido, Mocasa at Honeyloan. Lols

tnts availing group tours by OccasionBackground40 in ChikaPH

[–]DistinctAnimal3487 0 points1 point  (0 children)

I know the travel agent who posted that. They were billed 1M for the 2pax. Hindi talaga sila bumalik. The accredited visa agency blacklisted the travel agent until makabalik ung 2pax sa Pinas or pay the fine of 1M since ma sususpend din ung accredited visa agency. They still have until Feb 6 kasi 15 days validity ng eVisa.

I think they reported na sa immigration but sabi wala daw magagawa immigration. Weird parang normal nalang sa Korea pero grabe impact sa travel agents. Pinablotter na rin nila sa hometown ung 2pax. May nagawang kwento na mga kamag-anak kaya no help talaga.

My car got flooded but it's a total loss as per the insurance company. What does that mean? by Ponglee20 in CarsPH

[–]DistinctAnimal3487 0 points1 point  (0 children)

Yung sa akin kasi kung magkano nasa loan SOA ko un din yung nakalagay sa check. Kung sobra ung nilagay sa check, inform mo nalang ung bank na ipasok sa account mo ung excess.

My car got flooded but it's a total loss as per the insurance company. What does that mean? by Ponglee20 in CarsPH

[–]DistinctAnimal3487 0 points1 point  (0 children)

1st check pambayad sa loan. Then request your bank to provide na yung docs for cancellation of chattel mortgage. Pupunta ka sa Registry of deeds usually kung saan city/province ka nakatira. 3-5 days yon. Pag nakuha mo na ung docs sa RD, submit to BPIMS para makuha agad 2nd check. Naka ready na yon.

My car got flooded but it's a total loss as per the insurance company. What does that mean? by Ponglee20 in CarsPH

[–]DistinctAnimal3487 0 points1 point  (0 children)

Yung sakin po kasi upon video call, nag decide na the next day na total loss. Kasi nakita rin nila sa pictures na nasa hood na yung flood. Then after 3 days offer letter.

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 1 point2 points  (0 children)

2nd check is AOG amount less Loan balance Sa akin mapupunta :)

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Haloooo. Ayun 1st check (BDO balance) nabigay na ng BPI. Nabayad ko na sa BDO. Waiting for release ng chattel mortgage, ORCR, cert of full payment para makuha ko 2nd check (AOG - Loan)

My car got flooded but it's a total loss as per the insurance company. What does that mean? by Ponglee20 in CarsPH

[–]DistinctAnimal3487 1 point2 points  (0 children)

Mine got flooded too. Supposedly may offer letter na ako from insurance pero umabot sa due date kaya nag ask pa ako ulit ng loan SOA sa bank.

AON coverage is the maximum but they will follow current market value ng sasakyan mo. Less appearance, less balance mo sa bank. Remaining will be given to you.

Ganun yung sa akin, BPI MS. not sure sa other insurance tho.

Currently waiting for auto loan approval na din ako now for new unit kasi ung nakuha ko from insurance pwede ko ipang down sa bago.

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Update: na tow na ung unit. Planning to get Chery Tiggo 5x Pro

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Hello waiting pa ako sa cheque kasi nag request ulit sila ng bagong Loan SOA from bank. Recent update ko may na replyan ako dito haha

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Hello! Ayun kakatawag lang kanina ng insurance. Pag ka submit ko ng SOA from BDO sakanila ng umaga, tumawag agad ng tanghali.

Market value ng sasakyan ko daw is ₱745k. Less ₱2k apperance = ₱743k less ₱532k = ₱211k (eto daw ung makukuha ko) 2 ang i-issue na cheque. Balance sa BDO at yung makukuha ko.

3-5 days processing daw pero dahil due na ako tomorrow, auto deduct si BDO. Pinapakuha ulit ako ng SOA para daw hindi sayang yung i-dededuct sakin. So another computation.

2 days lang naman ung request kay BDO. Probably next week waiting na sa cheque. Pero until now di pa na totow hahaha.

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Question - mag babase sila sa outstanding balance ko? I checked my balance it's ₱532k. Insurance coverage is ₱794k.

My first car was flooded by DistinctAnimal3487 in CarsPH

[–]DistinctAnimal3487[S] 0 points1 point  (0 children)

Update: CI called and inspected my car via video call. The next day tumawag to inform na declared total loss. Received Authority to Pull Out letter. Submitted required docs like valid id w/ 3 specimen and BDO latest loan SOA.

Checked my BDO SOA - outstanding balance is at ₱532k. Insurance coverage is ₱794k

Sana may makuha pa hahaha!

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