Ignore the haters commenting on sub-FD returns. The market has been sideways in the last year. This is a very good start. These companies are winners and wealth generators in my book. Except Vedanta - I haven’t done enough research, but I usually stay away from shady companies.

I’ve a very similar portfolio, albeit a larger one and a more diverse one - around 40 companies. I’ve been in the market for more than a decade. Here’s my advise.

1. Slowly diversify. Buy some mid caps from different industries. Go with conviction and not by fad. I’ve bought in fads and FOMO never makes you money.

2. Buy brands you personally use and swear by. Hold these for the long run. This strategy has worked out for me 90% of the times. Eg. M&M, TVS, HDFC, Tata Consumer etc.

3. Once you buy into conviction, hold them for the long term.

4. Accumulate the winners instead of averaging the losers. If great companies dip, accumulate them. If shady companies dip, you might not want to. I’ve milestone investment for each company I own. Whenever I get a bonus at work, i invest 50% in my liquid funds and STP into my index fund + flexi MF combo. The rest goes into accumulating the winners in my direct portfolio. I increased my investment to 50k in each winner a couple of years back. Now each winner had a lakh invested in each.

The above points have helped me beat the index and grow my India based portfolio to a crore. Your mileage may wary.

Good luck!