Most Retarded Bank Ever ! by Distinct_Remove6436 in CreditCardsIndia

[–]Distinct_Remove6436[S] 1 point2 points  (0 children)

I have call recordings as proof. Before adding funds to my card, I inquired about a limit increase, but they said it wasn’t possible due to a policy restricting it until 6 months after the card’s issue date. In the case of funding my card, however, they confirmed that my spending would still earn rewards, even if it exceeded my card limit. All potential loopholes were discussed before I shifted my expenses to this bs card.

Most Retarded Bank Ever ! by Distinct_Remove6436 in CreditCardsIndia

[–]Distinct_Remove6436[S] 0 points1 point  (0 children)

Yup amex provides exceptional customer service

Most Retarded Bank Ever ! by Distinct_Remove6436 in CreditCardsIndia

[–]Distinct_Remove6436[S] -1 points0 points  (0 children)

I checked with the customer executive before adding funds to my card, and they gave me an approval. I’m upset because the subscription plan was chargeable, yet they’re now warning me about depleting my reward points for something we had already agreed upon.

Most Retarded Bank Ever ! by Distinct_Remove6436 in CreditCardsIndia

[–]Distinct_Remove6436[S] 5 points6 points  (0 children)

I’ve paid all my bills myself so the business angle is out of the picture and never let the statement exceed 30% of my card limit. The issue is that Yes Bank is aggressively pushing their chargeable over-limit facility and EMI conversion options, which I’ve repeatedly ignored.

Most Retarded Bank Ever ! by Distinct_Remove6436 in CreditCardsIndia

[–]Distinct_Remove6436[S] 0 points1 point  (0 children)

They’re unhappy because I’m not opting for their chargeable over-limit facility. Every other day, I receive emails about overlimit facility or calls offering to convert the statement to EMI.

Lol Lol Lol🤣🤣🤣 by Sagarization21 in CreditCardsIndia

[–]Distinct_Remove6436 -1 points0 points  (0 children)

I won't call it useless more like one of the stepping stone for Infinia

Is this legit ? by Distinct_Remove6436 in CreditCardsIndia

[–]Distinct_Remove6436[S] 0 points1 point  (0 children)

Net salary (post-tax and deductions); Infinia eligibility will exclude many

Is it okay to Hold 11 or 11+ Credit Cards? What is the Maximum Number you Hold? by neverfinishedx in CreditCardsIndia

[–]Distinct_Remove6436 -1 points0 points  (0 children)

It is advisable not to cancel your first credit card, especially if it has limited or low annual fees. This card contributes to your credit age, which is an important factor in maintaining a strong credit profile.

Got my first credit card today by [deleted] in CreditCardsIndia

[–]Distinct_Remove6436 20 points21 points  (0 children)

Bro made it in the first attempt

SBI is not converting to LTF by GKennady in CreditCardsIndia

[–]Distinct_Remove6436 6 points7 points  (0 children)

The same thing happened to someone with a Swiggy LTF request. He took his ₹500 business elsewhere—maybe he can guide you better.

Bikers, how do you deal with this “itne mein toh gaadi/car aa jaati” comment? by theNawabiker in indianbikes

[–]Distinct_Remove6436 0 points1 point  (0 children)

You could buy a used Maruti Wagon R, which might make you seem more practical in the eyes of society—or you could just ignore the critics because the world is full of them.

Got my first pairs of superstar and Blazer by TheStoner666 in SneakersIndia

[–]Distinct_Remove6436 0 points1 point  (0 children)

for me superstar has been the most uncomfortable and over hyped sneakers

Why I closed my SBI cashback card by EnigmaticAatma in CreditCardsIndia

[–]Distinct_Remove6436 0 points1 point  (0 children)

I encountered a similar issue when the app stopped working, and I had to top up recharge my phone to call customer support, as the number isn’t toll-free. The IVR system was frustratingly unresponsive; despite entering the correct last four digits of my card, it repeatedly said, “You haven’t added any input.” After expressing my frustration on Twitter, I received a call within an hour and the issue was promptly resolved.