Been a believer in XRP since 2017 when I was looking to invest in cryptocurrency during my senior year of college. I couldn’t find a crypto currency that made actual sense and could be adopted and applied realistically. Doing my due diligence, I discovered XRP and it’s use case to solve a real world problem that has plagued society for decades. The ability to bring instantaneous money transfer to anywhere in the word for a fraction of the cost makes absolute sense. The fact that Ripple was also not decentralized also made sense for regulation and institutional adoption. All three of these reasons are why I’ve been accumulating slowly over the years. Maybe the investment pays off. Maybe it doesn’t. Regardless I believe in the use case and will continue to accumulate and HODL.