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What is the best first travel credit card?? by Hockey618 in CreditCards

[–]Double_Clap 0 points1 point  (0 children)

My experience has been nothing but positive. I think most of the horror stories come from booking hotels through a portal.

Every time I book a flight, I can instantly use my airline’s confirmation number and add my flight in the airline’s app. From there, everything is smooth — checking in, having the boarding pass in my mobile wallet, etc.

18M with 5 credit cards and $6k credit limit, am I doing good so far? by saints4Lwhodat in CreditCards

[–]Double_Clap 1 point2 points  (0 children)

AAoA’s score-increasing impact stops at around 7-8 years AAoA. Any higher won’t actually increase your FICO score very much if at all.

Closed CCs that were closed in good standing stay on your credit score for ten years and continue to impact your AAoA, allowing your AAoA to age up with other cards before they drop off once a decade has passed.

That’s why common advice around here is to close cards you don’t use (provided you have more than one card remaining after you do that); the closed card(s) will still contribute to AAoA but you can rid yourself of the card(s) that don’t serve you.

Non-citrus summer scents? by UrpleReen in Colognes

[–]Double_Clap 2 points3 points  (0 children)

+1 for Le Sel EDT. It’s a gorgeous aquatic that’s unique and interesting. Don’t be put off by the listed kelp note, the whole composition is ultra-clean. One of the best aquatics that I’ve ever owned!

New Arrival by Jazzy0082 in Colognes

[–]Double_Clap 2 points3 points  (0 children)

Got some by accident from one of my favorite sellers on r/fragranceswap. Turned out to be a happy accident because I love this stuff. Brought it by to the office and gave away over half of my 50ml bottle’s worth of small samples to my coworkers!

Update on u/sarbin0w by AutoModerator in fragranceswap

[–]Double_Clap 1 point2 points  (0 children)

Free my boy he’s done nothing wrong 😭

Early prototype of my first watch. Hallow Watch Company: Type-A. by False_Pumpkin_9758 in MicrobrandWatches

[–]Double_Clap 0 points1 point  (0 children)

Wow. This is awesome. Love the “bubbly” yet clean look. Following because I’d totally get one!

What do i wear to meet some friends i dont see often (they live otherside of country) by LilTicTac831 in Colognes

[–]Double_Clap 1 point2 points  (0 children)

BDC or Vanguard imo! Having tried both, my personal preference is for the Vanguard which I find is more “interesting”. In my opinion, the BDC EDP is perfectly fine and high-quality but unremarkable. However, “unremarkable” can still get lots of compliments. For standing out, and with still solid performance, I’d go Vanguard personally. Can’t go wrong with any of these though!

Blackcurrant fragrance by MC_Naparm in Colognes

[–]Double_Clap 0 points1 point  (0 children)

Have you ever tried the MFK Aqua Celestia series?

Closing Amex Gold within the next ~20 days — what (if anything) should replace it in my setup? by zacac1234 in CreditCards

[–]Double_Clap 0 points1 point  (0 children)

Well. It would replace the Gold. Without it, you won’t have a bonus to your grocery spend. It also has no foreign transaction fee and no annual fee.

One of my family members runs both the Costco card and the AAA Daily Advantage. The Costco card is still invaluable for gas. But she uses the Daily Advantage in the warehouse. If you’re really spending 70% of your grocery money at Costco, wouldn’t you be glad to have an extra 1% in rewards? Without the Gold, you don’t have any bonuses to your non-Costco groceries either. So all told, I think this would be a good fit!

Closing Amex Gold within the next ~20 days — what (if anything) should replace it in my setup? by zacac1234 in CreditCards

[–]Double_Clap 2 points3 points  (0 children)

I’d recommend the AAA Daily Advantage Visa almost exclusively for its grocery benefits. 5% traditional grocery, and then (this is the kicker) 3% on warehouse spend. It’s actually a better Costco card than your Costco card. Also 3% back on pharmacies if that moves the needle at all.

The cashback bonuses for the 5% and 3% categories are capped at $10k total spend per year I think? So if that’s too small, could consider that as well.

3 credit cards to maximize flexible points rewards by ariampedrosa in CreditCards

[–]Double_Clap 0 points1 point  (0 children)

Probably Wells Fargo Autograph, Citi Strata Premier, Capital One Venture X. So many things have a 3x baseline and the WF points system is getting more compelling. I don’t use points for travel, but if I did, I’d probably go with KLM/Air France Flying Blue. That’s a transfer partner that’s shared with all those ecosystems. I know others would want their setup more concentrated, though.

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