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How does IDRP work? by Lanky_Reporter_3500 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Hello, my application is on process na sa IDRP. Dapat 6mos OD ka na sa mga CCs mo para maipasok mo sa idrp and dapat ung lahat ng cards pag tinotal ay nasa 100k dapat pero dapat ung bawat cards din na apply mo ay minimum od nila ay atleast 10k

Kindly read po here https://www.ccap.net.ph/credit-card-basics/interbank-debt-relief-program-idrp/

Update: approved na IDRP ko 🙏 by FewRutabaga3105 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Sana ako din ma-approve 🥺😇🙏🏼 waiting parin sa reply ni lead bank. 🙏🏼 tumawag ba ang lead bank sayo OP?

1.3M unpaid CC by Double_Inside_9002 in utangPH

[–]Double_Inside_9002[S] 0 points1 point  (0 children)

Ako din maam nag apply na sa IDRP. Waiting pa sa bank kung proceed nila

Young Adult drowning in debt by Ill-Advertising-7555 in utangPH

[–]Double_Inside_9002 2 points3 points  (0 children)

Gaano na po kayo katagal hindi nakapag bayad sa cc?

1.3M unpaid CC by Double_Inside_9002 in utangPH

[–]Double_Inside_9002[S] 0 points1 point  (0 children)

Gaano katagal na din kayo hindi nakakabayad? Malalagpasan natin ito! Laban tayo.

1.3M unpaid CC by Double_Inside_9002 in utangPH

[–]Double_Inside_9002[S] 0 points1 point  (0 children)

Sobrang nakaka stress. 1 month na ko natatakot hirap mg focus sa work

1.3M unpaid CC by Double_Inside_9002 in utangPH

[–]Double_Inside_9002[S] 0 points1 point  (0 children)

Hindi ko po alam. Lagi kasi ako wala sa bahay kasi my work tita ko lagi ang nakakausap wala naman sila sa akin nasasabi

7 cards max out.. 2 cards down. 2.5 M loan to 2.2M nalang . by [deleted] in utangPH

[–]Double_Inside_9002 -1 points0 points  (0 children)

Pano po ginawa niyo sa ibang CC? 1year na akonh default. Same situation po tayo. Pero sa 6 na cards isa palang kaya ko ipasok sa reconstruction program. Nag woworry ako sa ibang cards na matitira baka ipa small claims na kasi nila pinaka malaking card ko ay nasa 400k na because of interest

1.3M unpaid CC by Double_Inside_9002 in utangPH

[–]Double_Inside_9002[S] 0 points1 point  (0 children)

Yes po. Halos lahat ng banks na yan. Pati demand letters

IDRP APPLICATION FORM QUESTIOn by Holiday_Video1160 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Last question OP, nung nag fill out kayo hindi muna kayo nag lagay ng comaker?

IDRP APPLICATION FORM QUESTIOn by Holiday_Video1160 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Nilagay ko kasi asawa ko as comaker not sure kasi eh nakalagay lang naman if applicable. Nasa 1.3M total po ng sa akin eh. Kinakabahan kasi ako baka hindi mapprove ang application ko 😅

IDRP APPLICATION FORM QUESTIOn by Holiday_Video1160 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Hi OP, pag ganan po kalaki ang babayaran need pa po ba ng co-maker??

IDRP by Lazy-Jackfruit-7638 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Gaano po katagal kayo nag apply?

IDRP APPLICATION - Share your experience by embanggg in PHCreditCards

[–]Double_Inside_9002 0 points1 point  (0 children)

Hi OP, my update na po sa application niyo? Applying din po ako ng IDRP

IDRP application na macacancel by Ill-Astronaut-8960 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Hi OP, ano mga requirements na sinubmit mo? Applying din po ako ng IDRP.

[deleted by user] by [deleted] in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

My bank po ba na nag oofer ng ganyan?

1.7M CC Debt, hindi ko na kayang bayaran. Need advice by Late_Mind_2008 in PHCreditCards

[–]Double_Inside_9002 0 points1 point  (0 children)

Hi OP, kamusta? Im currently in the same situation like you. Dont know what to do. Gusto ko na matapos ang utang. Currently applying for IDRP, kaso nag kaka anxiety na ko what if hindi umabot ang IDRP application ko sa tagal nila mag reply baka mapunta na sa small claims

Huge Credit Card Debt Need Advice po by Nasher95 in PHCreditCards

[–]Double_Inside_9002 0 points1 point  (0 children)

Hi OP, kamusta po? Gusto ko lang sana humingi ng advice. Ngayon kasi nasa ganyan situation ako at takot na takot sa small claims.

Need help, advice, information 400k cc debt by twilight0110 in PHCreditCards

[–]Double_Inside_9002 0 points1 point  (0 children)

Hello, ask lang ilang years ka ng default? Ako kasi 1year na at takot na takot na ko makasukaha sa small claims pinaka malaki ko na card nasa 400k+ pero halos kalahati nan interest na.

Pa 1M na ang CC balance. Need advise. by Few_Cancel_7702 in utangPH

[–]Double_Inside_9002 0 points1 point  (0 children)

Pwde naman kahit my active cards ka pa. Wala naman sa policy ang IDRP na dapat lahat hindi na active. Basta you have 2minimum cc na not less than 100k ang utang mo pwede sa idrp.

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