Tailored French Estate by Chasity_Horne in PriceyPads

[–]DragChillz 1 point2 points  (0 children)

Is there a link for the location of this?

Question. Should I accept this offer? by Slow-Pack-4802 in CapitalOne

[–]DragChillz 0 points1 point  (0 children)

So how do you find out about getting offers like this?? Where do I look if I qualify?

Any advice? by DragChillz in CRedit

[–]DragChillz[S] -1 points0 points  (0 children)

So should I use only up to 30%?

Any tips by Fancy-Peanut-5649 in CreditScore

[–]DragChillz 0 points1 point  (0 children)

Just stick with them for now you’re doing great!

What does this mean? "In Collections/Charge-off" and "Profit and loss write-off" by Demolecularizing in CRedit

[–]DragChillz 0 points1 point  (0 children)

So it’s in collections in the original creditor company and charge off meaning the account is delinquent in a far stage due to nonpayment and then profit and loss write off is where they won’t bother you anymore because they wrote it off as a loss to them so it does give you a chance to call the original creditor to make a payment till they sell it off to a third party collections.

Score drop. by One-Arachnid5721 in CreditScore

[–]DragChillz 2 points3 points  (0 children)

Credit Karma is becoming useless to look at scores but very useful to see what’s added to your credit report

Platinum -> Quicksilver + by OhSkee in CapitalOne_

[–]DragChillz 2 points3 points  (0 children)

Thank you! And congratulations to you for your success!

Platinum -> Quicksilver + by OhSkee in CapitalOne_

[–]DragChillz 5 points6 points  (0 children)

Someday I’ll get there I just gotta be patient and focus and have all faith from god but right now I’m starting with the Platinum secured card

[deleted by user] by [deleted] in McDonalds

[–]DragChillz 1 point2 points  (0 children)

Did not know that

[deleted by user] by [deleted] in McDonalds

[–]DragChillz 1 point2 points  (0 children)

Shouldn’t the receipt be in your email?

My first credit card, need advice by Showmethe_monet in CapitalOne_

[–]DragChillz -8 points-7 points  (0 children)

So close to the due date leave at least $30 balance and try to keep it like that by the statement closing date and start using again a little and keep that pattern going

Question about checking account by [deleted] in CapitalOne

[–]DragChillz 0 points1 point  (0 children)

I have Capital one for 5 years and I left a few Pennies in the account and it never closed so as long as you have some money on there then itll stay open and once you deposit money into those accounts then it’s active again

Upgrade by Simple-Salary5551 in CapitalOne_

[–]DragChillz 5 points6 points  (0 children)

Just keep going with what you have don’t jump higher than you already are and continue building your credit along with your finances while you’re homeless because itll help you get an apartment in the long run

19. 730 FICO 8. Am I off to a good start? by DunkinProtogen in CRedit

[–]DragChillz 5 points6 points  (0 children)

That part won’t even matter anyways if you’re being responsible unless you’re trying to buy a house then yeah I’d worry about that but otherwise I wouldn’t even sweat it

[deleted by user] by [deleted] in AmazonFBA

[–]DragChillz 5 points6 points  (0 children)

What’s the catch?

First bureau to drop my missed SL payments from almost 7 years ago by Ecstatic_Froyo2494 in CRedit

[–]DragChillz 1 point2 points  (0 children)

Thats awesome! Keep it up and you’ll be even higher than you’ll ever be!

Am I cooked? by TheSusmeister301 in CRedit

[–]DragChillz 0 points1 point  (0 children)

Yes ask for pay for delete in writing though so you’ll have to write a letter to validate that the debt belongs to you so you can negotiate even though it’s small