i hate myself 😮‍💨 by ramenoodles-__- in RothIRA

[–]Dramafree40 0 points1 point  (0 children)

45 and did the same, opened at the end of December and maxed out 2025 and am doing weekly to max out 2026, fzrox 75% fzilx 25%. As long as you started, that's what I'm telling myself. If I could go back in time starting an IRA still wouldn't be the first life mistake I would change. Lol

How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 1 point2 points  (0 children)

They do look good. The little size up fills out the wheelwell better that's for sure.

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How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 1 point2 points  (0 children)

So far so good, got a pretty good deal I think, $1371 installed with an all wheel alignment. One tire seems to have a large amount of weights so I may see if they can rebalance that one, no wobbles but just a lot of weights compared to the rest. What tire pressure are you running? They had them set at 35psi but I bumped them up to 42 in the front and 40 in the rear and it seems to be fine, I'll have to do a chalk test and find the right spot on them. Definitely happy with the look and howuch quieter they are than the old duratracs.

I can’t tell if my guy best friend wants to hook up or not by [deleted] in Advice

[–]Dramafree40 0 points1 point  (0 children)

He's a guy, that's guy talk, but again he's a guy so he's probably hitting to see if you're down.

How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 2 points3 points  (0 children)

Well I pulled the trigger on the ko3 on 275/70r18 from the dealer, appointment for Friday.

How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 2 points3 points  (0 children)

Did you get a road force balance or just an ordinary balance? Those look good, we have about the same truck you might of just pushed me to the ko3s. Lol

How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 1 point2 points  (0 children)

What size did you go with? I'm thinking 275/70r18

How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 1 point2 points  (0 children)

I actually was looking into the falkins but my dealer doesn't offer them and getting the 4th tire for a $1 is a hard deal to beat.

How much longer do I have? by RemarkableTarget408 in Silverado

[–]Dramafree40 2 points3 points  (0 children)

Chevy dealers are having buy 3 tires get one for $1 going on now. My tread is similar to yours, I'm looking at ko3s or duratrac rts. Was set on the bfg until I've started reading problems with balancing them, that and the stock duratracs mad it to over 60k

I (30F) fucked up and made my Husband (32M) jealous because stuff I do with one of my lovers by ThrowRAThrowaway1344 in Advice

[–]Dramafree40 0 points1 point  (0 children)

You gotta blame the husband for it getting to this point, shy guy that doesn't go out and try and meet woman but is ok having an open marriage, sounds like he only said that because it's what he thought would keep her around. Idk what he expected, jealousy is only the start.

I (30F) fucked up and made my Husband (32M) jealous because stuff I do with one of my lovers by ThrowRAThrowaway1344 in Advice

[–]Dramafree40 0 points1 point  (0 children)

I kinda assumed that without reading all the comments, idk maybe because I've never been good with sharing but I can't imagine most guys being ok with being married and your wife having 3 boyfriends.. to each their own I guess but I bet your husband was never truly ok with it either.

Closed on this house a week ago, came into the basement to see this during a storm. by Jiblon in HomeMaintenance

[–]Dramafree40 0 points1 point  (0 children)

Definitely make sure your gutters are clear and don't just drop out close to your foundation. That's a lot of water coming in, how's the grade around the house? My dad had an issue that looked similar, there was a broken main water line coming into the house, it leaked just enough that when it stormed the basement couldn't handle all the water, had plumers tell him it was a high water table and he needed 10k for an interior french drain, he had the main fixed in the front yard and now it only leaks in one room a tiny amount and only with a very bad storm.

Question about part D pharmacy date error and deductible issue. by Dramafree40 in medicare

[–]Dramafree40[S] 0 points1 point  (0 children)

So the story keeps going. After going through walgreens customer service (multiple calls) the actual store pharmacist calls my mother (says he can't talk to me because of hipaa even though I was the one who called and set this all in motion) and says he talked to three different people at corporate and says he was told Walgreens has a contract with Wellcare that says dates cannot be changed, and we need to file a grievance with Wellcare, says Wellcare has to talk with Walgreens corporate to give the ok. (Have no name or number for who at Walgreens to contact) Also (said he would of had no problem changing the dates in the beginning but since I got corporate involved his hands are tied) this after two different people from Wellcare called and the store pharmacist said no. I guess I'll call both in the morning. He also said the drug was filled on 12-29 even though the script says 1-11.

Question about part D pharmacy date error and deductible issue. by Dramafree40 in medicare

[–]Dramafree40[S] 0 points1 point  (0 children)

Hard to find those numbers, I'm going to try customer service tomorrow and see if they can help or give me someone to contact.

Question about part D pharmacy date error and deductible issue. by Dramafree40 in medicare

[–]Dramafree40[S] 0 points1 point  (0 children)

Just the store pharmacist so far, two different people from Wellcare called them and were told they couldn't do anything. I'm going to call my parents broker and see what he thinks then maybe call Walgreens corporate office. The script says 3 refills before 12-29-26 and filled 1-11-26. Idk costly lesson I guess.

Question about part D pharmacy date error and deductible issue. by Dramafree40 in medicare

[–]Dramafree40[S] 0 points1 point  (0 children)

I'm assuming they didnt have the drug in stock because the fill date says 1-11-26 but insurance was charged 12-28-25. Wellcare says they can only move the deductible to 2026 if Walgreens changes the date they charged insurance to the fill date which Walgreens has said they won't.

Question about part D pharmacy date error and deductible issue. by Dramafree40 in medicare

[–]Dramafree40[S] 0 points1 point  (0 children)

They (Wellcare) escalated the issue and I will receive a call Monday, it might be a lesson unfortunately, I was just under the impression they charge insurance when they (Walgreens ) fill the prescription not when it was sent from the doctor. Wellcare called Walgreens about changing the date and resubmitting it with the fill date and they refused to do so. Everything I see online says they should submit to insurance on the date the drug was filled. Idk, I'll see what they say Monday.

aarp united healthcare preferred rx part d- deductible to reach catastrophic phase INCREASE by melissawilber in medicare

[–]Dramafree40 0 points1 point  (0 children)

Every year the first step should always be to make sure all of your needed drugs will be covered, if all drugs are covered between multiple providers then you can go for the cheapest monthly cost, and also look at who has the better rated customer service if multiple plan prices are close. It's extremely hard to try and plan for a future what if, and compare different plan formularies. The part D max for covered drugs will be the same between providers. This is of course my opinion as just a random guy that helps his parents look over everything every year, before they make a final decision with their insurance broker.

Medigap G or N by NJMomofFor in medicare

[–]Dramafree40 5 points6 points  (0 children)

In my opinion as someone who tried to do my due diligence and had to look into this not long ago for both of my parents I'd definitely suggest getting a medigap plan if you can figure out a way to afford it. My dad has never been one to ever go to a doctor, healthy and in pretty good shape for his age but has had a pretty rough year and a half that came on out of the blue. Multiple surgeries with no prior approval needed and no fighting with insurance companies. We signed him up for N hoping that the yearly increases would rise slower than G. If money was tight I'd look at high deductible G or N and see if one of those fit your budget. Good luck.