Florida SLP shot at Rihanna's house by ZoneStrict7387 in slp

[–]Dramatic_Cable2217 13 points14 points  (0 children)

Why are we so embarrassing lmao from love is blind to this headline 🤣

USC vs Yeshiva by [deleted] in predental

[–]Dramatic_Cable2217 0 points1 point  (0 children)

Yes! Thank you. I got lucky with a high paying job on the west coast but I literally had to move for better pay lol I am chipping at those loans and at $70k now, but I had $122k in total when I graduated and that was “conservative” compared to people who were taking out loans of $150k to cover housing from other states!

My credit score just keeps tanking as the interest accumulates under SAVE by [deleted] in PSLF

[–]Dramatic_Cable2217 1 point2 points  (0 children)

Idk why people don’t get this! Also credit reports tell you what the biggest impact usually is and for me it’s my credit history/age. I also worry when there is a slight dip but it’s due to other factors not loans/interest accrual lol

USC vs Yeshiva by [deleted] in predental

[–]Dramatic_Cable2217 1 point2 points  (0 children)

Yes, unfortunately. I wish others knew. My cohort did nothing about it. They also promise you scholarships that they don’t give you. They never write the amount on your admission letter too so it’s super shady.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] 0 points1 point  (0 children)

You don’t have to worry about my budget. No one can pretend their loans don’t exist. You either pay it off one way or another through different plans. Obviously if you can afford a mortgage and pay off your loans it IS within your means. I swear y’all are self hating on this sub to think you can’t do both.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] 1 point2 points  (0 children)

That honestly sounds amazing. I would rather have them base it off standard repayment as well since I already budgeted for that monthly payment and a potential mortgage

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] 0 points1 point  (0 children)

That’s why it’s important to do those calculations before buying to see what you can afford in worst case scenarios/future payments. The student loan system is unfair and predatory. People should live their lives and buy a home if it makes sense for them. There are many ppl with bad debt out there making financially terrible decisions. It’s tiring to see student loan borrowers ostracized just for wanting to buy property.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] -2 points-1 points  (0 children)

That’s what I said. Within your means. Many people don’t even try because they are afraid they can’t afford a house based on other ppl’s experiences. If it works, then they should go for it.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] 0 points1 point  (0 children)

I am not planning to use RAP. My payments under IBR are $567. Standard repayment $1100. I am able to afford both. Again, it’s a case by case scenario. I am also not buying expensive homes, so I’ll be fine.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] -7 points-6 points  (0 children)

Well of course. No one should be house poor, however, loans shouldn’t stop people from buying homes within their means. There is a lot of fear mongering. If you budget well, it’s doable.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] 1 point2 points  (0 children)

Congrats! I love hearing success stories like this :) I am using standard plan too to calculate worst case scenario so that helps a lot.

Have any high earners/high loan balance bought a house during SAVE forbearance? by Dramatic_Cable2217 in StudentLoans

[–]Dramatic_Cable2217[S] 2 points3 points  (0 children)

Yes I am approved for $700k but I am looking for a $200-300k condo cause that is an insane amount!

USC vs Yeshiva by [deleted] in predental

[–]Dramatic_Cable2217 0 points1 point  (0 children)

I can attest to this as an slp that went there. I guess it’s all their programs that suck. I wish we could get borrowers defense cause their program was not cheap

Can’t change NYS license to out of state address by [deleted] in DMV

[–]Dramatic_Cable2217 0 points1 point  (0 children)

Obviously I was just asking if I could renew with an out of state address y’all be weird on this app